What type of insurance is typically recommended for expats getting a retirement visa in Thailand?

Pacific Cross is really good.

What if I already have US insurance? Do I only need proof of insurance?

OA sux

Pacific Cross.

Me, no insurance in Thai. Over 26 years, never had one encounter with any Thai clinic.

Never had any minor ailment.

Those insurance compainies in Thai are robbers.

Had I had anything serious, 5 hours flight to Japan where every clinic is like Mayo clinic. 5 hours flight, 100 US$.

Nagoya University clinic has 6 Nobel Prize winners.

Get a krungthai ultra bank account...comes with great insurance

Most people get an O-Visa where no insurance is required. I have a OA visa with a 5 million baht insurance with Pacific Cross. I recently changed my official residence back to Belgium and I have a Luxemburg travel/hospitalization insurance from CMCM. I travel a lot. As long as I am not outside Belgium longer than 3 months the CMCM and Belgium NHS will cover everything. CMCM is non profit and great but only accessible for Luxemburg and neighboring countries. Pacific cross seems very decent, but I haven't made any claims, since if I make a claim, I loose my 20% discount. This year I paid 55k baht, I am 63, no outpatient, 20k baht deductible, 20% discount for no claims in the last 3 years. Best thing about it, it's the only one that offers lifetime guaranteed even if you get over 100 years old.

following

I have accident insurance, 11yrs post stroke means ANYTHING that might result in hospitalisation isn't covered. So money in the bank and a empty credit card is my health insurance .

AXA

AXA

I use AIA. I also looked at AXA but didn’t like the cover offered. Only because of circumstances. It’s a personal choice. Some people live in Thailand without cover and use gov hospitals. That’s ok if you have the funds and nothing really serious happens.

Mostly? They don't

AxA

Whoever you get make sure they are registered with the OIC lot of crooks about you are better getting insurance before you go to Thailand

Try Allianz

I am with pacific cross. Needed an emergency operation, sorted almost immediately, then needed a further planned operation, sorted in about 4 days. Not a cheap insurance company but I am so glad I had good insurance.

So on the retirement visa you need 800,000 baht in your bank account for three months I believe. Is this per person or for my wife and I as a couple? New to this page so any help or advice is greatly appreciated. Looking at living there in the near future.

NONE, on 12 month extensions for nearly forty years.

Guess my comeuppance is yet to come!!

I'm with AIA

There are a lot of insurance policies, but will they pay out if it really needed?

OA Visa - insurance required when organising the Visa

Non-O Visa - organise insurance when you arrive in Thailand

We went with AXA. It was very affordable and nice to have grandfathered into an insurance company for my husband. Once they accept you, you're guaranteed insurance til age 99. The non-oa has been a godsend and the better route imo.

How do you self insure health

Wrlife

Check your credit card may have insurance.

Self-insured

Non o Sonny Peterson then if you need insurance you can choose

Cigna Global

None

I have just returned from Thailand, back to Australia.

I was looking into retirement there, but i decided against it.

I can be in Thailand for up to 6 months in every calender year, same for a lot of Asian countries, so i am going to spend 2 or 3 months in numerous countries instead of just 1.

Personally, I think that 800k is better invested in my home country. It can more than pay for the insurance. That is why I planned on the OA when I make the plunge soon.

AxA

We use Pacific Cross

I agree. Go with the non O. It will give you more options as you shop insurance separately from the visa. However, I came on an OA in 2017 and am now on a LTR, both require insurance. I bought Pacific Cross in 2018.

Most people get the non-O visa that doesn't require insurance.