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Todd ********
This is a summary of
Todd ********
's contributions to the platform. They have posed 2 questions and added 5702 comments.

QUESTIONS

COMMENTS

Todd *********
@Nick ***********
one of the subtleties to this is that the immigration officers are always aware when it’s an agent visa. And you legal stamp extension is valid as can be. There is no problem. I assume you were not using agents earlier but border bounces only?

My experience with local immigration was excellent. In fact he assisted me in having it relocated to Samui to support 90 day reporting. He was well aware had never been to northern Issan where the stamp was put on my passport.

I totally agree that if it is available to you, the best way is the 65,000 monthly deposit method. I have always used Wise also, and experienced the same issue with Krungsri when they suddenly downgraded to only 50k deposits. Had to switch the deposits to BKK bank.

Thanks for taking the time 🙏
Todd *********
@Nick ***********
if I recall (perhaps I’m wrong) it was your previous stance on this issue? I thought you were here long time on border bounces? If wrong, my apologies, mistaking you with someone else.

But to the actual question, you mentioned here that ‘it’s not worth the risk’. What is the risk you see here?
Todd *********
@Stephen *******
don’t be so shy mate. I like your weird, passive aggressive lurker approach with the cute icon. But don’t be afraid to man up and state your piece. Don’t have to bring shame upon yourself for cowardice. Speak up man. It’s a free world
Todd *********
@Nick ***********
singing a different song now Nick. For clarity, what are the risks you perceive?
Todd *********
@John *********
wow. That’s two hard hits. Did not realize this.

The annual indexing continues for all 🇨🇦 govt pensions regardless of where you live. No freeze.
Todd *********
@John *********
it’s not a hassle as all really, I just bring money over when it’s advantageous exchange wise. Not that the CAD has been great lol.

Yes- low interest rates in the UK. We are maybe 4% on 5 year GIC in Canada right now, not much better. Have to look elsewhere.

UK pensions are liable to Thai tax? Interesting. Ours are covered under the tax treaty. Canada does withholding tax and Thailand doesn’t tax them
Todd *********
@Stephen *******
keep up the standing in line lol.

It’s pretty basic math for anyone with a small amount of financial knowledge. Not sure why some of you are so challenged with the basics.
Todd *********
@Paul ******
I bet. They are bureaucratically plodding and the banks can be painfully slow and the way too many copies to sign. But I never close accounts anywhere.

And Mexico permanent residency was a very easy process. And never need to renew. No reporting. No fees. No immigration visits. Just come and go as you please for life
Todd *********
@Stephen *******
not one bit confused. And I value my time. I can even understand why saving the few Pennie’s is so important to you.

Why - because 1.6 million baht is basically beer money for the average retiree.

At least you grasp that I am correct about the legal stamp. Good job
Todd *********
@Ray *******
that’s fair. The money is still there. It’s dead money for 2 years but not much loss to be worried about.

It’s a bit challenging to get THB out of the country. You will get beaten up a bit on fees and exchange rate