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Answereda year ago

Can you open a bank account in Thailand with a DTV visa?

Daniel *******
asked Nov 19, 2025
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Anyone anyhow succeed to open bank account with DTV ??
Answer summary
The ability to open a bank account with a DTV visa in Thailand appears to be challenging and varies based on specific circumstances. Some recent comments suggest that DTV, classified as a tourist visa, generally does not permit bank account openings, and many banks are refusing applications for such accounts. However, some individuals have successfully opened accounts previously and there are claims that purchasing property could allow for account openings. Alternatives like TrueMoney accounts are also recommended for easier transactions.
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Anonymous ******************
Anonymous ******************
Yes. But more than a year ago. It was recently temporarily frozen, but quickly unfrozen after providing paperwork, including proof of ongoing medical treatment and condo lease.
Anonymous ******************
Anonymous ******************
Yes. I open in 2 diferent banks
ปราชญ์โชค ****
ปราชญ์โชค ****
I tried almost three Banks to get a bank account, but they all refused me! Before I opened BKK bank account, they closed my bank account, they said that you must have a more than one year visa, DTV is a short visa! The good news is: you can open a TrueMoney account instead, it’s good to use it in Thailand, because about 80percent Thai people and business owners have it!
Anonymous ******************
Anonymous ******************
If you’re planning on studying formally at any point, then an Ed visa can be used to open a bank account. Once you’ve finished your course or the visa ends, you could then apply for the DTV visa. The bank account does not expire (I’m still using mine nearly 6 years after graduating). This would financially be the best option if you’re already intending to study formally, otherwise it would likely be a waste of money if opening a bank account is your only objective.
Fabian *********
Fabian *********
All this comments are bs. Just answer the question.

It is possible. For example if you buy a condo you can open a bank account.

And i am sure there are agencies that can still do it. There are always ways in Thailand…
Luit *****************
Luit *****************
@Fabian ********
Buying a condo certainly is not a valid reason for every bank to open an account for you.

And agents opening an account will have a high risk to be closed again in a short time.

And not only in Thailand, there are always possibilities to do things that should not be done.
Anonymous ******************
Anonymous ******************
DTV is not a typical tourist visa.
Marianne ********
Marianne ********
Anonymous participant 924

But it is a tourist visa. So not eligible for bank account.
Sefton ********
Sefton ********
@Marianne *******
how is it a tourist visa ??

Tourist visas are tourist visas !! DTV are Destination Thailand Visas.. There is no catch all for tourist visa in the same way there are for non immigrant visas.
Pete *******
Pete *******
@Marianne *******
not all tourist visas are the same, some are accepted to open bank accounts, just not the DTV.
Marianne ********
Marianne ********
@Pete ******
I stand corrected, but those are obviously special cases. 😅
Pete *******
Pete *******
@Marianne *******
both the Thai Bronze and Thai Gold Privilege Elite Visas come with government supported bank account opening assistance. Both are classed as tourist visas….
Marianne ********
Marianne ********
@Pete ******
Tell me one tourist account that lets you open a bank account, please
Marianne ********
Marianne ********
DTV is classified as a tourist visa.

Tourist visas are no eligible for bank account, and even agents are not really opening them for people on tourist visas anymore.
Anonymous ******************
Anonymous ******************
It was possible before, but right now it doesn’t . Most accounts with DTV are block.
Will ************
Will ************
You don’t, you are classed as nomadic and expected to move from country to country returning every now and then
Elías ********
Elías ********
@Will ***********
and not allowed to earn money from within Thailand, so no need to have an account anyways. I always get paid my salary in my home country bank account, of course.
Ben ********
Ben ********
Good question. But why do you need a bank account on a tourist visa?
Dany ********
Dany ********
@Ben *******
true… you dont need an account. so easy to live your everyday life in thailand without one. without much effort even
Anonymous ******************
Anonymous ******************
@Ben *******
why wouldn’t you, I can’t pay my electricity bill otherwise, you literally live here
Dany ********
Dany ********
Anonymer Teilnehmer 448 you can pay your electricity bill via cash at 7-11 for example. you can probably even transfer. you can also use TrueMoney… you can also use the Lazada app and pay with your home credit card… i mean someone must be blind not to see all the viable options.
Marianne ********
Marianne ********
Anonymous participant 448 As far as I can understand it, actual bills can be paid at for example 7 Eleven.
Luit *****************
Luit *****************
Anonieme deelnemer 448 When you don't want to be treated as a tourist, you should choose for a visa that gives you a long term stay over 180 days.
Elías ********
Elías ********
Participante anónimo 448 you can pay electricity bills with cash at
****
, or from your phone using the TrueMoney app, which is available for DTVers (I'm using it myself).
Ben ********
Ben ********
Anonymous participant 448 You can't pay a bill as a tourist? Go home then
Jared *********
Jared *********
@Ben *******
the DTV is a visa that allows people to stay and work remotely for up to 5 years (for 180 days at a time).
Ben ********
Ben ********
@Jared ********
Bring enough cash for 180 days then
Greg ********
Greg ********
@Jared ********
The root cause is how the DTV was defined and launched. To avoid scrutiny and collaboration with other stakeholders the MFA pushed it through as a Tourist Visa. That classification aligns it with all the restrictions on tourist visas.
Greg ********
Greg ********
@Jared ********
If there are better options available go for it.
Jared *********
Jared *********
@Greg *******
agreed. It is a bit of a mess and I am thinking to change visas at some point.
Anonymous ******************
Anonymous ******************
@Jared ********
180 days at a time being the key words. It's temporary stay. Non-immigrant visas the holders can stay forever
Paul *******
Paul *******
Anonymous participant 172 No, they can't.

