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What are the financial requirements for obtaining a retirement or marriage visa in Thailand as an expat married to a Thai national?

Retirement VisaMarriage VisaFinancial RequirementsThai Bank AccountExpatriates in ThailandVisa Application ProcessLong-term Stay in Thailand
Feb 5, 2024
10 months ago
Neil *********
ORIGINAL POSTER
Hi everyone

I'm looking to retire to hua hin in around 18 months time I'm married to a Thai national and live in the UK with my wife I've hears I need to meet various financial criteria to get a retirement visa maybe some of you guys can tell me my exact requirements

How much do I need in a Thai bank ? Do I need a regular income ?pension for example I'd be grateful for any advice you can offer

Many thanks
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TLDR : Answer Summary
The post inquires about the financial criteria for obtaining a retirement visa while planning to retire in Hua Hin, specifically asking about the required amount in a Thai bank and whether a regular income or pension is necessary. Comments clarify that the retirement visa requires 800,000 baht in a Thai bank account for at least two months prior to application, while a marriage visa requires 400,000 baht. Other options are discussed, including proof of monthly income or a combination of savings and pension. Additionally, health insurance may be needed for specific visa types, depending on the application location.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Galenus ******
Google is your friend☺️
9 months ago
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Graham *******
I cover end of world risk. 100% payout guaranteed, gov.
9 months ago
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Christopher *************
If you are married, THB 400k in the bank of proof of income per month or a mixture of both.
10 months ago
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Ken ******
you probably know all the

pros including cheaper living cost (depend on regions)

housing, friendly people,

and culture. Air quality,

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and pavement conditions

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look up internet for details).

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real time downloading

some apps. For long

stayers, there are some

reporting requirements

such as 90days report on

residence, which is not very

convenient. Starting this

year, new tax on remitted

income earned abroad.
10 months ago
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Ken ******
not sure about tax impication under new tax law effective this year, if use the
*****
income method or more monthly remittance
10 months ago
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Vernon *********
800,000 baht in a Thai bank or £20,000 in a UK bank.
10 months ago
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Kev *********
Health insurance from a TGIA insurer for Non O-A retirement visa. Non O, as far as I know, doesn't yet need health insurance
10 months ago
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Neil *********
ORIGINAL POSTER
@Kev ********
 what is non o and a
10 months ago
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Kev *********
@Neil ********
 Non O-A is a long stay visa usually based on retirement applied for outside of Thailand. Non O is I think an extension to a short stay (initially short stay) which you can then apply for 1 year extension based on retirement provided you have
*****
0 in a Thai bank account or
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0 based on marriage. These must be in a thai bank account for 2 months prior to applying for an extension of a Non O visa.
10 months ago
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Neil *********
ORIGINAL POSTER
@Kev ********
 ok thank you Kev
10 months ago
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Cocoa ***********
@Neil ********
I’m Thai woman who is married to English man over 5 years. But we are together 10 years . We will move Thailand when our house finish this year. We will move near you too. . I’m in uk at the moment. If you want to call us ,, welcome anytime.
9 months ago
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Neil *********
ORIGINAL POSTER
@Cocoa **********
 thank you
9 months ago
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Kev *********
@Neil ********
 welcome. Hope it helps.
10 months ago
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Kev *********
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Stéfan ********
You're married to a Thai... Why complicate things? Easy
10 months ago
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Neil *********
ORIGINAL POSTER
OK thank you for your advice
10 months ago
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Stéfan ********
@Neil ********
 my pleasure
10 months ago
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Stéfan ********
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Neil *********
ORIGINAL POSTER
I didn't think you was being rude does the married visa allow me to stay in Thailand indefinitely and if so what annual income is required?
10 months ago
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Stéfan ********
@Neil ********
 you have 2 options: the banked 400k or proof of monthly income coming from outside Thailand. I think that number is 45k... Better check with any Thai embassy website, the numbers are the same for everyone.
10 months ago
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Stéfan ********
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Neil *********
ORIGINAL POSTER
@Stéfan *******
 I'm not trying to complicate things I'm trying to find out what the best way to go
10 months ago
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Matt *********
@Neil ********
 I believe the marriage visa has a couple more perks, like being eligible for a work permit, as well as the lower financial requirements. I notice in the comments here that people are saying the marriage visa is more difficult/complicated, but I'm not sure why. From what I've read so far I'll be applying for the MV in 6 months.
10 months ago
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Stéfan ********
@Neil ********
 My apologies if I sounded rude. It looks like you have a solid relationship... Marriage visa all the way. Take that 400k and invest it.
10 months ago
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Stéfan ********
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Phil ******
@Neil ********
 married visa '฿400 k and retirement ฿800k. Good luck
10 months ago
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Neil *********
ORIGINAL POSTER
@Phil *****
 thanks Phil what's the difference between the two can I stay in Thailand on a married visa?
10 months ago
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Phil ******
@Neil ********
 look up your local embassy please.
10 months ago
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Phil ******
@Neil ********
 ok married only ฿400k.

