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What are the requirements and procedures for obtaining a Non-Immigrant O Retirement Visa in Thailand?

Non-Immigrant O Visa Retirement Visa Visa Application Process Financial Requirements Bank Account Opening Extensions and Renewals Dependent Visa Superannuation as Proof of Funds

May 9, 2025

2 days ago

Jimmy *******

ORIGINAL POSTER

Hi Guys, my wife & I are moving to Thailand in August, and have a list of questions that we can't seem to get a proper response on.  None of the Thai Consulates here in Australia seem to be taking calls at the moment and we have no local one' that we can visit.  We have also sent emails to the consulates but not receiving a response so thought that I would try here as we really need the information to be able to proceed further.  We will be applying for the 90 day Non Immigrant Retirement Visa from OZ, then doing the 1 year extension from Thailand, so our questions relate specifically to this visa only.

We would appreciate the correct advice relating to this and are gratefull for your advice.                                  

Non- immigrant O VISA – Retirement - 90 days (First 90 days)

To meet the financial requirements can the 3 months deposit into an Australian bank account of a total of 65,000 BHT (per person per month) be from other sources not from a State Pension? 

Can the money be in a joint bank account (husband and wife)?  Are the financial requirements for both applications taken from this same account? 

 If the 65000 BHT deposits per month per person is acceptable – can you spend the deposited money, or does it have to stay in the account for 3 months and not be touched?   

Can a superannuation statement be used as proof of having adequate funds instead of a bank statement? 

Non- Immigrant O Visa – Retirement – 1 year Extension (when in Thailand)

Is the financial requirement for the 1st year extension,  to deposit 800,000 BHT (per person) into a Thailand bank account for a period of 2 months?,

OR 

is there another option to have 65,000 BHT deposited (per person) per month for 2 months?

 If the 65000 BHT deposits method is acceptable – can you spend the deposited money, or does it have to stay in the bank account and not be touched?  

To open a bank account - Can we apply for a certificate of residency certificate once we arrive, by showing 2 months paid accommodation.  The accommodation is rented from the owner through Airbnb.  

Rental agreement – How long does the rental agreement need to be for? 

 Does the Thailand bank account need to be in separate names for a husband and wife or can it be in both names? 

How many years can we renew the non-immigrant 0 visa – for retirement purposes? 

On a retirement Non-immigrant 0 Visa – can my wife enter as a dependent on my Visa, if she is over 50 years old and Australian?   If yes, can a bank account be in joint names? 

Can a superannuation statement be used as proof of having adequate funds instead of a bank statement? 

Thanks so much!

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TLDR : Answer Summary

A user seeks detailed information about the Non-Immigrant O Retirement Visa application process for them and their wife. They have specific questions about financial requirements, including deposits in an Australian bank account versus Thai banks, using superannuation as proof of adequate funds, the necessity of joint bank accounts, and the impact of using Airbnb for housing on residency certification. The community responds with various insights regarding fund management, visa classifications, necessary documentation for banking and residency, and clarifying that initial visa requirements focus on having substantial amounts in a Thai bank account.

NON-O RETIREMENT VISA RESOURCES / SERVICES

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Charlie ********

Where in Thailand do you plan to live? That will make a difference in relation to dealing with banks and getting residence certificate from immigration.

I can only speak for Phuket but all you need for a residence certificate is your passport, photocopies of you passport info page and entry stamp both signed by you. A TM30 ( this will be provided by your landlord) fee of 500 baht , a passport size photograph and a correctly completed residence certificate application. In Phuket you do not need a tenancy agreement for a residence certificate and you can get a residence certificate your first day in Thailand. They last for 30 days. You need one to buy or sell a vehicle and apply for a driving licence.

Bank account: Every branch of every bank will have different requirements.

BKK bank in Karon Phuket requires passport , long term visa, Thai driving licence or your own nationality driving licence and IDP. Thai SIM card.

I opened mine last week and did not have to show tenancy agreement or TM30 or residence certificate.

Hope that assists but remember if you narrow down the area you plan to live that will assist people in advising you.

2 days ago

David *******

You must be 50+

800,000 in a Thai bank first would be good/person for at least 2 months prefered.

Bangkok bank is best.

2 days ago

Michael *******

Heaps of info on embassy websites if you Google it, one thing they make clear is, funds B800k per applicant, has to be in a current account, initially in your home country then in Thailand once you move - this is intended to ensure you can support yourselves and cover medical expenses. Savings, deposit accounts etc are not acceptable. Once you are established here , you can move to a dependent visa for you wife (so only one 800k) and also switch to 65k per month for subsequent years.

2 days ago

David *******

@Jimmy ******

I am not a visa expert but I have done a lot of reading on many forums. It seems to me that you are trying to combine the two methods - the 800,000 required and the 65,000 per month option. Separate the two in your thinking. I think you need 800,000 each initially and then once in Thailand you show 65,000 per month deposits for next year extension.

2 days ago

John **********

Get the Non-O before you come to Thailand as it makes it easier to open a bank account. Each should open your own bank account and transfer into it 800k baht which should be there for 2 months before you apply for the 12 months extension, it has to stay there for 3 months after and can't drop below 400k at any point. The first year you can't use the 65k per month method as you need a full 12 months of overseas transfers before applying for your 2nd extension or just continue with the 800k. Make sure your landlord will file a TM30 for you as a lot of Airbnb landlords won't, without that you won't be able to do anything at immigration

2 days ago

Wannikea *********

Ask at your local immigration office how long a lease they want for a residence certificate. You'll need to show 800k for each of you, preferably in separate accounts, it's possible that the AUS consulate will accept 1.6M in a joint account for the initial non O, you'll need to ask them. Thai bank account is probably individual, the days of dependant Non O are pretty much gone, especially as she is over 50. Renew indefinitely as long as you meet the requirements. If your embassy will provide an income verification letter (which I'm not sure they will) it doesn't matter where the income comes from. The rules are clear, funding money in bank accounts nothing else.

2 days ago

David **********

Non o visa is the way to go you both need 800k in your own bank account you cannot spend the money. You can get a residency certificate but will need a long term rental agreement

2 days ago

Anna *********

I think you are best advised to rereading the Non O visa requirement again. You are confusing the Annual funds 800k with the monthly funds

*****

k funds You can’t use both Generall the process is get the o visa open a bank account in the first 30 days deposit 800k for 2 months seasoning Apply for yearly extension

Then you can start transferring

*****

k every month in readiness for the next years extension

This is obviously a simplified explanation

2 days ago

Reply to

Anna *********

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