Paul ********************
@John *********
and on that topic you are confusing travel insurance with a proper medical insurance policy by which you extend the territory of were it's applicable (for a fee of course)
In South Africa, a full medical insurance policy is called medical aid as a generic term..
Case in point I have used a UK based medical aid/Insurance policy in Thailand for the last 25 years
It covers me world wide, excluding US, and premiums are paid annually for coverage upto GBP 1.0 million pa
Never been an issue with treatment in Thailand..👍