How can I earn yield on the 800k THB deposit for a retirement visa in Thailand?

@Bobby *******

I have a question for you: I recently acquired a 15 month "Non-O Retirement" visa in Thailand after entering on a tourist exemption (US Passport). Is there an appreciable difference between a "Non-O" and a "Non-OA" ? Thanks.

@Deby *************

The only way to change from OA to O is to leave the country and either apply for the O at an embassy, or re-enter on a TR or exempt and apply for the O at an immigration office. But most definitely can be done

@John *********

Not misleading at all. Perhaps you didn't understand it. It's not rocket science

@Bobby *******

yep but then your follow up was a little misleading so thought it best to clarify

@John *********

Which is why I suggest getting the OA,

@Bobby *******

don't think 12 monthly transfers are any use for the in country visa only for extensions

@Bobby *******

@Bobby *******

Thank you

@Jack ********

You could come over on tourist visa and open a bank account, but keep in mind you will not be able to get the visa or extension until you have the 12 monthly transfers

@Bobby *******

@Bobby *******

could we come over there on a Tourist visa in the meantime while we're transferring the money? Or do I have to wait for those 12 x transfers to happen? Is it hard to open a bank account or can I do that online? Thanks

@Jack ********

The best approach is to apply for OA visa from your own country. You use home country funds for this. When you get to Thailand start the monthly transfers. You cannot get a visa unless you already have 12 x monthly transfers

@Bobby *******

@Bobby *******

I meant for the actual Visa. Right now I have nothing.

@Russell ******

No. You still have to satisfy the full conditions for each separate extension. I did it differently by initially getting an OA visa, which effectively gives you two years and requires zero money in Thai bank account. I started the 65k transfers midway through the first year, so by the time I applied for my first in-country extension I already had 18 months of transfers

@Russell ******

Yes I use Wise. Good exchange rate, low transfer fee and transaction shows as a foreign transfer

Nick MuayPlam div 1? This is your buddy who knows of the bribes paid to his dept?

Nick MuayPlam if you aren’t deported. Remarkable stuff here. Good luck, you seem in desperate need of it

@Todd ********

So if not by bribery, what method did you personally use to circumvent the financial regulations ? Teach us something... Why did your passport had to go all the way up North instead of being handled at Koh Samui ? Sure there is a reasonable explanation. I must have been mistaken, therefore I humbly ask your specific method.

Nick MuayPlam you are accusing Thailand Immigration Officials of accepting bribes Nicky boy…. Can you show some evidence of your assertion? Can’t back your BS up?

@Todd ********

Can't back up your arguments, so Mr "I don't have a clue by his own admission" has to resort to feeble threats ? Priceless.... 🤣

You're the one suggesting circumventing official rules. Unless your method is official, in which case you can provide a link.

Nick MuayPlam what’s the name of your Div 1 immigration buddy again? Can look into getting you some better answers. Seems incredible that you would openly accuse Thai officials of taking bribes from agents!

@Robert *****

reply to him ?

Reply to what ?

@Robert *****

it’s 2022. Nobody uses the phone anymore. You see that pic I posted above with a phone number on it? Try that. I’m sure they can walk you through the process and help you fill in blanks

@Todd ********

Todd, can you give me the phone of your agent? He seems to be successful.

@Robert *****

Nick MuayPlam has no argument, he just doesn’t like agents. And is making errors in understanding. Using an agent is perfectly legal. Which is quite well known. Try Thai Visa Centre using Facebook messenger or optimally the Line app.

They are extremely responsive and can answer your questions. And will also help you overcome the idiocy Nick seems keen to post

@Todd ********

I use Thai Visa Central too .

I've done it before on my own.

What a waste of time.

If that cheap Charlie wasn't so miserable he could sit back and enjoy life too.

Why on earth would I want to spend a day doing something I don't want to do ?

I just pay a small fee and sit home or do something I enjoy.

Nick MuayPlam keeps saying it's illegal but yet it's not . He doesn't have a friend that works at immigration , he doesn't have any friends.

I read everything he wrote any nothing makes sense. He just happens to have a friend now 🤣🤣🤣

Most likely not even living in Thailand.

I screen shot his comments saying Thai Visa Central bribes immigration too . I sent it to them . Let see if they want to take action against him . Maybe they will forward it to immigration ?

If he's so smart he would know the trouble he can get into for lieing and someone.

@William ******

sad and wee little man for sure 😂🤷‍♂️

@Todd ********

it's funny how Nick MuayPlam is spreading false information with no evidence if anything he says but wants you to prove him wrong 🤔🤣🤣

He sounds jealous at best .

I read what he said and none of it makes sense and is a total lie so why would anyone do anything but laugh at him 🤣🤣

Sounds like he is not a happy person. I wouldn't want to be around him or anyone that unhappy in life.

@Todd ********

absolutely illegal way to get your stamps. Don't spread wrong information. But you can prove me wrong and explain the procedure how you got your real stamps in a legal way.

Doesn't matter that the staml is a real one. The stamps are not fake, nobody ever told that. But you got it through bribery. That's how your agent got it, that's what you paid for.

