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What are the requirements and procedures for obtaining a Non-Immigrant O Retirement Visa in Thailand?

Visa Requirements Thailand Retirement Visa Non-Immigrant O Visa Financial Requirements Bank Account for Visa Extension of Visa Superannuation as Proof of Funds Residency Certificate Joint Bank Accounts

May 9, 2025

2 months ago

Jimmy *******

ORIGINAL POSTER

Hi Guys, my wife & I are moving to Thailand in August, and have a list of questions that we can't seem to get a proper response on.  None of the Thai Consulates here in Australia seem to be taking calls at the moment and we have no local one' that we can visit.  We have also sent emails to the consulates but not receiving a response so thought that I would try here as we really need the information to be able to proceed further.  We will be applying for the 90 day Non Immigrant Retirement Visa from OZ, then doing the 1 year extension from Thailand, so our questions relate specifically to this visa only.

We would appreciate the correct advice relating to this and are gratefull for your advice.                                  

Non- immigrant O VISA – Retirement - 90 days (First 90 days)

To meet the financial requirements can the 3 months deposit into an Australian bank account of a total of 65,000 BHT (per person per month) be from other sources not from a State Pension? 

Can the money be in a joint bank account (husband and wife)?  Are the financial requirements for both applications taken from this same account? 

 If the 65000 BHT deposits per month per person is acceptable – can you spend the deposited money, or does it have to stay in the account for 3 months and not be touched?   

Can a superannuation statement be used as proof of having adequate funds instead of a bank statement? 

Non- Immigrant O Visa – Retirement – 1 year Extension (when in Thailand)

Is the financial requirement for the 1st year extension,  to deposit 800,000 BHT (per person) into a Thailand bank account for a period of 2 months?,

OR 

is there another option to have 65,000 BHT deposited (per person) per month for 2 months?

 If the 65000 BHT deposits method is acceptable – can you spend the deposited money, or does it have to stay in the bank account and not be touched?  

To open a bank account - Can we apply for a certificate of residency certificate once we arrive, by showing 2 months paid accommodation.  The accommodation is rented from the owner through Airbnb.  

Rental agreement – How long does the rental agreement need to be for? 

 Does the Thailand bank account need to be in separate names for a husband and wife or can it be in both names? 

How many years can we renew the non-immigrant 0 visa – for retirement purposes? 

On a retirement Non-immigrant 0 Visa – can my wife enter as a dependent on my Visa, if she is over 50 years old and Australian?   If yes, can a bank account be in joint names? 

Can a superannuation statement be used as proof of having adequate funds instead of a bank statement? 

Thanks so much!

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TLDR : Answer Summary

The user is inquiring about the financial requirements for the Non-Immigrant Retirement Visa (Non-O) for them and their spouse, specifically the initial 90-day visa application and the subsequent 1-year extension. They seek clarity on whether they can use funds from an Australian bank account to meet the monthly income requirements and if the funds must be maintained in the account during the 90 days. The discussions highlight various aspects, including the necessity of having 800,000 THB in a Thai bank account for the extension, potential use of superannuation as proof of funds, and the possibility of opening joint bank accounts.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
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Peter *******

There is only one Thailand consulate operating in Australia, it is in Canberra.

All state located consulate were closed sometime ago

2 months ago

Jimmy *******

ORIGINAL POSTER

Hi Guy's, thanks for your responses. We will be moving to Kamala Beach (Phuket).

Non- immigrant O VISA Retirement first 90 day application process - as mentioned, the Thai website doesn't provide the answers we are seeking and the consulates are not responding to our questions. I am seeling clarity as to whether we can apply for the first 90 day with 65k income each in our OZ bank account for past 3 months then when we are in Thailand, can we do the extension based on 800k each rather than continue with the 65k income? The reason for this is that our flights are booked but the 800k is currently in my Superannuation account and I cannot get access to it until I turn 60 and there will not be enough time for me to transfer it from my super account into my normal OZ bank account then apply and wait for the visa, and get acceptance before our flights leave. We would prefer not to change our flight details as we also have the airbnb in Phuket booked.

