Ask question

Is AXA the best option for $50K coverage accepted for Thailand Pass?

AXA Insurance Thailand Pass COVID-19 Insurance Expat Insurance Visa Requirements Medical Coverage Comparison of Insurance Thai Insurance Agents Insurance for Expats in Thailand

Dec 1, 2021

3 years ago

ORIGINAL POSTER

Is AXA the best priced $50K coverage that we can reasonably expect is accepted for Thai Pass?

4,091

views

13

likes

127

all likes

66

replies

2

images

30

users

TLDR : Answer Summary

The discussion centers on whether AXA offers the best-priced insurance for $50,000 coverage needed for the Thailand Pass. While some users praise AXA for its reliability, good support, and acceptance by the Thai Embassy, others mention it may not be the cheapest option. Comparisons are made with other insurers like Tune and Safety Wing, indicating varying premiums and coverage. Users also note that the insurance landscape can vary significantly for expats vs. locals, highlighting dual pricing issues in Thailand and the importance of having insurance tailored for the Thai context. Recommendations for agents who help expedite the insurance process are provided.

Mike ********

I'm able to use my health plan. BCBS basic. It's good world wide. All I had to do was call the plan and tell them you need a letter showing your covered for over $100,000.I was connected with an overseas agent in my plan they sent mr a great letter that was accepted by the N.Y. Thai embassy. I wasn't about too pay twice for coverage when my plan was good worldwide. Hope this helps!

Like

Reply

Peter ****************

Sorry I cannot answer the question but would offer a suggestion. I've been reading these Thailand groups for about a year now (have been back once and will return soon). The one thing I have come to believe is to buy my insurance from a person and not a company. Robert Jackson is an agent for AXA who has been very active in groups and helped a lot of people. Arawan Namak is an agent for many companies and has been noted for being helpful. I would look for an agent and describe my situation and expect them ask more questions and then offer suggestions. You do not pay more when using an agent.

Like

Reply

Lisa ********************

No

Like

Reply

Lenka ************

I still wonder which insurence covers situation like this: my 1 year old son tests positive for covid and has to go to hospital. Of course, I will go with to accompany him, but I am not covid positive. Is there any insurance that would cover my stay in hospital?

Like

Reply

David *******

Every price is going to be different due to age difference and medical conditions . 🥴

Like

Reply

David *******

I don’t agree.

Like

Reply

Jason *********

Should be but isn't.

Like

Reply

Reply to

Jason *********

Reply

Gerry ********

I chose ACS, got an annual policy for €uro511. I am 66yrs old.

Like

Reply

Michael ********

One word of warning with AXA thailand it is only valid for one entry, sounds stupid i know especially if you take a years policy but was previously discussed and someone posted the link.

AS WITH ANY INSURANCE CHECK THE FINE PRINT

Like

Reply

David *******

@Michael *******

Correct, had covid twice in 3 months!

Like

Reply

Kevin ***********

@Michael *******

They have a separate policy for long term stayers I believe.

Like

Reply

Michael ********

@Kevin **********

yes they do I believe but you need to check

Like

Reply

Reply to

Michael ********

Reply

Terary **********

The thing I don't understand about this insurance scam is why all prices for everybody are the same? I would expect a person with no vaccine would pay more than a person vaccinated. And the type of vaccine should be a factor along with age. Everybody - the same price.

Like

Reply

Kanit ***************

For covid insurance with min. $50k, lot of people go with AXA which is a great choice and value for money with hassle-free. It covers any COVID-19 related costs for at least USD 50k even when asymptomatic. You don’t need to pay up front when get admitted to hospital. You can check price and buy it online here➡️

******************************************

Like

Reply

Flav *****

Allianz

25$ for 3months

Like

Reply

Craig *******

wow cheap....how old?

Like

Reply

JF *******

I am 75 looking for a reasonably priced insurance for my trip in January

Like

Reply

Craig *******

I'm same age, 800 THB? Sounds tgtbt? Link?

Like

Reply

Flav *****

cover medical expenses: 150,000$ include covid 19

Like

Reply

Flav *****

63yrs

Like

Reply

Reply to

Flav *****

Reply

David *******

So Thais are paying 500 baht for 1 years cover and westerners are getting ripped off as usual!

Like

Reply

Carlos *********

Jared jernegan Give me one example? Dual pricing is outlawed in the USA, that would be discrimination and you could sue the discriminator. Also, having one price for one race and another price for another race, could be construed as a rascist offence and wouldn't be looked at kindly anywhere in the US. No way! Maybe with a coupon. For insurance, you wouldn't be in business for a month in the U S.

Like

Reply

Frank *********

you’re free to use any inusrance. Why pick a Thai one? Just need the written statement that the insurance covers a sum of at least 50k USD for Covid.

Like

Reply

Steve **********

@Frank ********

and what is the fee for this for a month?

