thailand
Ask question

Do both spouses need to maintain 800,000 Baht in a Thai bank for a retirement visa?

Thai retirement visaVisa requirements ThailandThailand bankingRetiring in ThailandDependent visa Thailand
Nov 1, 2024
2 months ago
Nanci ***************
ORIGINAL POSTER
My husband and I are planning on retiring in Thailand in 3-6 years, so we are doing all our research now thru then. My question is as a married couple do we both need to have 800,000 bath in a Thai bank? Or just one of us? Can we have the 800,000 for one of us and 65,000 /mnth income for the other one of us?
3,304
views
6
likes
88
all likes
39
replies
2
images
18
users
TLDR : Answer Summary
A couple planning to retire in Thailand needs to understand the financial requirements for the retirement visa. Generally, both partners are required to have 800,000 baht in a Thai bank account. However, exceptions may apply if one partner qualifies for the monthly income alternative of 65,000 baht. It is crucial to verify the current rules with the Thai embassy prior to applying as immigration policies in Thailand can change frequently.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
David ********************
Come in less than 180 days before the end of the year then open a Thailand bank account send the money over it won't be taxed from your house sale or investments, just coming in.
2 months ago
Like
Reply
Craig *******
In Phang Na province BOTH of you need it. 100%
2 months ago
Like
Reply
Arnold **********
Don’t worry about it,think about it in three years.
2 months ago
Like
Reply
Alan *********
Please check... my understanding is that - If you have your marriage certificate, get it certified by the Thai Embassy in your home country. Once that is certified by the Ministry of Foreign affairs in Thailand, only one of you will need to have the 800,000 baht in a Thai bank.
2 months ago
Like
Reply
Michael ********
Both have to have the 800,000 in your bank accounts.

After 15 months only my proof of 65,000 can be used as my wife's pensions don't meet that criteria so she will still have to have the 800,000 Bahts in her bank account.
2 months ago
Like
Reply
Nanci ***************
ORIGINAL POSTER
Thanks everyone for all the info. I will just keep researching and checking back every few months until we are ready.
2 months ago
Like
Reply
Uwe ****
Visa policies change here in Thailand every few months... for sure every year... what to speak of the entire world is going through some huge transformation! Hard to believe people still think they can expect stability in their long-term planning...
2 months ago
Like
Reply
Kim *********
@Uwe ***
 No they don't
2 months ago
Like
Reply
Reply to
Kim *********
Reply
Phil ******
Yes both ฿800k but visa rules will most likely change in this timeframe
2 months ago
Like
Reply
Dawn **********
If you’re a US citizen, the embassy won’t verify your income source, so for the first year you’ll need the 800k in the bank. You’ll make monthly deposits of 65k for one year. Then the second year your can convert to the monthly income method. But as someone already stated, when you’re ready to retire here check for the latest rules.
2 months ago
Like
Reply
Brenda *********
@Dawn *********
 does the US allow the dependent visa?
2 months ago
Like
Reply
Dawn **********
@Brenda ********
 no idea
2 months ago
Like
Reply
Reply to
Dawn **********
Reply
Anthony *********
@Dawn *********
 my understanding is your first extension is where you need the 800k correct?
2 months ago
Like
Reply
Dawn **********
@Anthony ********
 we may be mixing up their terminology. If your are handling the visa in Thailand, you enter Thailand on 60 days, then apply for an initial 90 Non-Immigrant O visa which can then be extended for the annual visa.
2 months ago
Like
Reply
Dawn **********
@Anthony ********
 yes that is the rule for US passport right now.
2 months ago
Like
Reply
Chris *******
@Anthony ********
 no you require proof of 800k at initial visa also.

Just depends whether you apply for the visa at home or in Thailand.

If at home 800k at home is okay, then 800k in a thai bank for extension.

If in country for the initial and extension the 800k in a thai bank.

US cannot use income method 1st year, period no exception.
2 months ago
Like
Reply
Dawn **********
@Chris ******
2 months ago
Like
Reply
Dawn **********
@Chris ******
 the at home visa requires the health insurance also, correct? Whereas in Thailand that option is not required.
2 months ago
Like
Reply
Chris *******
@Dawn *********
 No, a non-o 90 day visa based on retirement does not require health insurance.

An OA 1 yr visa based on retirement does, 2 very different animals.
2 months ago
Like
Reply
Dawn **********
@Chris ******
 yes, I thought I already said that non O done in Thailand has no medical requirements, The Oa is done at home and you can keep the money in the US, but it also are requires the medical insurance
2 months ago
Like
Reply
Chris *******
@Dawn *********
 AGAIN the 90 day Non-O is also done at your home country.

You can find it where I posted the screen shot.
2 months ago
Like
Reply
Quizas ****************
@Chris ******
 May I also ask that, after the husband successfully get the 90 days non O in home country, which choice should the spouse choose from the evisa website to apply the dependent visa ? thanks in advance!
2 months ago
Like
Reply
Chris *******
@Quizas ***************
2 months ago
Like
Reply
Quizas ****************
@Chris ******
 Thanks a lot 🙏🏻☺️
2 months ago
Like
Reply
Dawn **********
@Chris ******
 so while you are in the US you can get a 90 day visa with no health requirements. I thought this visa was called OA and I know that has the medical requirement.
2 months ago
Like
Reply
Chris *******
@Dawn *********
 YES

This is a common misconception.