The key is in the term "non-immigrant". Non-immigrants can only stay 1 year at a time (except for specific exceptions such as the LTR, which is 10 years but re-assessed every 5 years), SMART (2-4 years), Non-OX from abroad (up to 5 years) and the privilege/elite, which is 1-20 years and a few others...

Unless you hold PR status or Thai citizenship, your stay in Thailand will always be temporary and subject to an annual review or less often in the case of the categories I've mentioned.
โทบี้ *******
โทบี้ *******
@Ben *******
to spend money????
Elías ********
Elías ********
@โทบี้ ******
have you heard about bank cards? Your money is in your home country bank account, and you use the cards associated to that account to spend it here.
Anonymous ******************
Anonymous ******************
@Elías *******
Always be wary of tw@ts who use a Thai translation of their name. Some serious psychological issues going on!
Ben ********
Ben ********
@โทบี้ ******
have you not heard of a thing called cash? Use the bank account from the country you came from? What country do you know, where you are on a tourist visa, will give you a bank account?
Anonymous ******************
Anonymous ******************
@Ben *******
Exactly. I just spent three months in Europe, predominantly using Euros. At no time did I think I needed a bank account.
Anonymous ******************
Anonymous ******************
@โทบี้ ******
You don't need a bank account to spend money!
Anonymous ******************
Anonymous ******************
Anonymous participant 172 how come pay rent. Utilities, other bills? Cash or Visa card
Frank-Steven ***********
Frank-Steven ***********
@Ben *******
Let’s try another perspective: Why would a 5 year visa like the DTV that is aimed at attracting people to stay long term for remote work even be in the category of tourist visa. That is the actual mistake.
21
Paul *******
Paul *******
@Frank-Steven **********
Agreed...I don't think the DTV is considered A tourist visa...but kind of similar to a tourist visa. Nevertheless, until they figure out exactly what a DTV is, this kind of confusion will continue and banks will likely refuse accounts to DTV holders, especially considering the ongoing scam center/fraud crackdown, which will likely continue for years to come.
Anonymous ******************
Anonymous ******************
@Frank-Steven **********
I’d argue that the DTV isn’t actually designed around people staying long term. If that was the intention they could have simply made it a 5 year single entry visa and people could just get a multiple re-entry permit from Immigration.

I think the target audience was really people who have a roster of countries that they rotate through and are “nomadic” and also people who may travel seasonally like snowbirds.

People on the DTV don’t have any actual ties to the country and it isn’t really meant to be a “residence” visa so it does make sense why they wouldn’t be allowed to have local accounts.
Luit *****************
Luit *****************
@Frank-Steven **********
Where did you get information that DTV is a 5 year visa that wants attract people stay long term?

Official info is completely different, the default stay is 180 days, so not long term.

If they would attrect long term staying people they would have made the stay 1 year like existing real long stay visa and give the possibility to extend that stay as many times you like.

So your idea of what DTV is designed for is completely wrong, for that purpose they already have LTR, Elite and non-O visa.
Luit *****************
Luit *****************
@Frank-Steven **********
It is 5 years, not 5.5. It is not guaranteed now that you can use it over 5 years.

It is designed to have digital nomads frequently visiting the country ion a period of 5 years, but not to facilitate people to live in Thailand full time.

There is a reson for a stay duration of 180 days, but a lot of people just don'tr want to understand the meaning of that and use border bounces to trick the system. Border bounces are completely legal, but it is a loophole to trick the system.

When I am on workcation, why should I be denied to travel out and not be allowed in because they made the visa single entry like you propose.

