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Can a person with a DTV visa successfully open a bank account in Thailand?
DTV visabank accountThailand bankingexpat bankingTrueMoneyvisa issuesimmigrationfinancial services in ThailandThailand expatriates
Dec 27, 2025
4 months ago
swallow********
ORIGINAL POSTERAny success storys about people with DTV opening Bank account? any tips and advice?👂🏻👀
TLDR : Answer Summary
The community discussion reflects a general consensus that opening a bank account in Thailand with a DTV visa is highly challenging, with many personal experiences shared suggesting it is often unsuccessful. Some users indicated that they have tried numerous banks, often being denied, and reported that those who managed to open accounts faced subsequent complications like account closures. Alternatives such as TrueMoney and using international bank accounts (like Schwab or Chase) for transactions are suggested, though TrueMoney also has its drawbacks.
DTV VISA RESOURCES / SERVICES
- Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Michael *************
Set up a Schwab or chase account and get refunded on you atm transacation fees and use baht…. Seamless and easy
Anonymous ******************
@Michael ************
imagine if everyone on the planet was AmericanReply to
Anonymous ******************
Reply
Gregory **********
I’ve went into many banks to open an account with the DTV. Always denied. The people who were successful unfortunately have gotten their accounts frozen and or closed
Anonymous ******************
@Gregory *********
not true. Plenty of DTV holders still have their bank accounts, including me. It just depends when you opened the account and which visa you were on when you opened it. Not saying that the account won't eventually be closed down, but I'm just pointing out that plenty of DTV holders still have their accounts.Andi ***********
@Gregory *********
Not all DTVERS have got their accounts frozen or closed.Gregory **********
@Andi **********
right, not allReply to
Gregory **********
Reply
Benjamin *********
Impossible
John *********
I’m sure with that name you won’t have a problem opening a Bank account in Thailand.🫣😉
Brian *********
I still can’t understand why people post about TrueMoney. Absolutely pointless.
You have to withdraw cash, then bring cash to 711 to top up TrueMoney….
If you’re doing all that just use Moreta 🤦♂️
You have to withdraw cash, then bring cash to 711 to top up TrueMoney….
If you’re doing all that just use Moreta 🤦♂️
Andi ***********
@Brian ********
what is the difference yunsing Moreta?Brian *********
@Andi **********
Moreta you just top up direct from your foreign bank account without fees. Or you can use your card to top up.Steven *********
@Brian ********
night markets and massage shops accept Moreta now?Brian *********
@Steven ********
all business accounts work with Moreta and as of 2 weeks ago they rolled out personal accounts as well. I think every Moreta user now can pay everywhere with QRRobert *********
@Brian ********
they take 1.5% fee per transaction + fees in the XE spreadBrian *********
@Robert ********
yes. They just pulled that rug when they launched personal QR payments.Still cheaper than an atm however
Robert *********
@Brian ********
nah a 250B fee on a 30k withdrawal is only 0.83%. Considering Moreta’s bad exchange rate it ends up being twice as expensive …Brian *********
@Robert ********
most cities in Thailand won’t have bank atms that allow 30k withdrawals anymore. In Chiang Mai they are down to 10k max, which means a 2.5pct feeRodney **********
@Brian ********
moreta now do personal qr payments???Andi ***********
@Brian ********
ok..much better optionBrian *********
@Andi **********
TrueMoney is quite possibly the most pointless thing I’ve encountered 🤣Reply to
Brian *********
Reply
James ********
Nope 👎
Dany ********
no. just use alternatives
Benjamin *********
Yesterday you said here you opened a bank account with DTV. So whats the point?
Reply to
Benjamin *********
Reply
Anonymous ******************
You can do that via a reputable agent but it depends on the agent's connections and noone will guarantee how long before the next clamp down.. it's too much of a risk so unless absolutely necessary just keep using wise revolut or whatever you guys use
Nima **************
Can I get cash with true money? Do they have something like atm?
Benjamin *********
@Nima *************
at 711 yes. But you top uo with cash...Reply to
Benjamin *********
Reply
Jay *********
I've come to the conclusion you can't. Multiple mentions of TrueMoney are correct. Just need a passport and a TH phone number. Once setup, walk into 7-11, add upto 3000thb and spend with a code. It works in many places and more places than last year. You'll spend more time and hassle trying to get a bank account.
Brian *********
@Jay ********
so pay to withdraw cash; then use cash to load app 🤦♂️Jack ********
@Brian ********
I don’t want to carry cash, it’s too easy to lose and spend. And with true you can pay personal QRs as well as businesses.
It’s simpler and I go 7 all the time anyway. It’s not an extra step when I’m already there.
Jay *********
@Brian ********
yes. I guess it depends on how much your time is worth.Reply to
Jay *********
Reply
Thai ******************
True Money, other than that it's a waste of your effort.
Khun ******
Try Krungthai.
Andi ***********
Someone posted very recently, they visited around 10 banks I think before opening one.
Pulsw*****
@Andi **********
where?Andi ***********
Pulswimmer In this group, it should be in the threads
Reply to
Andi ***********
Reply
Anonymous ******************
No, you can't get a Thai bank account with a DTV.
Andi ***********
Anonymous participant 441 It is not easy but it is possible as a very recent post shows.
Benjamin *********
@Andi **********
the last guys here who tells it was easy to open and just have to speak thai was... the actual OP. So it seems it was not that trueBrandon ************
@Andi **********
Seems like this is the same guy that posted just a few days ago about getting a bank account. But now is asking how to get a bank account? Seems like a big fat lie to me.Andi ***********
@Brandon ***********
Yes, very much looking like a big lie.. 🤥Reply to
Andi ***********
Reply
Greg ********
@Andi **********
Was it an anonymous post? Unless they post the location and actual branch it is worthless.Andi ***********
@Greg *******
No branch/location given so worthless in many ways. They had DTV, lease and explanation of why they needed a bank accountReply to
Andi ***********
Reply
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