Answered5 months ago

What are some recommendations for medical insurance for a Non O-A visa in Thailand?

Non O-A Visa Medical Insurance Thailand AXA Insurance Pacific Cross Cigna Global Visa Requirements

Nick ******

asked May 27, 2026

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Hi all, looking at the non O-A visa and was wondering who is best for the medical insurance I have looked at AXA and that looks pretty good. Are there cheaper or better ones?

I know it depends on the level of cover and the level of excess you can tolerate. Thanks for any advice 🙏🙏

Answer summary

The conversation discusses various medical insurance options for expats applying for a Non O-A visa in Thailand. AXA is frequently mentioned as a reliable and dependable option, with positive feedback from users. Other options suggested include Pacific Cross and Cigna Global, with advice to consider personal health status and seek an insurance broker for tailored options. It’s noted that any insurance must be from the approved list by the Thai government.

12 repliesnewest first

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Gene ********

Mate a Non-0 visa is best and AXA is really good and dependable, should you need it. Like all insurances, very dependent on your health, as for excess, don’t be tight as you may need it for something small and the excess is greater than the cost of being treated as I know when I had a £300 excess and treatment was £270 and I couldn’t bribe them to make it £300 😂😂

5 months ago

Loic *******

Pacific Cross Thailand. Highly recommended.

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5 months ago

Nev ********

We used AXA about $300 AUD each. We will probably never use it. Just got it to fulfill visa requirements.

5 months ago

Ant ***********

Get a Non-O

Not OA

5 months ago

Marty *********

I have had Pacific Cross for 8 years.

5 months ago

Kevin ************

Try contacting an insurance broker and they will help with finding the best option for you. I use one in Pattaya for my car insurance and they always look for the best options. They do medical insurance and house insurance as well. Good to know what the options are.

5 months ago

Lynnette *******

Kevin Ganzevoort it has to be one on the Thai govt list.

5 months ago

Tabby ***************

The AXA one is the best one.

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5 months ago

Simon *******

Non O with a 12 month extension you can get what ever insurance you want.

5 months ago

Lynn ***********************

It depends upon your age and the present state of your health. You won’t know how much they will charge you until you have a physical.

Check out Cigna Global for Thailand residents.

5 months ago

Lynnette *******

It has to be one from the approved Thai govt list.

5 months ago

Nick ******

Lynnette Munoz thanks, yes I know that, I was just wondering what other people experience is and if they have details of cost 🙏

5 months ago