Like

Reply

Frank *********

@Steve *********

i have someone visiting who has an anual travel insurance and requested a dedicated letter stating this. Tailandpass came within seconds. Price a few EUR annually

Like

Reply

Frank *********

Like

Reply

Reply to

Frank *********

Reply

David *******

@Frank ********

When the requirements for covid insurance first started in Thailand, the Thai immigration began questioning policies that had not been purchased through a Thai company. Rather than any hassle on arrival, its easier just to purchase the policy through Thailand!

Like

Reply

Reply to

David *******

Reply

Michael ********

uhm dont you know the insurance companies tried to stop that as the 500 baht insurance was introduced before the second wave.

Also you obviously know it doesnt cover international travel, but what you probably dont know is that insurance was available to Non Thais as well.

Slagging Thailand down when you dont even know the facts.

Like

Reply

David *******

@Michael *******

Yes, its a available to non thais at 30,000 baht per annum. Been living in Thailand for sometime and I know when I am paying through the nose for products!

Like

Reply

Reply to

David *******

Reply

Carlos *********

Well that's with everything! Thais always will pay a different price then you. Welcome to amazing Thailand. Insurance is just a new game,( taught to them by westerners). It wasn't required two years ago.

Like

Reply

Jared **********

@Carlos ********

there are examples of dual pricing in the USA, even against other USA nationals. This isn’t anything unique to thailand.

Like

Reply

Reply to

Jared **********

Reply

Curtis *******

ORIGINAL POSTER

So I priced out insurance at AXA for 69 days and it came to 6200 THB. So far that is the most expensive of three quotes. And its not even close actually. Given the number of people that recommend and use AXA, I am somewhat suspect that I did something incorrectly or that there is an anomaly ATM on their site perhaps?

As an example Tune was 7500 for an entire year and Safety Wing was 5057 THB for coverage that includes several other benefits in addition to the COVID coverage.

Like

Reply

Carlos *********

You have to go to your provider, ( health care provider), that is where you got vaccinated. Example would be cvs, walgreens, your doctor... Make an account online with your provider. All your medical info will be in your private health care provider, not public, not federal but your private health care provider as described. In your medical information that is kept private you can access what medicines including vaccinations. There is where most providers give you the qr code. Most won't make an online account and thus have no idea where the qr code presides.

Like

Reply

Curtis *******

ORIGINAL POSTER

@Carlos ********

WTF are you talking about? Do you even know how to Facebook? You keep replying to me but you’re not actually replying to the thread you’re referring to so I have no worldly idea what you’re even talking about

Like

Reply

Carlos *********

I never said there was a federal system for vac.s. But any reputable place giving the vaccine will supply a qr code. You have to go to your provider and get it from your portal. The US won't have a federal data base partially because of HIPAA. Your health care is a private matter in the usa. But you DID find the qr code didn't ya?

Like

Reply

Curtis *******

ORIGINAL POSTER

@Carlos ********

“Here in the US everyone has a QR code for vacs” is untrue. States that have a digital database or QR code do have that. Some limited clinics may provide you a website (QR) where you can view your vaccination but I’ve never seen that.

I’m not sure what you were trying to say but the way you phrased that would certainly suggest that the US has a QR system (digital database).

Like

Reply

Reply to

Curtis *******

Reply

Curtis *******

ORIGINAL POSTER

@Carlos ********

that’s not true.

The US does not have a federal digital database (QR code) system and never will. At least not a mandatory one. Some states have a digital system but many do not.

As to your second point and question, yes you can go Visa exempt but, you still need a Thailand Pass and that is the point at which you are required to submit proof of vaccination

Like

Reply

Paul ********

@Curtis ********************

How old are you

Like

Reply

Curtis *******

ORIGINAL POSTER

only 45

Like

Reply

Paul ********

@Curtis ********************

Easy time?? Me 71

Like

Reply

Curtis *******

ORIGINAL POSTER

what?

Like

Reply

Reply to

Curtis *******

Reply

Ray ******

@Carlos ********

my first TP application was rejected in 4 hours & stated it didn't cover me for $50k US Covid-19. It actually stated $250k Singapore Dollars (around 180k USD), but they needed it written in USD.

Like

Reply

Martin ********

@Carlos ********

Everyone has a QR code for vaccines? Not in my neck of the woods, and that means millions only have the paper record card, no digital record. Some sort of third-party vaccine passport is coming soon apparently.

Like

Reply

Jennifer ********

@Curtis ********************

AXA is Thai insurance and will cover hospitalization for asymptomatic positive cases (as far as I know), whereas international insurance such as Safety Wing won't. That's the benefit of a Thai insurance policy, whether it's AXA or not. Whatever you decide, just confirm with them first that they'll cover for asymptomatic hospitalization in case you test positive, or else it will become very, very expensive.

Like

Reply

Craig *******

@Jennifer *******

if I test positive I will complain of lack of sense of taste, shortness of breath, and will cough non-stop

Like

Reply

Jennifer ********

That'll do it!

