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What are the financial requirements for a couple applying for a long-term visa in Thailand?

Apr 7, 2025
6 days ago
Mike *********
ORIGINAL POSTER
Couple visa requirements

We make approx 2700 usd combined after medicare deductions (3100 before) and would be able to do the 25000 deposit.

Does this sound like sufficient funds to qualify for a long term visa?

There's possibility of approx another 600/month on top of this

Appreciate your help
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TLDR : Answer Summary
To qualify for a long-term visa in Thailand, specifically a marriage visa, couples need to meet certain financial requirements. The thread discusses that the combined income of approximately $2,700/month far exceeds the minimum income requirement of 40,000 THB/month, and a bank deposit of $25,000 (approximately 825,000 THB) also meets the necessary deposit criteria (400,000 THB). Responses explore different visa options, including Non-O and Non-OA visas, and recommend verifying requirements with the embassy. Additionally, one user inquires about pension income impacting visa funding needs.
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Monair ********
I have a question, my retire is over 120,000 bath a month from the US government do I still need to deposit 800k in a bank account to get the retirement visa???
John **********
@Monair *******
yes if you get the Non-O visa or an extension of it in Thailand. A Non-OA visa allows you to keep your money in your home country for the duration of the visa but has additional requirements such as compulsory insurance, background check, etc
Pru *****************
Hello
@Mi**
, congratulations on your decision to make Thailand your home! It's wonderful to see couples planning their future together in such a vibrant country. 😊 Regarding your question about the financial requirements for a long-term visa (specifically, a marriage visa): Financial Requirements: To qualify for a marriage visa in Thailand, you need to meet one of the following financial criteria:​

Monthly Income: A minimum monthly income of 40,000 THB.​

Bank Deposit: A deposit of 400,000 THB in a Thai bank account, maintained for at least 2 months prior to your visa application.​

Your Situation: Your combined monthly income is approximately 2,700 USD, which is about 90,000 THB. This comfortably exceeds the 40,000 THB monthly income requirement.​ Additionally, you're prepared to make a 25,000 USD deposit, equivalent to 825,000 THB, which is well above the 400,000 THB bank (or Insurance) deposit requirement.​ Considerations:

Income Verification: Some embassies may require a letter verifying your income. However, policies can vary, so it's advisable to check with your respective embassy.​

Bank Deposit Maintenance: Ensure that the 400,000 THB minimum is maintained in your Thai bank account for at least 2 months before applying for the visa.​

Additional Income: The potential additional 600 USD/month (approximately 20,000 THB) is a great cushion and adds to your financial stability, though it's not necessary to meet the visa requirements.​ Recommendation:

Given your financial situation, you should comfortably meet the requirements for a marriage visa. It's always a good idea to consult with the Thai immigration office or a legal expert to ensure all your documentation is in order.​ Wishing you both all the best as you embark on this exciting new chapter in Thailand! 🌺
Nongnuch ********
@Pru ****************
sorry but NOTHING what you posted applies to this couple
Pru *****************
Thank you for pointing that out,
@Nong****
, you're absolutely right. I made my comment under the assumption that one of the partners was Thai, which would have made the marriage visa information applicable. Since that's not the case, my original response doesn't apply and I appreciate your correction. πŸ™

Wishing
@ ****
e and his partner all the best in finding the right visa pathway, there are still great options out there for non-Thai couples too. 😊
Kool *******
@Pru ****************
you are missing one important detail. His wife is not Thai, and he is not Thai, so none of what you posted applies.
Pru *****************
Thank you for pointing that out,
@Ko**
, you're absolutely right. I made my comment under the assumption that one of the partners was Thai, which would have made the marriage visa information applicable. Since that's not the case, my original response doesn't apply and I appreciate your correction. πŸ™

Wishing
@ ****
e and his partner all the best in finding the right visa pathway, there are still great options out there for non-Thai couples too. 😊
John **********
@Pru ****************
that is only the case if married to a Thai
Mike *********
ORIGINAL POSTER
@Pru ****************
thank you for a very indepth and complete answer. The decision has not been made yet but considering options.
Kool *******
@Mike ********
recently, in the last few years, when both are over the 50+ year retirement age, Thailand has wanted both partners to have their own visa extension, not one being on a dependent visa extension, which means you'll both need bt800,000 in your bank accounts. Keep in mind that the OA retirement visa will require Thai approved health insurance, and Medicare isn't valid out of the US.
John **********
How old are you both?

Do you have a job you can do remotely?

What visa are you looking at?
Mike *********
ORIGINAL POSTER
@John *********
63 and 55 as to income social security for both
John **********
@Mike ********
sounds like a retirement visa is the option for you. You could try for a Non-O based on being over 50 for one of you and a dependent Non-O for the other if your embassy will issue this. If not they may do so on a Non-OA visa. You need to check with them. You can only get a Non-OA in your home country and you can't get a dependent visa in Thailand if the primary visa is based on retirement. Failing that you would each need your own visas and you don't have sufficient finances for that
Mike *********
ORIGINAL POSTER
@John *********
the requirement for two visas is my concern. For example I know more than a few countries visa allow for families for an extra fee.
John **********
@Mike ********
that's a question you need to ask of where you will apply for the visa. It's not possible inside Thailand, nor in surrounding countries, if one is based on being over 50. It may or may not be possible in your home country to get the 2nd visa (a dependant visa) at no cost but everyone does need their own visa.
Chris *******
You need to see if the US Thai Embassy will issue a non-o 90 day based on retirement PLUS a non-o 90 day dependant visa. Visiting non Thai family.

Then the 800k is enough for both of you when you come to Thailand .

You deposit 800k and then th spouse is dependant on your Visa.

In the past they have done this but unknown now.

Option #2

One applies for the 1 yr OA visa and the dependant spouse applies for a non-o 90 day and then extends in Tbailand to match the primary OA.

Both these paths have worked in the past BUT with recent developments you need to confirm with the local US embassies.

Otherwise is separate visas requiring 800k each or possibly income if both get OA.

US embassies do not endorse income for the non-o visa extensions.
Brian *********
It depends on what visas and some details.

Based on what you’re said the most prominent would be the non O or non OA visas.

Based on your words you’re married? Each would need their own visa and requirements applied to each person individually.

Long stay using the non O if I read you right you may be financially short. Required deposit into a Thai bank is 800,000 baht, each or transferred income of 65,000 baht each monthly. Converted is $23,000ish and 1,900ish each respectively.
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