2nd question - if we can use the 65k for the first 90 day process, once accepted, can we spend this? If you are able to respond to the 2 questions only that would be greatly appreciated as too much non related information just confuses the issue. Thanks again 😄

2 months ago

Jennifer ***************

@Jimmy ******

based on this screenshot it sounds like you should be able to apply with 65K each per month. Once you get to Thailand, you must have the 800k in a bank account for a minimum of 60 days before you can do your one year extension. The 800k must remain in the bank for 3 months after application, it can then drop to 400k and must go back up to 800k 2 months before applying the following year.

2 months ago

Reply to

Jennifer ***************

Peter ***********

@Peter ******

The embassy is in Canberra. There is a consulate in Sydney

2 months ago

Reply to

Peter ***********

Charlie ********

Where in Thailand do you plan to live? That will make a difference in relation to dealing with banks and getting residence certificate from immigration.

I can only speak for Phuket but all you need for a residence certificate is your passport, photocopies of you passport info page and entry stamp both signed by you. A TM30 ( this will be provided by your landlord) fee of 500 baht , a passport size photograph and a correctly completed residence certificate application. In Phuket you do not need a tenancy agreement for a residence certificate and you can get a residence certificate your first day in Thailand. They last for 30 days. You need one to buy or sell a vehicle and apply for a driving licence.

Bank account: Every branch of every bank will have different requirements.

BKK bank in Karon Phuket requires passport , long term visa, Thai driving licence or your own nationality driving licence and IDP. Thai SIM card.

I opened mine last week and did not have to show tenancy agreement or TM30 or residence certificate.

Hope that assists but remember if you narrow down the area you plan to live that will assist people in advising you.

2 months ago

David *******

You must be 50+

800,000 in a Thai bank first would be good/person for at least 2 months prefered.

Bangkok bank is best.

2 months ago

Michael *******

Heaps of info on embassy websites if you Google it, one thing they make clear is, funds B800k per applicant, has to be in a current account, initially in your home country then in Thailand once you move - this is intended to ensure you can support yourselves and cover medical expenses. Savings, deposit accounts etc are not acceptable. Once you are established here , you can move to a dependent visa for you wife (so only one 800k) and also switch to 65k per month for subsequent years.

2 months ago

David *******

@Jimmy ******

I am not a visa expert but I have done a lot of reading on many forums. It seems to me that you are trying to combine the two methods - the 800,000 required and the 65,000 per month option. Separate the two in your thinking. I think you need 800,000 each initially and then once in Thailand you show 65,000 per month deposits for next year extension.

2 months ago

John **********

Get the Non-O before you come to Thailand as it makes it easier to open a bank account. Each should open your own bank account and transfer into it 800k baht which should be there for 2 months before you apply for the 12 months extension, it has to stay there for 3 months after and can't drop below 400k at any point. The first year you can't use the 65k per month method as you need a full 12 months of overseas transfers before applying for your 2nd extension or just continue with the 800k. Make sure your landlord will file a TM30 for you as a lot of Airbnb landlords won't, without that you won't be able to do anything at immigration

2 months ago

Wannikea *********

Ask at your local immigration office how long a lease they want for a residence certificate. You'll need to show 800k for each of you, preferably in separate accounts, it's possible that the AUS consulate will accept 1.6M in a joint account for the initial non O, you'll need to ask them. Thai bank account is probably individual, the days of dependant Non O are pretty much gone, especially as she is over 50. Renew indefinitely as long as you meet the requirements. If your embassy will provide an income verification letter (which I'm not sure they will) it doesn't matter where the income comes from. The rules are clear, funding money in bank accounts nothing else.

2 months ago

David **********

Non o visa is the way to go you both need 800k in your own bank account you cannot spend the money. You can get a residency certificate but will need a long term rental agreement

2 months ago

Anna *********

I think you are best advised to rereading the Non O visa requirement again. You are confusing the Annual funds 800k with the monthly funds

*****

k funds You can’t use both Generall the process is get the o visa open a bank account in the first 30 days deposit 800k for 2 months seasoning Apply for yearly extension

Then you can start transferring

*****

k every month in readiness for the next years extension

This is obviously a simplified explanation

2 months ago

Reply to

Anna *********

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