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Answereda year ago

What are the visa options and financial requirements for marrying a Thai national and living in Thailand?

Peter *********
asked Jun 11, 2025
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Hi members.....

I am travelling to Thailand on my Australian passport 60days.

Planning on getting married at registry or immigration

Few days after arrival.

I hear that after 2 months I can apply for retirement over 65 visa. Which is best E visa

To get with multiple entries.

But living full time Thailand.

How much money after marriage to Thai lady do I require for bank . And can I open Banking account.

Thanks 😊
Answer summary
The user is traveling to Thailand on a 60-day Australian passport, planning to marry soon after arrival. There is confusion about the correct visa to apply for post-marriage, highlighting options between a Non-O visa (for marriage to a Thai) requiring 400,000 baht in a Thai bank account and a Retirement visa requiring 800,000 baht. Users note difficulties in opening bank accounts on a short-term visa and suggest getting the Non-O visa before traveling or following the right procedure to ensure funds can be deposited correctly. Additionally, there's mention of needing official documents such as a Certificate of No Impediment to Marriage (CNI) for the marriage.
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Scott ***********
Scott ***********
good info
Porky ******
Porky ******
Firstly you won’t be able to get married within a few days of arrival because you’ll need a Certificate of No Impediment to Marriage (CNI) from the Australian Embassy.

Most other embassies call it an “Affirmation or Freedom” same thing…

From my previous TWO marriage experiences here it has to remain there for 7 days and anyone can oppose it if they’re having a bad day! 🤣

I don’t mean to be nosey but the rush rush to get married sounds concerning and typical of a scam.

I have to ask,

Did you meet this person on a dating site and this is the first time you’ll be meeting each other?

Sorry mate but it happens so often!
Peter *********
Peter *********
OP
@Porky *****
met through mutual friends in Thailand 10 years ago Been together since..she has been to Australia few times I go Thailand 2 times a year
David **********
David **********
50 to 70 k in North is plenty
David **********
David **********
*****
0 baht is all that is needed
Neville **********
Neville **********
You will need heaps of money - you have family to support
Peter *********
Peter *********
OP
@Neville *********
..she no family. Been supporting her almost 10 years
Tom ********
Tom ********
Have you met this lady in person before?
Peter *********
Peter *********
OP
@Tom *******
only last 10 years..She comes Australia I come Thailand
Peter *********
Peter *********
OP
Have home khon Kaen
Mikkel *******
Mikkel *******
You are mixing two different things.

If you apply for a retirement visa and then extension of that, it is irrelevant whether you are married to a thai or not.

The money requirement is 800K banked in Thailand to get the extension. For the initial visa you will not be able to get that in Thailand unless you already hold a Thai bank account. For the initial 90 day visa you need to show 800k in the bank. Can be your bank in your home country if applying from the Thai embassy there before you travel. If you already have a thai bank account, you can transfer in the 800K once you are here, and then apply for the 90 day initial visa here.

If you are married to a Thai, another option is to get a non o based on marriage to a thai.

The money requirements for that is 400K.

Not many immigration offices in Thailand will sell you the initial 90 day non o for that, so you will probably have to get it from a Thai embassy in another country. Again easier to just apply for before you travel.

In any case, with the new situation where it is next to impossible to open a bank account in Thailand on a tourist visa/visa exempt, you are far better of getting the visa before you travel, regardless of which of the two types of non 0 you go for.

Unless you already have a Thai bank account in your name only.
Peter *********
Peter *********
OP
@Mikkel ******
thanks 😊. I Was lead to believe if you marry a Thai then after 2 months you can apply in Thailand for marriage to Thai visa..And bank
*****
0bht in bank account.
Porky ******
Porky ******
@Peter ********
There’s no such thing as a marriage or spouse visa

Its just a 12 Non Immigrant-O
Dca *****
Dca *****
@Peter ********
You need to Book an Appointment with the Australian Embassy in Bangkok (or if in Southern Thailand, then the Australian Consulate in Phuket) to get 2 Required Certificates from the Australian Embassy: the CNI Certificate and Certified Copy of your Passport before going to the local Thai District Office ( ที่ว่าการ อำเภอ in the Provinces or สำนักงานเขต in Bangkok) to get a Thai Marriage Certificate

>
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Keith *************
Keith *************
Travelling to Thailand how can I renew my driving licence ⁉️
Ant ***********
Ant ***********
Much easier to Get a non-O visa before you leave Oz

