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Is a car insurance renewal quote of 10,400 THB for a 10-year-old car reasonable in Thailand?

Car Insurance Thailand Insurance Quotes Vehicle Age Roojai Insurance Class 1 Insurance Expat Living Vehicle Maintenance

Oct 25, 2024

5 days ago

Gary **********

ORIGINAL POSTER

Everything else, my car insurance is up for renewal . Been quoted 10,400b for number 2, same as last year. Does this seem about right.

car is about 10 year old and spends most of its time parked up in lopburi .

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TLDR : Answer Summary

The post discusses the renewal quote for car insurance at 10,400 baht for a 10-year-old vehicle, with various comments offering insights. Respondents suggest getting multiple quotes for comparison, with some indicating that prices vary, especially depending on the company's policy and the age of the car. Recommendations for providers like Roojai are shared, noting lower costs for less-heavy usage options. Overall, responses indicate that the quoted price seems reasonable for the vehicle's age, but drivers might find cheaper alternatives.

John ********

A Thai friend of mine pays about 25,000 a year for a Thai government insurance policy that covers anyone with a full driving licence to drive the vehicle. It also covers all medical and vehicle damage costs. You get what you pay for.

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Kraig ******

For me Roojai valuations are low on the amount they insure. For example trucks worth 1 million they insure for 780,000

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Sam *********

i think many wont insure 1st class after 10 years old. my 15 year old fortuner cost around 6k at roojai for 2nd class. so the car itself is not covered but any damage it may do to other property or people is which is fine for such an old car for me

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Russell ***********

Roojai are very good, price & clear communication

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Tony *********

My renewal is due in couple months

4,250baht Class 1 insurance

Car is 2007 model

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Colin *******

Can anyone reccomend a specialist who deals with OA Retirement Visas for people with Type 2 Diabetes just wasted a week going through Two companies only to have the application refused.

Colin

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Kim *********

has nothing to do with this

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James **********

try making a new post.

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James **********

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Bri ****

AXA 10,700 no 1 insurance

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Ken *********

So if you are seventy four moving to Thailand cannot get car insurance?

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Sylvia ********

can insurance here is VERY different, the insurance is on the vehicle age and value not on the driver, and generally any one can drive as long as they have a licence

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Per ************

Sure you can? but not with Roojai

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Ken ********

I have a few friends in their 80s who have insurance here

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Ken ********

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Peter **********

Everything else. What?

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Jeffrey ************

Get some other quotes and compare...

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George *********

I paid 10,000 approx for 1st year with new car with Bangkok ins.. Inc compulsory insurance.

2nd year too expensive with Bkk ins... So went with Roojai

2 years later it's about 9000 baht inc compulsory insurance.

Insured value 420,000 baht class 1.

Toyota Yaris sport

Edit..1st year free via Toyota

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Michael ********

@George ********

I am looking at buying a new Toyota Yaris or Honda City when we arrive in December so that quote looks reasonable I guess.

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George *********

@Michael *******

yes look at

*****

baht for a new car insurance.

But most dealers give first year free.

But second year high..so look at Roojai

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Michael ********

@George ********

yes I have seen that when we were out there in September looking at cars. I did hear also that the second year they bump it up quite a bit so I will keep that name in mind.

Cheers

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Michael ********

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Julian *******

Roojai would be cheaper

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Arporn ********

I just renewed my car insurance as well. My car is also most of the time parking so I chose “Up to miles” Its mean I paid 6k only. This is good for less driving. Look for Tip Insure Company

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Mike ********

Sounds about right,ours is 13 years old,cost 9,800b

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Onne ***********

2+ 6000 bath

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Phil ******

@Gary *********

can't tell with scant details. Parked up they don't care

Always get 3 quotes so 2 more.

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Martyn ***********

Roojai... If your under 70.

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Per ************

@Martyn **********

I were first thrown out when I reached 75

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Ken ********

@Martyn **********

interesting comment Martin. I'm with Roojai, I'm 70 years old , renewed it after my 70th.

Is that just for newcomers.

I've been with them several years now

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Martyn ***********

maybe.. There's definitely a cut off when you fill out a quote form.

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Tony **********

@Martyn **********

I signed up with them about 1 month ago for auto insurance and I just turned 72. However, when I did a quote the month before for motorcycle insurance it told me I didn't qualify.

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Ken ********

@Martyn **********

maybe next year imight get a refusal next year.

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Ken ********

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