Answered3 years ago
What is the best car and motorcycle insurance in Chiang Mai for expats with a clean driving record?
Hi everyone dose anybody knows best car insurance and motor bike in Chiangmai im 64 no accidents at all clean
International license soon convert to thai license so
International license soon convert to thai license so
Answer summary
The discussion focuses on finding reliable car and motorcycle insurance in Chiang Mai, especially for expats with a clean driving record. Roojai Insurance is frequently recommended, with comments emphasizing the importance of obtaining a Thai driving license for insurance coverage. Additionally, user experiences highlight concerns over insurance practices in Thailand compared to those in their home countries.
45 repliesnewest first
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Nathan *********
Look at Roojai online
John *********
Thailand has no ability to check your driving record in your home country. There is no concept of “clean international license”. The IDP is nothing more than a document that cannot be verified and not registered with any government agency.
So even the worst driver with an IDP is the same as you.
So even the worst driver with an IDP is the same as you.
Charlie ******
OP@John ********
thank you John What I'm
trying to say is I'm good driver 55
My beginning of questioning was
Does anyone knows good car insurance company in Thailand 🇹🇭🤔
Ally ************
Premiums will depend upon the age and value of the car and the make/model/engine capacity.. as well as type of cover.. eg. class 1, class 2, etc.. so it's impossible to compare what other people are paying in a relative sense.. meaning if you insure a 10-yr old 1.0 litre compact car with class 2 cover you will pay a substantially lower premium than someone insuring a brand new 3.0 litre SUV/4x4 on a class 1 basis.. it would be better for the author to ask the readers for an idea of cost to insure the type of vehicle they are considering owning.. then maybe people with a similar vehicle can give a meaningful response.. otherwise it's like trying to compare house prices without knowing the location, plot size, type of building, nature of construction, quality of materials etc!
Jeffrey **********
Roojai.com
Steve *******
Best bet is to let us all buy a life insurance policy on you.
Charlie ******
OP@Steve ******
sure that's good idea how much u want ??? Steve ??Steve *******
@Charlie *****
we’ll need someone to create a gofundme to a reliable sponsor to pay for and distribute the winnings
Nick ************
Check out checkdi formerly known as Mr. Prakan. Give you lots of options and are very helpful. Respond quickly too.
Malcolm *******
Try Roojai Insurance .
Charlie ******
OP@Malcolm ******
thank you Malcolm
David ******
@Charlie *****
keep in mind insurance is not like back home they’ll do their best not to cover you and try to make it seem like it’s your fault. Foked around n found outCharlie ******
OP@David *****
I know haDavid ******
@Charlie *****
welcome to Thailand where nobody speaks the truthCharlie ******
OP@David *****
wow that's terrible my goodness
Aake **********
@Malcolm ******
for sure class 1John *********
If you value your health i would avoid this means of transportation in Asia.
Charlie ******
OPYes in Thailand 🇹🇭
John *********
Google motorbike accidents and deaths in Chiang Mi and you will get your answer. 3 out of 4 deaths are motorbike related!
John *********
Bike
Michael ********
@John ********
the car or the bike
Bernard *****
Roojai
John **********
How long have you been in Thailand? If over 3 months get your thai license for both or you won't be insured
Charlie ******
OP@John *********
sorry I didn't get u r answer sir not yet in Thailand soon will be there
Phil ******
@Charlie *****
make sure you bring an IDP as well as thai license harder and no insurance until your changeover to a thai licenseJohn **********
@Charlie *****
OK, if your IDP covers both car and bike then it's easy to convert. Your driving history doesn't matter as its the vehicle that gets insured rather than the driver. Can't help with the best policyCharlie ******
OP@Jan *****************
thank you jan
Jan ******************
@Charlie *****
You can just renew your license up to one year after it’s expired. You’ll then need to do both from scratch. I just have a small motorbike in Thailand (Honda Pcx 150) and I pay around 2000 thb in a year just for liability insurance. (Don’t remember the name).Charlie ******
OP@John *********
thank you sir it was so helpfulJohn **********
@Charlie *****
I pay once a year. Went up a lot this year. Think it was around 17k baht this time
John *********
@Charlie *****
I've got 1st class for 150cc through Tick insurance in Thailand with MSIG. Not many companies insure small bikes 1st class.Charlie ******
OP@John *********
if its ok with you how much you pay for a month sorry ask you so many questionsJohn **********
@Charlie *****
yes I always buy 1st Class insuranceCharlie ******
OP@John *********
is it full coverage?John **********
@Charlie *****
yes for my car, I don't have a motorcycle even though I have a licence for oneCharlie ******
OP@John *********
thank you sir John So you have car or motorcycle insurance currently ? 🤔in Thailand 🇹🇭 ??
Charlie ******
OP@Jan *****************
thank you Jan I do have proper license and I used to live in Thailand for 3 years before covid
Beginning of my question was , dose anybody knows good insurance for vehicle ? Becaz I been a way from Thailand for 5 years now do you have a car or motorcycle ? And witch insurance companies u cover with with ? Is good companies ?? Or its OK 👍
John **********
@Charlie *****
I've no idea how much it will cost, there are a number of sites you can try. This is probably the best known **************************
Jan ******************
@Charlie *****
And if you don’t have a proper license or for example don’t use helmet, your travel insurance won’t cover any medical expenses either.Charlie ******
OP@John *********
ok approximately how much with Isuzu truck 2024 4 coverd ? I hear on the news. a lot of tourist get accident and with rent motor vehicle with no insurance no international license .so dangerous
John **********
@Charlie *****
depends on what you pay, there are different classes of insurance that provide different levels of cover. If the bikes are taxed they will have insurance but it will likely be the most basicCharlie ******
OPWhat company do you have covered with u r vehicles ???and how much you pay ?? A month or year
Charlie ******
OPDriving🚗
Charlie ******
OP@John *********
if I hit anyone and killed someone what kind cover I get I know that most thai people diving motorcycle doesn't have insure
That I hear from thai friend so they tell me becareful
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