What are the differences between AXA and AIA health insurance in Thailand, and which should I choose?

Health Insurance AXA AIA Cigna Insurance Policies Expat Insurance Thailand

May 7, 2024

6 months ago

ORIGINAL POSTER

Hi group, another question for you… I am puzzle between AXA and AIA for health insurance. Any advise? Thank you very much!!

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TLDR : Answer Summary

The conversation revolves around a user's inquiry about choosing between AXA and AIA for health insurance in Thailand. Participants emphasize the importance of policy details such as cost, deductibles, hospital limits, and clauses regarding pre-existing conditions rather than the insurance companies themselves. An independent insurance expert offers to help make an informed decision. Additionally, another user suggests Cigna as an alternative, while a retiree expresses interest in AIA, seeking advice on applying for a plan suited to older individuals.

Johnny ********

I want to know more about AIA health insurance. I’ll be arriving in Thailand in August timeframe of this year and I would like to apply for this health insurance plan. I’m 70 years old retiree from the military and from a regular job I collect Social Security. I don’t know if you know about what is Social Security, so if you could contact me on Facebook oh, what’s up app

6 months ago

Onne ***********

@Johnny *******

we are to old she not pay out

6 months ago

Reply to

Onne ***********

Phil ******

@Yvan *********

try Cigna

6 months ago

Yvan **********

ORIGINAL POSTER

@Phil *****

$$$$$

6 months ago

Phil ******

@Yvan *********

sure but the best at paying out

6 months ago

Yvan **********

ORIGINAL POSTER

@Phil *****

are you insured with them? What is your premium if I may ask? How old are you? What’s your yearly coverage and baht/room/day if hospitalized? Are you covered OPD? Is it an international health care protection?

6 months ago

Phil ******

@Yvan *********

yes

6 months ago

Reply to

Phil ******

Neil *********

Hi Yvan dm me I can help I’m independent and have 25 years experience doing this and not tied to either or any one insurer and as the other person correctly said it’s about a few things that you have to take into consideration

Please do not rush buy into anything talk with me first let’s make an informed decision

6 months ago

John **********

Does it all not depend upon what’s written in the policy. Cost, deductible, hospital limits, pre existing conditions clauses ? Not so much about the companies

6 months ago

Reply to

John **********

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What are the best health insurance companies for expats in Thailand, and what has been your experience with their customer service?

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