Isn't it strange that you are incapable of explaining the correct procedure on how you got that stamp ? H

What are the exact steps, how do you bypass the financial requirements in a legal way. Feel free to explain. Why do you always refuse to help others and refuse to explain that "secret".

Isn't it strange that in the other - original - visa group you never claim this nonsense, because that group is strictly regulated by experts ?

It's bribery. That's how it works. The usual in Thailand, we ALL know it, it's not a secret. But you're afraid just too afraid to admit it.

If it's not bribery, just explain all of us which requirements you use so we don't need an "agent".

Nick MuayPlam of course I hit the laugh emoticon, this is funny 💩. Nice rant. Which laws are you quoting exactly ? You have no clue what ‘is going on’, yet seem keen to expand upon it.

‘Thus illegal’…. Nope 👎.

‘You are stuck with that agent’ again nope. False. Give correct info Nick. You can revert back to dealing directly with immigration anytime you wish. The stamps are legal and well known to be so. Funny stuff. The bottom line is that an agent is a facilitator. And some people prefer to use them.

@Todd ********

How have I lost the plot ? I and others know exactly what is going on, why would you insinuate otherwise and thus give wrong information ?

How do I look down my nose" ? It described correctly how you got your yearly extension without putting money in the bank : by paying an "agent" to bribe your way around it. There certainly is no law allowing it. That's how the system works.

Instead of once again trying to insult me, you could exactly explain all of that is completely legal and explain the procedure. But you'll not be able to do that.

Give some correct information for once. But instead you'll just press the laughing emoticon and rant and insult without a proper explanation of the procedure of course.

You're incredibly naieve in thinking that just because you paid an agent a sum of money you miraculously got your stamps in a legal way. That's not how things work in Thailand.

But feel free to prove me wrong : explain the exact procedure. Quote the laws, the exact requirements.

Nick MuayPlam seems to have lost the plot completely. Nothing accurate here. I love how the odd westerner moved to Thailand and then spends his time looking down his nose at how their system works 🤷‍♂️😂👎

Nick MuayPlam is there a point to this? 😂 I don’t think the elevator is making it all the way up at your place…

@Todd ********

don't forget to delete everything. Wonder why you have to send your passport to the North..

Nick MuayPlam you have all the info you need. Your friend can help you understand. It seems you are making a strong statement here. Your friend at Div 1 immigration is aware of bribes to immigration officials!!!! Are you aware of Thai laws regarding libel? Stupid, stupid comment. Will grab a screen shot for future ref while make some deletions. Ur welcome

@Todd ********

Just need a link to the procedure which doesn't exist. Paste and post, 1 minute work to prove your procedure which doesn't exist legally.

Weirdly my close friend working at div 1 immigration also says it's just plain bribery, there is no legal way to circumvent the financial requirements.

Nick MuayPlam here is the ‘procedure’ you seek lol. Message TVC and have them walk you thru the baby steps your seem to appear to need.

@Todd ********

you don't need an agent if it's legal.. just point all of us to the procedure..

Anything legal can be done with or without an agent. But bribing should indeed be done through an agent.

But you yourself admitted once you have no clue how the agent does it, which explains why you never once answered the procedure, and so how would you then claim that you know it's legal if you have no clue (by your own admission) ? The simple test of legality is : tell us the procedure how to do it ourselves.

And why does your paperwork has to be sent to the an immigration office in the North instead of where you reside ? Your own office can't do it ?

Nick MuayPlam If you don’t understand how agents work, just put up your hand and someone will try to help you overcome. If you think tying up 800k is a smart thing, carry on 😂🤷‍♂️.

The ‘other’ visa advice page? Thai Visa Advice you mean? Why not identify it? And as you seem to believe you are a knowledgeable fella, who owns that page?

And if your google is broken and you can’t figure out which agent to use, here you go.

@Robert *****

It is illegal. Just ask Todd and his buddy William how you have to do it without an agent. They never ever answer that question because they have no clue how to do it.

IF it were a normal legal procedure, it would be easy to point you to the law. The financial requirements are clear.

IF it were legal, you coukd do it yourself, which is 2000 baht to apply for the imitial 3 month non-O and 1900 baht for the yearly extension.

But Todd has failed to show how you can do it. He uses an agent bribing immigration, but either has no clue, or to scared to admit.

You can find the financial requirements on the webpage of immigration :



Go to 22 : visa extension, in the case of retirement.

It clearly explqins the financial criteria.

I can give easy proof, but Todd and his body have never given any proof despite my repeated requests for almost a year now. And he has never made these rant- claims in the other visa group, which is the original group moderated by experts. Here he and his friend know they can get away with misinformation.

Sure he gets away with letting an agent bribe immigration, like so many others do. But the correct information is that it is illegal. Now if you want to follow that path just like Todd is up to you.

Just ask Todd to give a link to the criteria how he obtains his extension with "his" method. He won't because he can't. He's just lying, or he has absolutely no clue what his agent does.

@Todd ********

can you give me the name and phone (or email) of the agent you used? Good to hear that this is not illegal.

@Robert *****

of course they ‘accept’ it. They issue the stamp. What are you even talking about?

@Todd ********

but Immigration won't accept that, will they?