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Do both spouses need to maintain 800,000 Baht in a Thai bank for a retirement visa?

Thai retirement visaVisa requirements ThailandThailand bankingRetiring in ThailandDependent visa Thailand
Nov 1, 2024
22 days ago
Nanci ***************
ORIGINAL POSTER
My husband and I are planning on retiring in Thailand in 3-6 years, so we are doing all our research now thru then. My question is as a married couple do we both need to have 800,000 bath in a Thai bank? Or just one of us? Can we have the 800,000 for one of us and 65,000 /mnth income for the other one of us?
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TLDR : Answer Summary
A couple planning to retire in Thailand needs to understand the financial requirements for the retirement visa. Generally, both partners are required to have 800,000 baht in a Thai bank account. However, exceptions may apply if one partner qualifies for the monthly income alternative of 65,000 baht. It is crucial to verify the current rules with the Thai embassy prior to applying as immigration policies in Thailand can change frequently.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
David ********************
Come in less than 180 days before the end of the year then open a Thailand bank account send the money over it won't be taxed from your house sale or investments, just coming in.
18 days ago
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Craig *******
In Phang Na province BOTH of you need it. 100%
19 days ago
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Arnold **********
Don’t worry about it,think about it in three years.
20 days ago
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Alan *********
Please check... my understanding is that - If you have your marriage certificate, get it certified by the Thai Embassy in your home country. Once that is certified by the Ministry of Foreign affairs in Thailand, only one of you will need to have the 800,000 baht in a Thai bank.
21 days ago
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Michael ********
Both have to have the 800,000 in your bank accounts.

After 15 months only my proof of 65,000 can be used as my wife's pensions don't meet that criteria so she will still have to have the 800,000 Bahts in her bank account.
22 days ago
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Nanci ***************
ORIGINAL POSTER
Thanks everyone for all the info. I will just keep researching and checking back every few months until we are ready.
22 days ago
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Uwe ****
Visa policies change here in Thailand every few months... for sure every year... what to speak of the entire world is going through some huge transformation! Hard to believe people still think they can expect stability in their long-term planning...
22 days ago
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Kim *********
@Uwe ***
 No they don't
21 days ago
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Kim *********
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Phil ******
Yes both ฿800k but visa rules will most likely change in this timeframe
22 days ago
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Dawn **********
If you’re a US citizen, the embassy won’t verify your income source, so for the first year you’ll need the 800k in the bank. You’ll make monthly deposits of 65k for one year. Then the second year your can convert to the monthly income method. But as someone already stated, when you’re ready to retire here check for the latest rules.
22 days ago
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Brenda *********
@Dawn *********
 does the US allow the dependent visa?
18 days ago
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Dawn **********
@Brenda ********
 no idea
18 days ago
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Dawn **********
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Anthony *********
@Dawn *********
 my understanding is your first extension is where you need the 800k correct?
22 days ago
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Dawn **********
@Anthony ********
 we may be mixing up their terminology. If your are handling the visa in Thailand, you enter Thailand on 60 days, then apply for an initial 90 Non-Immigrant O visa which can then be extended for the annual visa.
22 days ago
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Dawn **********
@Anthony ********
 yes that is the rule for US passport right now.
22 days ago
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Chris *******
@Anthony ********
 no you require proof of 800k at initial visa also.

Just depends whether you apply for the visa at home or in Thailand.

If at home 800k at home is okay, then 800k in a thai bank for extension.

If in country for the initial and extension the 800k in a thai bank.

US cannot use income method 1st year, period no exception.
22 days ago
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Dawn **********
@Chris ******
22 days ago
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Dawn **********
@Chris ******
 the at home visa requires the health insurance also, correct? Whereas in Thailand that option is not required.
22 days ago
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Chris *******
@Dawn *********
 No, a non-o 90 day visa based on retirement does not require health insurance.

An OA 1 yr visa based on retirement does, 2 very different animals.
22 days ago
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Dawn **********
@Chris ******
 yes, I thought I already said that non O done in Thailand has no medical requirements, The Oa is done at home and you can keep the money in the US, but it also are requires the medical insurance
22 days ago
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Chris *******
@Dawn *********
 AGAIN the 90 day Non-O is also done at your home country.

You can find it where I posted the screen shot.
22 days ago
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Quizas ****************
@Chris ******
 May I also ask that, after the husband successfully get the 90 days non O in home country, which choice should the spouse choose from the evisa website to apply the dependent visa ? thanks in advance!
22 days ago
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Chris *******
@Quizas ***************
21 days ago
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Quizas ****************
@Chris ******
 Thanks a lot 🙏🏻☺️
21 days ago
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Dawn **********
@Chris ******
 so while you are in the US you can get a 90 day visa with no health requirements. I thought this visa was called OA and I know that has the medical requirement.
22 days ago
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Chris *******
@Dawn *********
 YES

This is a common misconception.

The 90 day is not under the longstay visas and people will end up applying for an OA.

The OA has more requirements.

So in the evisa system find the 90 DAY non-o based on being over 50.
22 days ago
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Dawn **********
@Chris ******
 so the 90 day handled in your country would require you to attend another appointment in Thailand to extend it to the non o
22 days ago
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Chris *******
@Dawn *********
22 days ago
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Chris *******
@Dawn *********
 yes you will have to do a 1 yr extension once you have the money in Thailand for 2 months.
22 days ago
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Brandon ************
@Dawn *********
 It's not called the OA just because you are in the US and apply. In the US you can decide if you want to apply for the 90 day non-O visa, without all the extra requirements, or if you want to apply for the 1 year non-OA visa, with all the extra requirements. You decide which one to apply for. They are completely different visas with different requirements, and both are available from thai embassies.
22 days ago
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Anthony *********
@Chris ******
 Yes, initially in my country. That's what my understanding was. Thanks for clarifying.
22 days ago
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Anthony *********
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David ********
Don't worry about the visa as previous it may change you can do the visa once you know what date you are coming. Better to start traveling in Thailand to find the place you like also get used to life in Thailand. Spend your time traveling
22 days ago
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Brian ********
@David *******
 Excellent advice
22 days ago
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Brian ********
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Andi ***********
In 3-6 years extremely likely the retirement visa will be very different to today.
22 days ago
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Luit *****************
@Andi **********
 Why do you think it will be very different? It did not really change last 10 years.
22 days ago
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Andi ***********
@Luit ****************
 You are right it has not changed in 10 years so not unreasonable to think 5 years from now, changes will be made. There were hints of changes to all retirement visas this year which never happened. The DTV, has led to a decline in retirement applications and extensions. The new tax laws have some rethinking retirement in Thailand. More countries are attracting retirees away from Thailand. Within 5 years or so there will be changes in Thailand's retirement visa in response to these developments.
21 days ago
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Luit *****************
@Andi **********
 We will see, I also plan to retire in 3-6 years, for now DTV fits perfect for me.
21 days ago
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Luit *****************
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Jacques *****
Both
22 days ago
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Graham ******
If your Embassy allows a dependent visa then get that before travelling to Thailand because in Thailand both will require 800k
22 days ago
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Graham ******
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Thai Visa Advice and Everything Else
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