The discussion clarifies that while specific COVID coverage tailored for the Thai Pass may not be necessary, travelers must have medical insurance that includes COVID treatment. This insurance does not need to be specifically covering COVID, but should not exclude it. It is emphasized that tourists must be aware of this requirement when entering Thailand.
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Johannes *******
in this case if you test positive they only pay your medical treatments, you have to pay for the hospital quarantine by yourself
No need a special insurance tailored especially for Covid, but you'll need a medical insurance that does NOT exclude Covid. So yes, Covid coverage still needed.
Immigration didn't check anything insurance-related for me when I came in around a week or two ago, but I'm a non-O. Tourist/retirement/etc may be different dependent on visa requirements