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Am I approaching the non-O visa application process correctly for retirement in Thailand after marrying a Thai partner?

Non-Immigrant O Visa Visa Application Process Retirement in Thailand Marriage to Thai National Visa Requirements Financial Proof for Visa Health Insurance for Visa Police Clearance for Visa Thailand Immigration Rules

May 12, 2025

3 days ago

Terry ***********

ORIGINAL POSTER

I am getting married to my Thai partner in early July and wish to retire in Thailand. I have started to an application for a non o visa and I got extremely bogged down around the fourth page asking for things like proof of medical insurance and funds in a Thai bank account as well as a medical certificate and police clearance. Am I approaching this the right way. I am from Australia. I'm sure that this kind of question has been asked repeatedly however, any constructive information would be greatly appreciated. I intend to register our marriage and apply for a spousal visa.

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TLDR : Answer Summary

The poster seeks clarification on the non-O visa application process for retirement in Thailand after marrying their Thai partner. They express confusion regarding requirements such as medical insurance, bank funds, and certificates. Comments suggest that they may have mistakenly selected a non-OA visa, which has more stringent requirements. Contributors recommend applying for a non-O visa instead, which is deemed simpler, especially when converting from a tourist visa. They advise gathering necessary financial documentation, like proving funds in a Thai bank account, and suggest getting health insurance beforehand. Also, the need to familiarize oneself with visa extension rules based on marriage or retirement is emphasized.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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Mark ********

Do get health insurance before you come. I spent

*****

baht, because I got sick before I stated my policy.

I can put you in touch with my.broket if you want.

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Daniel *********************

Thailand visa is very confusing!!🫤

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Bob ********

Siam Legal

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Joe *****

Its a process for sure. Don't get a marriage visa. NON O is much better although u need 800k..not 400k. Why to marry? There are no benefits to being married except for the woman.

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Craig **********

I REALLY agree with Joe here. Been with a great girl for 13yrs but would never do the ”marriage” visa (unless under 50). Every year they give you more hurdles and requirements to prove you’re still together. Just do your own thing for the extra 400,000฿.

Every year you just get a bank statement, a photo and your TM7 form and you’re in and out of immigration in 30min!

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Craig **********

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Simon *********

You can get a non o, or just come on visa exemption and convert to non o here, easiest if using an agent, to do that.. Better to get non o, so you don't need an agent to help open a bank account

Then get an extension based on marriage or retirement.

Married extensions only need 400,000 baht in an account, but they need a lot more paperwork proving that you are still living together... Retirement extensions are easier.

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Graham ******

@Simon ********

The first extension must be for the same reason the Non-O was issued, you cannot choose between marriage and retirement

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Reinhard ********

That's different in every province.For me IT was No Problem.I came with the non Immigrant multiple entry one day before the Lockdown and after all borders we're closed I could'nt do my 90 day visarun.I went to the Immigration and they helped me to get the retirement extention immediatly.

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Graham ******

@Reinhard *******

There were many different rules during the lockdowns which have since been discontinued

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Reinhard ********

May be.I got 3 bankaccounts.Bangkok Bank,Krung Thai and Ormsin.No hassle at any of them.

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Reinhard ********

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Richard ********

You get Google voice keep your us number easy two way verification with vpn,sms,apps.very cheap .living in Thai with USA local bank and phone.

Dual Sim have multiple numbers with wi fi WhatsApp local free VPN calling, thai sim,Google voice maybe all three with extra data 20.00 or less

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Chanya ********************

I help expats in Thailand find reliable health & life insurance with great coverage and real support — in English.

I work with top insurance providers and personally help with claims and questions along the way.

If you're still looking, feel free to message me — I’m happy to help you find a plan that really fits your needs.

For a quick chat, you can also reach me on WhatsApp. 0815395944

**********

*****

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Chanya Noot Sena

Your Insurance Planner in Thailand

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Richard ********

Over 55 I found easy,proof of income is just under 2000.00 month can come from ssa,401,and a letter not a Thai bank just income,use us bank get wise at min.cost.do plaid connect to accounts you convert use to bht at no charge wise is thai.its converted no charge local card very min.atm fee ,get digital card as well easy pay and every where,no changing currency, no wire transferes,no bank currency exchange fees,security great us plaid verified cheapest and still maintaining us presence,you can do minimum bank Thai account,visa is the new over 55 retirement,go get 60 day last 30 apply have proof of income and contact info in Thai ready,1998.00 under 2000.00 month that's it ,visa fee very cheap.

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Anna *********

@Richard *******

this is all a bit confusing but more importantly the OP is Australian not American so ssa and 401 references are completely irrelevant

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Anna *********

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Spencer *******

I am doing exactly the same I have applied for a straight Non O visa. My situation might be different as need a CNI aswell as all the other bits. Fortunately I am financially stable enough to convert to Non OA or Marriage visa depending on time frame availability of appointments at embassy etc. But the way forward is straight Non O get the bank account open get the money into Thailand then look closely at the requirements for each category you wish to apply under for the 12 month leave of stay. The critical part is both require the money to be seasoned.

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Reinhard ********

@Spencer ******

The retirement extention is easier.But there must be

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Thb income a months or 800k in a bankaccount for 2 months before the aplying.

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Jeffrey ********

@Spencer ******

what is meant by seasoned money

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Spencer *******

@Jeffrey *******

for either extension applied for in country my belief is that your funds must have been in the account for 60 days I maybe wrong it might be 2 calander months

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Jeffrey ********

@Spencer ******

oh right, thanks Spencer

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Jeffrey ********

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Bob **********

Your looking at the wrong visa check out the non-o not the OA visa

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Reinhard ********

Do only the non Immigrant Visa from home .Then you Go to Thailand and open a bankaccount and deposit the 400k and apply for the extention at your Immigration office.You only need a traveller isurance for the 90 day Visa.This is the easiest way to get the extention.

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Jon ********

Non OA is done when you are not in Thailand. If you are in Thailand get a Non O.

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Brandon ************

or non-O outside of Thailand as well.

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Roger **********

pros and cons Jon..

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Roger **********

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Anna *********

Try non O, not non OA. It’s much less hassle

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Terry ***********

ORIGINAL POSTER

I thought I was applying for a non o, maybe I selected the wrong one in the drop down menu

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John **********

@Terry **********

you did. You want the option Retirement (pensioner aged 50 and above...)

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Terry ***********

ORIGINAL POSTER

@John *********

thank you, I will give that one a try

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Reply to

Terry ***********

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Brad *******

Bogged down how? You seem to understand the questions. Just answer them.

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Stuart *********

Sounds like you selected a Non OA visa - which needs insurance a health check and police cert.

You want a Non O Visa.

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Stuart *********

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