Like

Reply

Reply to

Jennifer ********

Reply

Chris *********************

@Jennifer *******

don't forget AXA covers all aspects of insurance as well as covid I think that's the extra cost

Like

Reply

Jennifer ********

@Chris ********************

True

Like

Reply

Reply to

Jennifer ********

Reply

Carlos *********

I got my TP in about 30 seconds and my visa in less then two days with axa, maybe not the cheapest but you save money on anxiety medication from the posts I have read.

Like

Reply

Jared **********

@Carlos ********

most of the TP anxiety comes the most of the US not having a QR code on the vaccine passports and therefore impossible to receive automated approval and needed to be manually approved.

I’ve only seen 1-2 posts about visa/TP denial from insurance, and even then it was usually user error. As stated my company gave me a specific thailand cover letter and I had no issues.

Like

Reply

Curtis *******

ORIGINAL POSTER

@Carlos ********

You don't provide insurance documentation to apply for a Visa

Like

Reply

Nick *******

@Curtis ********************

I did the stv last week . No question on the application for insurance but I got asked for extra information. proof of insurance was required with same level of cover as the TP.

Like

Reply

Curtis *******

ORIGINAL POSTER

yes

Like

Reply

Reply to

Curtis *******

Reply

Jared **********

@Curtis ********************

I think many people simply do not bother to look or know what the options and costs are, I paid $190 for 5 months of coverage that came with a Thailand specific visa cover letter so I had no issues with visa or TP

Like

Reply

Curtis *******

ORIGINAL POSTER

@Jared *********

From where?

Like

Reply

Jared **********

@Curtis ********************

I used Insubuy.

Like

Reply

Reply to

Jared **********

Reply

William ********

Arawan namak sells many , I went with ASC 36 euro for a month. She can be contacted on FB. She sells Luma, AXA and most of the others . She will get u what u need very efficient

Like

Reply

Paul ********

@William *******

hi, how do I contact Arawan nanak, does she have an email?

Like

Reply

William ********

she can be contacted on Facebook. Then u can talk on messenger.

Like

Reply

Reply to

William ********

Reply

Peter *******

@William *******

I second that, she sorted mine out with Luma

Like

Reply

Reply to

Peter *******

Reply

Mike ******

what is the cheapest?

Like

Reply

Bä ****

It does the job at $65/ Month there about, it’s accepted by the Thai Embassy....And they have a good LINE SUPPORT (attached is there LINE ID) that’s get back to you within an hour or less

Like

Reply

Rei ***********

Maybe not the best price but the safest

Like

Reply

Jared **********

yea there’s definitely much cheaper options that work just fine for getting that visa/Thai pass

Like

Reply

Reply to

Jared **********

Reply

Chris *********************

I booked with them no problems

Like

Reply

James ********

Following

Like

Reply

Reply to

James ********

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

Which health insurance company is better: AXA or Pacific Cross in Thailand?

8 comments

3 months ago

Is AXA insurance worth the cost for a 30-day trip to Thailand?

83 comments

2 years ago

What are the cost-effective insurance options for Thailand's travel requirements?

38 comments

3 years ago

Is FWD insurance a reliable option for Thailand Pass, or should I consider alternatives like Worldtrips?

16 comments

3 years ago

Where can I find insurance for the Thailand Pass?

77 comments

3 years ago

What are the experiences and recommendations for using MSIG insurance for Thai Pass?

12 comments

3 years ago

What are the insurance requirements for a 60-day Thailand tourist visa and the Thailand Pass?

55 comments

3 years ago

What is the best travel insurance for Thailand, and do I need separate COVID insurance?

7 comments

3 years ago

What is the cheapest 30-day insurance for obtaining a Thai Pass?

52 comments

3 years ago

Is Post Office travel insurance a good option for expats in Thailand?

13 comments

3 years ago

Which insurance is better, AXA or Tune for expats in Thailand?

62 comments

3 years ago

Where can I buy insurance for the Thailand Pass as a USA expat?

54 comments

3 years ago

What are the best options for obtaining COVID-19 medical travel insurance for Thailand Pass as a diabetic?

3 comments

3 years ago

What are the cheapest health insurance options accepted by the Thai government for a 30-day stay?

25 comments

3 years ago

Is AXA insurance accepted for Thailand Pass?

65 comments

3 years ago

Is SafetyWing a reliable insurance option for expats in Thailand?

8 comments

3 years ago

Is my AXA insurance sufficient for the Thailand Pass with a coverage of 100,000 USD?

7 comments

3 years ago

What are the best insurance options in Thailand apart from AXA?

39 comments

3 years ago

What health insurance options meet Thailand's 50k requirement for expats?

31 comments

3 years ago

Is AXA health insurance a good option for expats in Thailand?

25 comments

3 years ago

Why are expats opting for Luma and AXA for insurance over cheaper options?

7 comments

3 years ago

Is there a specific insurance that everyone uses to qualify for a visa in Thailand?

14 comments

3 years ago

What insurance options do expats in Thailand recommend and what are their costs?

7 comments

4 years ago

What are the best insurance options for expats arriving in Thailand with a Visa-Exemption?

22 comments

4 years ago

What are some recommended Thai insurance brands for visa requirements?

22 comments

4 years ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.