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What is the best car and motorcycle insurance in Chiang Mai for expats with a clean driving record?

Car InsuranceMotorcycle InsuranceChiang MaiExpats in ThailandDriving Licenses in ThailandRoojai InsuranceInternational Driving PermitHealth Insurance
Apr 26, 2024
7 months ago
Charlie ******
ORIGINAL POSTER
Hi everyone dose anybody knows best car insurance and motor bike in Chiangmai im 64 no accidents at all clean

International license soon convert to thai license so
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TLDR : Answer Summary
The discussion focuses on finding reliable car and motorcycle insurance in Chiang Mai, especially for expats with a clean driving record. Roojai Insurance is frequently recommended, with comments emphasizing the importance of obtaining a Thai driving license for insurance coverage. Additionally, user experiences highlight concerns over insurance practices in Thailand compared to those in their home countries.
Nathan *********
Look at Roojai online
7 months ago
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John *********
Thailand has no ability to check your driving record in your home country. There is no concept of “clean international license”. The IDP is nothing more than a document that cannot be verified and not registered with any government agency.

So even the worst driver with an IDP is the same as you.
7 months ago
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Charlie ******
ORIGINAL POSTER
@John ********
 thank you John

What I'm

trying to say is I'm good driver 55

My beginning of questioning was

Does anyone knows good car insurance company in Thailand 🇹🇭🤔
7 months ago
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Charlie ******
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Ally ************
Premiums will depend upon the age and value of the car and the make/model/engine capacity.. as well as type of cover.. eg. class 1, class 2, etc.. so it's impossible to compare what other people are paying in a relative sense.. meaning if you insure a 10-yr old 1.0 litre compact car with class 2 cover you will pay a substantially lower premium than someone insuring a brand new 3.0 litre SUV/4x4 on a class 1 basis.. it would be better for the author to ask the readers for an idea of cost to insure the type of vehicle they are considering owning.. then maybe people with a similar vehicle can give a meaningful response.. otherwise it's like trying to compare house prices without knowing the location, plot size, type of building, nature of construction, quality of materials etc!
7 months ago
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Jeffrey **********
Roojai.com
7 months ago
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Steve *******
Best bet is to let us all buy a life insurance policy on you.
7 months ago
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Charlie ******
ORIGINAL POSTER
@Steve ******
 sure that's good idea how much u want ??? Steve ??
7 months ago
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Steve *******
@Charlie *****
 we’ll need someone to create a gofundme to a reliable sponsor to pay for and distribute the winnings
7 months ago
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Steve *******
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Nick ************
Check out checkdi formerly known as Mr. Prakan. Give you lots of options and are very helpful. Respond quickly too.
7 months ago
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Malcolm *******
Try Roojai Insurance .
7 months ago
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Charlie ******
ORIGINAL POSTER
@Malcolm ******
 thank you Malcolm
7 months ago
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David ******
@Charlie *****
 keep in mind insurance is not like back home they’ll do their best not to cover you and try to make it seem like it’s your fault. Foked around n found out
7 months ago
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Charlie ******
ORIGINAL POSTER
@David *****
 wow that's terrible my goodness
7 months ago
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David ******
@Charlie *****
 welcome to Thailand where nobody speaks the truth
7 months ago
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Charlie ******
ORIGINAL POSTER
@David *****
 I know ha
7 months ago
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Charlie ******
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Aake **********
@Malcolm ******
 for sure class 1
7 months ago
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Aake **********
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John *********
If you value your health i would avoid this means of transportation in Asia.
7 months ago
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Charlie ******
ORIGINAL POSTER
Yes in Thailand 🇹🇭
7 months ago
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John *********
Google motorbike accidents and deaths in Chiang Mi and you will get your answer. 3 out of 4 deaths are motorbike related!
7 months ago
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John *********
Bike
7 months ago
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Michael ********
@John ********
 the car or the bike
7 months ago
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Michael ********
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Bernard *****
Roojai
7 months ago
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John **********
How long have you been in Thailand? If over 3 months get your thai license for both or you won't be insured
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 sorry I didn't get u r answer sir not yet in Thailand soon will be there
7 months ago
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Phil ******
@Charlie *****
 make sure you bring an IDP as well as thai license harder and no insurance until your changeover to a thai license
7 months ago
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John **********
@Charlie *****
 OK, if your IDP covers both car and bike then it's easy to convert. Your driving history doesn't matter as its the vehicle that gets insured rather than the driver. Can't help with the best policy
7 months ago
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Charlie ******
ORIGINAL POSTER
What company do you have covered with u r vehicles ???and how much you pay ?? A month or year
7 months ago
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Charlie ******
ORIGINAL POSTER
Driving🚗
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 if I hit anyone and killed someone what kind cover I get

I know that most thai people diving motorcycle doesn't have insure

That I hear from thai friend so they tell me becareful
7 months ago
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John *********
@Charlie *****
 I've got 1st class for 150cc through Tick insurance in Thailand with MSIG. Not many companies insure small bikes 1st class.
7 months ago
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John **********
@Charlie *****
 depends on what you pay, there are different classes of insurance that provide different levels of cover. If the bikes are taxed they will have insurance but it will likely be the most basic
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 ok approximately how much with Isuzu truck 2024 4 coverd ?

I hear on the news. a lot of tourist get accident and with rent motor vehicle with no insurance no international license .so dangerous
7 months ago
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John **********
@Charlie *****
 I've no idea how much it will cost, there are a number of sites you can try. This is probably the best known
**************************
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 thank you sir John

So you have car or motorcycle insurance currently ? 🤔in Thailand 🇹🇭 ??
7 months ago
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John **********
@Charlie *****
 yes for my car, I don't have a motorcycle even though I have a licence for one
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 is it full coverage?
7 months ago
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John **********
@Charlie *****
 yes I always buy 1st Class insurance
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 if its ok with you how much you pay for a month sorry ask you so many questions
7 months ago
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John **********
@Charlie *****
 I pay once a year. Went up a lot this year. Think it was around 17k baht this time
7 months ago
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Charlie ******
ORIGINAL POSTER
@John *********
 thank you sir it was so helpful
7 months ago
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Jan ******************
@Charlie *****
 And if you don’t have a proper license or for example don’t use helmet, your travel insurance won’t cover any medical expenses either.
7 months ago
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Charlie ******
ORIGINAL POSTER
@Jan *****************
 thank you Jan

I do have proper license and I used to live in Thailand for 3 years before covid

Beginning of my question was , dose anybody knows good insurance for vehicle ? Becaz I been a way from Thailand for 5 years now do you have a car or motorcycle ? And witch insurance companies u cover with with ? Is good companies ?? Or its OK 👍
7 months ago
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Jan ******************
@Charlie *****
 You can just renew your license up to one year after it’s expired. You’ll then need to do both from scratch. I just have a small motorbike in Thailand (Honda Pcx 150) and I pay around 2000 thb in a year just for liability insurance. (Don’t remember the name).
7 months ago
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Charlie ******
ORIGINAL POSTER
7 months ago
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Charlie ******
ORIGINAL POSTER
@Jan *****************
 thank you jan
7 months ago
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Charlie ******
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