@Stephan **********
Good for you, that's you. Not everyone else is you. Some of us live far away from IOs without personal transportation, so going to the "local" IO every few months can be a whole ordeal. Some of us are old or sick or disabled and struggle to make the trip. Some of us are too ADHD to comfortably navigate this much bureaucracy, the frequent requirements generate a lot of extra mental load. Some are multiple of those things and more. It's a diverse world.
The process has been simplified, perhaps, but let's not kid ourselves that so many of these steps have to be this burdensome, or that there has to be so many steps.
(Personally, I keep beating myself up for not trying to move to the US or some EU country this time instead because I know for a fact that it's a million times simpler for me. But from the outside, without any frame of reference, I did not realize it would be this convoluted)