Retirement paperwork is easy
10 months ago
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Phil ******
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Charles **********
I recently documented, on my Travel Blog, the process as it applies in the United Arab Emirates. You may find some useful tips there as the process should be similar around the world. Good Luck 🇹🇭🙏🏻
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10 months ago
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Des *********
Easy way = marriage visa (400thb)

Harder way = (800thb)
10 months ago
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Piotr *******
@Des ********
You don’t need any money in the Thai bank for retirement visa.

Income letter from embassy works fine.
9 months ago
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Kim **********
@Des ********
 That's 400,000 THB for married and, 800,000 THB for single
10 months ago
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John ********
@Des ********
 There's another way that is easier than the hard way 800k, that is a combination of gross annual pension and if it doesn't come to 780,000, which is twelve months@ 65,000 a month pension, then the 800,000 figure can be a combination of annual pension plus cash in Thai bank account that added together come to 800,000 THB. Example 400,000 annual pension, plus 400,000THB in Thai bank account in your name.
10 months ago
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John ********
That is if your not married to a Thai, in which case as has been stated you need 400,000 THB in a bank account in your name. Also to clear up a point regarding health insurance. You only need health insurance if your applying for an A-O visa in your home country. If you get a twelve month extension to a three month non immigrant 'O' in Thailand you do not at this moment need health insurance.
10 months ago
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Neil *********
ORIGINAL POSTER
@John *******
 thank you John it all sounds very confusing to me
10 months ago
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John ********
@Neil ********
 400,000 for two people. 800,000 for one person. Ah! well TIT.
9 months ago
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Des *********
@Neil ********
 if your married and have a marriage visa 400k thb

Should suffice.
10 months ago
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Des *********
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Pete *******
@Des ********
 the opposite is true. Easy way = retirement 800k

Harder way = marriage 400k
10 months ago
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Steve *******
@Pete ******
 I've always found the extention based on marriage very easy and you dont have to tie up so much 'dead' money in a Thai bank.
10 months ago
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Colin *********
@Steve ******
 I read a comment by someone recently, that said that after the initial application for a Marriage Visa, the annual extensions are a lot easier. It's only the first time that there's lots of documentation required. Is that correct?
10 months ago
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Pete *******
@Colin ********
 nope, the annual extensions pretty much require the same documentation as the initial visa. It’s a ball ache but hey I don’t need 800k in the bank.
10 months ago
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Steve *******
@Colin ********
 It's the same every year. I don't know where people get the idea that there's lots of documentation required. It's a simple process.
10 months ago
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Colin *********
@Steve ******
 ok, thanks
10 months ago
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Colin *********
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Des *********
@Pete ******
 just making sure your awake 🤣
10 months ago
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Des *********
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Stuart ***********
If you want to move to the income method after the first year (you need 800,000 in the Thai bank for your first retirement visa), you can deposit 65,000 per month as well as the 800k. That qualifies you to get the extension the following year and you can then spend the 800k.

You do not need to show proof of income, it is all about money in a Thai bank account.

You still need insurance if you apply for the retirement visa in the UK, so most people enter Thailand on a tourist visa and apply here.

Never tried for a marriage visa, but anecdotally it seems much more troublesome than the retirement one.
10 months ago
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Jurgen ********
@Stuart **********
 True, marriage is a pain every year and takes longer as proof of joint housing documented by pics, possible visit by officers, wedding certificate etc will be sent to Songhkla, cannot be issued by local immi offices
9 months ago
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Graham ******
@Stuart **********
 Are you sure you need insurance for a UK issued Non-O or are you talking about the Non-OA?
10 months ago
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Stuart ***********
@Graham *****
 yes sorry Graham, I mean the non OA.
10 months ago
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Stuart ***********
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Frank **********
Of course you need a pension, income or savings. How would you support yourself and your family.
10 months ago
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Pete *******
If over 50 you basically have two choices. Retirement or marriage visa. Retirement requires 800k in a Thai bank account and a few other documents. Marriage requires 400k in a Thai bank account and lots of additional documents. Up to you what you prefer.
10 months ago
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Paul *******
@Pete ******
 Pete does a marriage visa require the same 90 day check-in as do the retirement visa?
10 months ago
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Pete *******
@Paul ******
 both require 90 day reporting when on extension of stays based on the original visa but this can now be easily done online so no drama
10 months ago
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Pete *******
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Ian *********
Requirements are all online. I believe for a visa based Retirement you need 800,000 baht in your Thai account at least 2 months before you apply.

Visa extension based on marriage to a Thai national requires 400,000 baht in account a minimum of 2 months before application.

You can I believe get around this by proving set amounts of monthly income (in Thai baht)

You’ll also need health insurance to qualify for visa based on Retirement I believe.
10 months ago
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Michael ********
@Ian ********
 no health insurance required for non O in thailand. Some embassies have it as a requirement
10 months ago
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Ian *********
@Michael *******
 thanks. I did look at doing retirement rather than marriage visa two years ago. At that point health insurance was stated as being required. Maybe as covid was still prevalent? Thanks
10 months ago
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Ian *********
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Alma ***************
Read up the embassy guidelines
10 months ago
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Jeffrey ************
Your local RTE website has the requirements.
10 months ago
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Jeffrey ************
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