Via Thai embassy website in Sydney

You need to show 800,000BHT equivalent in a bank account for 3 months
Peter *********
Peter *********
OP
@Ant **********
and after 3 months
Dwayne ********
Dwayne ********
Aside from Visa which the group will advise, “cost of living”, if live South (Pattaya-Phuket) would suggest 100,000-200,000 THB per month plus accommodation. If middle or north, country, 70-100k.
Ian *******
Ian *******
Peter best you look at the thai imigration website got all the information there you need. If not yet married best to get single entry non O and then extend as required either marriage less money in bank but need proof of marriage and residence.
Anna *********
Anna *********
Get a non o visa (90 day) before you get to Thailand Open bank account deposit funds (400k thb for marriage to Thai or 800 k thb for retirement) go to immigration before 90 day visa runs out an apply for 1 year extension based on marriage or retirement

Personally I think retirement is easier as marriage has lots of fuss to prove that you are really married home visits etc Good luck
Doug *******
Doug *******
@Anna ********
What are the requirements regarding the deposit of 800,000 baht? Cash only? Or can it be transferred electronically from an account outside of Thailand? Thanks.
Anna *********
Anna *********
@Doug ******
transfer is best from o’seas just make sure you mark it as ‘longstay’ funds or something like that
Paul *******
Paul *******
To get a Retirement visa in Thailand you need to have the money in a Thai bank account. It is not possible to open a Thai bank account on a 60 day visa free entry or on a tourist visa, only on a long ter, visa. Best get a Retirement visa in your home country, then you can open a bank account once you are in Thailand.
Andy ************
Andy ************
You can apply either for a "married to a Thai" visa which requires 400k baht in a Thai bank account, or a "retirement" visa which requires 800k baht.

Be aware, if you're getting the Australian Pension, if you become a resident of Thailand you will lose the tax concessions, and your pension will be taxed at 30% in Australia

************************************************
Wayne *********
Wayne *********
@Andy ***********
hopefully has reached the age to get the pension or will have to go back to Australia for a few years.
Peter *********
Peter *********
OP
@Wayne ********
70years...What happens to the
*****
0bht in the bank
Bob **********
Bob **********
@Peter ********
you can spend it as soon as your extension is granted the 800k has to stay for 3 months and can drop to 400k then back to 800k 2 months before the next extension
Wayne *********
Wayne *********
@Peter ********
You leave it there
Andy ************
Andy ************
@Wayne ********
Correct. The Pension Portability rule is covered in this video

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Stephen ********
Stephen ********
You would register your marriage at the local amphur office. If you have been married before, you will documents from Australia showing you are legally divorced. You will need a certified copy of these and a certified copy of your passport, ith of which you would get from your embassy here in Thailand. Once married, you can the apply for your Non-O, and you will need to have ฿400,000 in your thai bank account. If you dont have a thai bank account, that is where you will run into difficulty. Good luck
Wayne *********
Wayne *********
Visa exempt very difficult to open bank accounts these days even with agents it can be hard or cost more to grease the wheels
Wayne *********
Wayne *********
You can get retirement visa after 50 not 65.

Should have got non O visa before going to Thailand. Easier to open bank account if you don't have one already
David *******
David *******
@Wayne ********
there is still a hold on opening a bank account due to issues in the south of Thailand 🇹🇭 as far as I am aware that was about or a week ago when I was renewing my retirement visa and multiple entry visa.

But having said that the ban on foreigners opening bank accounts may have been lifted i don’t know yet
Wayne *********
Wayne *********
@David ******
the hold is on people without long term visa in Bangkok etc so tourists etc very difficult but O,OA, OX etc are not having much issue
Peter *********
Peter *********
OP
@David ******
my main question was about marriage to Thai after 2 months.. can open bank accounts....and get retirement visa with multiple entries..
David *******
David *******
@Peter ********
no - marrying a Thai lady does not entitle you to open a bank account. You need an appropriate visa.
Wayne *********
Wayne *********
@Peter ********
difficult to open without long term visa married or not. You get OA or OX visa when in Australia they are already multiple entry. Get non O then year extension you buy multiple entry at the airport after you have it.
David *******
David *******
@Peter ********
my agent told me it was for new people who want retirement visa at this stage, Thai banks are cracking down on the scammers in the south so foreigners will be getting disadvantage for the time being, but should go back to normal soon I hope

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