And why should I as a digital nomad not have the possibility to get back to Thailand after I left some months to work in another country.

The intended use of the DTV is not the problem, but the people who are to stubborn to get the visa that is intended for their purpose of stay, or people for which there is no matching visa, because Thailand is simply not interest in them to visit the country.
Frank-Steven ***********
Frank-Steven ***********
@Luit ****************
Well, it is a 5 year visa (fact), multiple entry visa, that gives you 180 days on each entry. If they wanted it to be only fit workation purposes, they would have made it a single entry visa - with maybe only one possible extension. But the way it is designed now allows people to stretch it for 5.5 years.
Elías ********
Elías ********
@Frank-Steven **********
I'm a remote worker. I get paid my salary every month in my home country bank account. I have zero need to have an account here 🤷🏻
Paul *******
Paul *******
@Elías *******
In such cases, you might as well use Wise to pay people and cash for everything else...there's not much point of trying to go "cashless" (except with a credit/debit card) if you can't access the local banking system.
Elías ********
Elías ********
@Frank-Steven **********
you can do that with the TrueMoney app. I'm using it. You can pay any QR code and also transfer to regular Thai bank accounts if you need to pay somebody, like a landlord or so.
Frank-Steven ***********
Frank-Steven ***********
@Elías *******
Well, glad you are happy with your current arrangements. I personally just appreciate the fact of being able to pay with PromptPay / QR Scan everywhere and also to easily pay my bills and rent.
Ben ********
Ben ********
@Frank-Steven **********
If you think you are correct, why do you think they don't want you to be here?
Luit *****************
Luit *****************
Anonieme deelnemer 172 Personally I did not find immigration offices unhelpful about DTV. Just out of curiosity I asked them how the extension process would work, and they just answered friendly giving details needed.

If they really hated it, I would expect them to advise not to extend.
Luit *****************
Luit *****************
Anonieme deelnemer 172 The fact that there are a lot of people abusing the DTV visa does not make it a joke.

In my opinion when you have a non-o retirement it is strange you want to switch to the lower qualified DTV.

In my case I made the decision for DTV because the only way to extend is in-country, and each year at the same time,

Because I am only part of the year, less 180 days a year in Thailand, non-o retirement just is not easy.

When they would allow to extend online, I would have choosen the non-o and not DTV.
Anonymous ******************
Anonymous ******************
@Frank-Steven **********
The DTV is hardly "flawless". But you're right, it simplified the process to such a degree that absolutely anyone can get one, and that's where its weakness lies. Immigration offices want nothing to do with it, and it won't be too long before their colleagues at the borders will start asking for more information.
Frank-Steven ***********
Frank-Steven ***********
Anonymous participant 172 Again, I take a other perspective on this. The DTV might not be flawless, but it is the first visa that does not unnecessarily overcomplicate things - like the failure the LTR visa turned out to be. And people aged 50 or older had it so very easy for a long time before, just putting little money on some Thai bank account and practically being allowed to stay forever.
Anonymous ******************
Anonymous ******************
@Frank-Steven **********
Even the "remote worker" category is a joke! I've got three friends, all on non-O retirement visas who created bogus businesses in Australia ($60 a year), put a family member as secretary, and got the family member to write a letter. The DTV is a total joke. Remote worker? One of my friends is 76 and never switched on a computer in his life. This visa is the biggest joke in Thai visa history. Anyone and everyone can get one!
Frank-Steven ***********
Frank-Steven ***********
@Ben *******
I don’t think that at all. Why would I think they don’t want me here? I think the remote work category of the DTV makes total sense. People making western kind of money spending it here long term (geo-arbitrage) is attractive to stimulate the economy. The soft power category of the DTV was an unnecessary part.
John **********
John **********
@Frank-Steven **********
because the DTV is a bit of an outlier, it was brought in by the Ministry of Foreign Affairs without any concensus from other departments. Immigration are not keen on the DTV and make it very difficult to extend at their offices. In my view that is the main reason it's a tourist visa, anything else would have required them getting buy in from other departments. But it is what it is and DTV holders need to live with that.
Anonymous ******************
Anonymous ******************
@John *********
"Immigration are not keen" is a very polite way to say "immigration friggin' hate it, and will do anything in their power to have nothing to do with it" 👍👍
Anonymous ******************
Anonymous ******************
@Frank-Steven **********
I think too many scammers and money launderers have entered Thailand on the DTV. It's such an easy visa to get it's opened the floodgates to criminals, and the banks now won't touch this unstable visa
Anonymous ******************
Anonymous ******************
@Frank-Steven **********
that's an even better question I guess 😁

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