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Is a joint bank account sufficient for a Type O retirement visa application in Thailand, or must it be in the applicant's name only?

Mar 6, 2026
2 months ago
Why****
ORIGINAL POSTER
When applying for a type O visa based on retirement is an existing JOINT bank account sufficient to deposit the 800k or must the account be in the applicants name Only pls ?
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TLDR : Answer Summary
A joint bank account can be used for a Type O retirement visa application in Thailand, but it must have double the required funds deposited. Therefore, if the requirement is 800,000 baht, the joint account must have 1,600,000 baht due to the assumption that only half the funds belong to the applicant. Furthermore, not all immigration offices accept joint accounts, so it is advisable to check with the local immigration office for specific regulations.
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Diane *******
I had a joint account (myself & my husband) approx 8 years ago for a number of years & all was well. Then Koh Samui Immigration Office told me I had to change to my name only. My husband is a dependant on my visa. I have an OA retirement visa.
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Brook ********
Why wouldnโ€™t you go open a dedicated fixed deposit account that is only used to secure your visa and earns almost 2% interest.

Do you WANT TO commingle your funds and put your bank balance, and thus your visa renewal at risk?

SMH
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Thomas ************
@Brook *******
2% interest? Where?
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Brook ********
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Brook ********
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Mat *********
No must be in your name
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Dave *********
@Mat ********
can be a joint account but must have double the amount. 1,600,000 baht.

And double check w your particular immigration office as some restrict the joint accounts but most allow it as long as inhale double the amount
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Dave *********
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Tod *********
as ellie correctly stated

IF your immigration office allows joint account for the banked money method on retirement visa/extension (which you need to check and see because not all offices even allow it) then you would need DOUBLE the required funds in the account so 1,600,000 because in the eyes of the thaiz only half that money is yours ๐Ÿ™‚
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Why****
ORIGINAL POSTER
@Tod ********
Oh Wow... Greatly appreciated, Thanks heaps Tod ๐Ÿ™
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Why****
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Alan ******
If the application is for one person then the account must be in that person's name only.
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Ellie *******
@Alan *****
, There is no such condition. You can use the balance in joint account only for your application (means for one person). though could vary by the office
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Ellie *******
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Ellie *******
You can use a joint bank account if you want to, but you need to double the balance (in case the names on the account are for two people), which means you must deposit 1,600K baht into it.

When a bank account is a "joint" type, the average account balance of the number of registered people under that account will be considered as yours.

You'd better check your local immigration office if you can use a joint account in advance. Some offices don't like joint accounts much.
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Why****
ORIGINAL POSTER
@Ellie ******
Greatly appreciated Ms Ellie, Thanks heaps ๐Ÿ™
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Why****
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