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Do my wife and I need separate bank accounts for the Non O retirement visa in Thailand?

Thailand retirement visaNon O visabank account requirementsexpat living in Thailandjoint accounts vs separate accounts
Mar 29, 2024
9 months ago
Craig *********
ORIGINAL POSTER
Hi, my wife & I will be moving to Thailand to retire. We know we have to have THB800,000 each to meet the Non O retirement visa. Do we have to have two bank accounts (1 for my wife & 1 for me) reflecting the THB800,000 each or can we deposit THB1,600,000 in one bank account in both our names?
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TLDR : Answer Summary
When applying for a Non O retirement visa in Thailand, it is generally required that each person has their own bank account with at least 800,000 THB. While some immigration offices may accept joint accounts, it can vary, and establishing separate accounts is often advised for easier processing. It is essential to consult with the local immigration office for specific requirements and flexibility regarding joint account acceptance.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Desiree *********
If you are getting your Non O retirement visa in the U.K. you can also show £20,000 on your UK bank account. I got mine through the Thai consulate in London.
9 months ago
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Paul ********
@Desiree ********
 that only lasts 90 days does it not?
9 months ago
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Desiree *********
@Paul *******
 The retirement visa is 1 year and after you can get an extension for another year
9 months ago
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Paul ********
An OA visa obtained outside Thailand is one year, but it require health insurance. Perhaps that is what you have?
9 months ago
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Desiree *********
@Paul *******
 Yes incl health insurance
9 months ago
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Paul ********
@Desiree ********
 type O does not require health insurance and is 90 days only if obtained outside Thailand, but can be converted easily to a 15 month visa.
9 months ago
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Paul ********
@Desiree ********
 not when you obtain it from outside Thailand
9 months ago
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Desiree *********
@Paul *******
 Yes I did :)
9 months ago
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Desiree *********
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Mary ********
Hubby and I have a joint account with the required amount in it and had no dramas getting our non o. We went to Hua Hin for ours, not sure if that makes a difference.
9 months ago
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Craig *********
ORIGINAL POSTER
@Mary *******
 did you have to deposit THB1,600,000 to cover you both?
9 months ago
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Mary ********
@Craig ********
 yes we did and have maintained it for over a year, though we do know we could drop a bit below, it's just easier to do that.
9 months ago
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Craig *********
ORIGINAL POSTER
@Mary *******
 thank you.
9 months ago
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Craig *********
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Mal *****
Only one needs the bank account and funds if you are married your wife can get like a dependant Visa
9 months ago
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Paul ********
@Mal ****
 If the man dies then the dependents visa is revoked, not ideal.
9 months ago
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Mary ********
@Paul *******
 that's exactly why we both got our non o visas. Having to leave as soon as your partner passes would be additional stress no one needs.
9 months ago
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Mary ********
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Graham ******
@Mal ****
 That normally has to be obtained from your home country if that particular Embassy will actually sell one
9 months ago
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Graham ******
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MB **********
Put 800 into your account and your wife. Just attach it to your visa. That's all, and you don't need any more money.
9 months ago
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Dennis *********
actually only 1st person needs the 800k. 2nd one can do a "follow along visa" or some similar name, based on the spouses retirement visa. catch is have to wait 12 months. AFIK can't use joint account, just create 1 for you, and 2nd joint account.
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9 months ago
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Stacey ****************
@Craig ********
 FYI, if you have investments or pension that provide you a $80,000.00 a year income? The Long Term Resident “Wealthy Pensioner” visa is the best way to go.
9 months ago
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Craig *********
ORIGINAL POSTER
@Stacey ***************
 unfortunately I only have rental income which is deemed as passive income & don’t count.
9 months ago
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Stacey ****************
@Craig ********
 Dave Goodman has been a mentor on my application and has successfully navigated the process.
9 months ago
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Stacey ****************
@Craig ********
 You are mistaken. An acquaintance I met on one of these groups has helped me with my application, and he just received his last month and he shared that it was with his submissions of lease agreements on his rental properties back home.
9 months ago
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Stacey ****************
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Nongnuch ********
you will most probably each need a bank account on one name only. As soon as you received your 1-year Extension Of Stay Permits, visit a lawyer and each one of you set up a Thai Last Will for these assets you keep in Thailand.
9 months ago
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Aake **********
Ask img
9 months ago
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Paul ********
Speak to a visa agent, I think you will be pleasantly surprised 😮
9 months ago
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Paul ********
My point exactly, the agent saved me time, frustration and money. Also I have a wife so the savings are doubled. Thinking outside the box is the smart way to go in considering the savings as well as the cost!
9 months ago
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Todd *********
@Nigel *******
 u do? Then you have to fairly clueless financially to have 800k doing nothing in a bank lol. Cmon man. You pay the 1900 for that only if you have no financial clue whatsoever
9 months ago
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Todd *********
@Nigel *******
 who’s clueless =

You. I made just over 13% average the last 4 years on mine. I get that the UK is a backward 💩 hole, but surely even the average Brit can figure out how to do better than £700. You should be embarrassed. And an agent facilitated renewal is 16k baht. You’re welcome for the the education but I would wager your meagre £700 that you will continue to stand in line at the bank and immigration every year thinking you are saving a few shillings. 😂😂 Can’t fix stupid
9 months ago
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Todd *********
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Todd *********
@Nigel *******
 agents legal and make your life easy. If you love standing in line every year do it yourself. 😂
9 months ago
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Todd *********
@Nigel *******
 ‘if it’s legal’ 🙏😂😂
9 months ago
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Todd *********
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Fi *********
Separate accounts. Not easy to get joint account in Thailand.
9 months ago
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Steve **********
@Fi ********
 can get joint accounts at Bangkok Bank, ( have 2 ), but dont know if Immig accepts anymore.
9 months ago
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Fi *********
@Steve *********
 Bangkok Bank wouldn’t allow me to have joint account with my husband!
9 months ago
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Paul ********
@Steve *********
 Immigration states no joint accounts. Whether that is enforced though is another matter
9 months ago
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Steve **********
@Paul *******
 had the issue about 14 years ago, IO told me to change bank. Told bank, they called Immig... Immig then called me to apologize.

Same as us, IO's have bad days too.
9 months ago
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Paul ********
@Steve *********
 Things have changed since then and change often and also between different provinces.
9 months ago
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Paul ********
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Bart **************
@Fi ********
 why not? I didn't have any problems.
9 months ago
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Bart **************
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Peter *********
You both have to have your own bank account with
*****
0 baht deposited in a current account
9 months ago
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Nigel **************
Suggest you check with the IO u will be using.
9 months ago
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Brandon ************
Some immigration offices require separate accounts and some allow joint accounts. But it'll be easier overall if you both have your own account.
9 months ago
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Craig *********
ORIGINAL POSTER
@Brandon ***********
 thank you 🙏
9 months ago
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Craig *********
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Thai Visa Advice and Everything Else
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