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Do both spouses need separate bank accounts for the 800K deposit for a non O retirement visa in Thailand?

NON-O visa retirement visa bank deposit requirements Thailand immigration expat life in Thailand

Jun 30, 2025

10 months ago

Michel **********

ORIGINAL POSTER

Hi, wife and I plan to move to Thailand next year on a non O retirement visa. We will get the 90 day non O visa in our home country (USA) first,  my question is the origin of the 800K deposit per person, must my wife’s deposit come from a USA bank account in her name or can each of our 800k deposits come from an account in my name only?

I tried to reach out to the Thai embassy in DC for an answer but no response yet.

Thank you!

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TLDR : Answer Summary

When applying for a NON-O retirement visa in Thailand, both you and your wife must have separate 800,000 THB deposits in individual accounts. The deposits must be in the names of the applicants, and if using a joint account, it must total double the amount due to shared ownership. Additionally, funds must be held for at least three months before applying, and once in Thailand, both parties need individual bank accounts.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Bob **********

As long as it’s a foreign transfer it will be fine but you both need individual bank accounts in Thailand

10 months ago

Dana ****************

In order to be approved for the visa in the USA or home county, it has to be in her name only for 3 months in order to apply for the visa. Once you open a thai bank account, it also has to be in separate accounts.

10 months ago

Michel **********

ORIGINAL POSTER

@Dana ***************

thank you.

10 months ago

Reply to

Michel **********

Brandon ************

Must be in the name of the person applying for the visa. And if it's a joint account, the amount must be 2x because only 50% of it is considered belonging to each person.

10 months ago

Andrew *******

@Brandon ***********

so if my wife and i are coming we need 1.6 total?

10 months ago

Graham ******

@Andrew ******

yes unless she can get a trailing spouse Visa based on yours

10 months ago

Andrew *******

@Graham *****

the plan was she works remote and me and the kid come with. We were also looking to starting a company and rent our houses out through it.