The 90 day is not under the longstay visas and people will end up applying for an OA.

The OA has more requirements.

So in the evisa system find the 90 DAY non-o based on being over 50.
2 months ago
Like
Reply
Dawn **********
@Chris ******
 so the 90 day handled in your country would require you to attend another appointment in Thailand to extend it to the non o
2 months ago
Like
Reply
Chris *******
@Dawn *********
2 months ago
Like
Reply
Chris *******
@Dawn *********
 yes you will have to do a 1 yr extension once you have the money in Thailand for 2 months.
2 months ago
Like
Reply
Brandon ************
@Dawn *********
 It's not called the OA just because you are in the US and apply. In the US you can decide if you want to apply for the 90 day non-O visa, without all the extra requirements, or if you want to apply for the 1 year non-OA visa, with all the extra requirements. You decide which one to apply for. They are completely different visas with different requirements, and both are available from thai embassies.
2 months ago
Like
Reply
Anthony *********
@Chris ******
 Yes, initially in my country. That's what my understanding was. Thanks for clarifying.
2 months ago
Like
Reply
Reply to
Anthony *********
Reply
David ********
Don't worry about the visa as previous it may change you can do the visa once you know what date you are coming. Better to start traveling in Thailand to find the place you like also get used to life in Thailand. Spend your time traveling
2 months ago
Like
Reply
Brian ********
@David *******
 Excellent advice
2 months ago
Like
Reply
Reply to
Brian ********
Reply
Andi ***********
In 3-6 years extremely likely the retirement visa will be very different to today.
2 months ago
Like
Reply
Luit *****************
@Andi **********
 Why do you think it will be very different? It did not really change last 10 years.
2 months ago
Like
Reply
Andi ***********
@Luit ****************
 You are right it has not changed in 10 years so not unreasonable to think 5 years from now, changes will be made. There were hints of changes to all retirement visas this year which never happened. The DTV, has led to a decline in retirement applications and extensions. The new tax laws have some rethinking retirement in Thailand. More countries are attracting retirees away from Thailand. Within 5 years or so there will be changes in Thailand's retirement visa in response to these developments.
2 months ago
Like
Reply
Luit *****************
@Andi **********
 We will see, I also plan to retire in 3-6 years, for now DTV fits perfect for me.
2 months ago
Like
Reply
Reply to
Luit *****************
Reply
Jacques *****
Both
2 months ago
Like
Reply
Graham ******
If your Embassy allows a dependent visa then get that before travelling to Thailand because in Thailand both will require 800k
2 months ago
Like
Reply
Reply to
Graham ******
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
Is the retirement income requirement of 65,000 baht per month per person or for a married couple in Thailand?
22 comments
3 months ago
Are both partners required to deposit 800K into a Thai bank account for retirement visas (O or OA)?
8 comments
6 months ago
Do both my husband and I need separate bank accounts with 800,000 baht for our Non-O visa in Thailand?
14 comments
7 months ago
Can my wife and I use one joint account for the retirement visa requirement of THB 800,000 each?
30 comments
8 months ago
Do my wife and I need separate bank accounts for the Non O retirement visa in Thailand?
41 comments
9 months ago
Do my wife and I each need 800,000 baht in a Thai bank account to retire in Thailand?
82 comments
10 months ago
Do married British couples need 800,000 THB each in a Thai bank for retirement visas?
45 comments
10 months ago
Do both spouses need 800,000 THB in the bank for separate retirement visas in Thailand?
19 comments
a year ago
Can I use an 800,000 Baht joint account to apply for a retirement visa in Thailand?
37 comments
a year ago
What are the visa and financial requirements for retiring in Thailand for a couple?
6 comments
a year ago
Do both me and my wife need B800,000 in the bank for retirement in Thailand, or can she get a dependent visa?
7 comments
a year ago
Is 800,000 baht in a Thai bank account sufficient for a married couple applying for a retirement visa in Thailand?
5 comments
a year ago
Do I need to provide both a deposit of 800,000 baht and a monthly income of 65,000 baht for a retirement visa in Thailand?
11 comments
a year ago
Do both spouses need 80,000 baht in a Thai bank account for the OA visa?
9 comments
2 years ago
Can we use a joint bank account for retirement visa requirements in Thailand if our last names are different?
9 comments
2 years ago
Can a couple apply for a Thai retirement visa using a dual bank account for their required funds?
10 comments
2 years ago
Do both partners need to meet the 800K baht requirement for a retirement visa in Thailand, or can one pension cover both?
7 comments
2 years ago
Do husband and wife both need 800k baht in a bank account for a retirement O visa application in Chiang Mai?
7 comments
3 years ago
What is the deposit requirement for a Non-OA retirement visa for a married couple in Thailand?
2 comments
3 years ago
Is the 800,000 Baht fixed deposit required for the retirement visa in Thailand per person or per couple?
25 comments
3 years ago
What are the financial requirements for couples applying for retirement visas in Thailand?
6 comments
3 years ago
Is it necessary to have both 800,000 Baht in the bank and 65,000 Baht monthly income for a Thai retirement visa, or can I use just one of these requirements?
63 comments
4 years ago
Do both husband and wife need individual $25,000 in a Thai bank for a retirement visa?
10 comments
5 years ago
Do my wife and I need separate bank accounts to apply for retirement visas in Thailand?
30 comments
6 years ago
Data protection policyTerms and conditionsDisclaimerPrivacy policyRefund policy
The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.