Question regarding Thai Covid-19 insurance coverage: I am moving to Thailand for work, and I already have international coverage for *everything but Covid-19*. I know I need the 100k USD/90 day coverage certificate for my visa paperwork and CoE, but I assume I will need coverage for Covid beyond that date. Right now, all the plans I see for a year include coverage that overlaps with my existing insurance for non-Covid illness/incidents, and they are very expensive. So, my question boils down to this: Are there are purely Covid-19 coverage plans out there that are cheaper than the more comprehensive coverage of plans I've seen out there (Luma, Pacific Cross, Aetna, etc.)?
Also, is my assumption correct that it is worth it to buy yearly coverage for Covid-19 if I know I am going to be in Thailand that long, or take it 90 days at a time?
Thanks for any advice!
TLDR : Answer Summary
The user is seeking information on affordable Covid-19 insurance options for their move to Thailand for work, as their existing international insurance does not cover Covid-19. They need to ensure they meet the 100k USD coverage requirement for their visa and are exploring whether it's more cost-effective to purchase yearly Covid-19 coverage or to renew every 90 days. Comments suggest there are affordable options available, specifically mentioning potential plans from Luma and assistance from other community members.