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What documents do I need to open a Bangkok Bank account with a retirement visa in Thailand?

Bangkok BankBank accountTM30Retirement visaNon-O visaInsurance requirementsThai immigrationExpat banking procedures
Apr 6, 2025
a day ago
Lester *********
ORIGINAL POSTER
Just been to Bangkok Bank in Udon Thani and asked for a simple bank account. I had my passport and 90 day retirement visa and driving licence. I’m 56 and retired and in a relationship. My girlfriend rents a home nearby. I was told that I also need a TM30 stamped at immigration office and long term rental agreement. She also tried to sell me Insurance for 50k baht for 12 months, as she said it would help my application. This is just a post for information purposes but feel free to add comments that may help!
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TLDR : Answer Summary
To open a bank account at Bangkok Bank in Thailand, particularly with a retirement visa, you typically need several documents: your passport, a 90-day retirement visa, and a long-term rental agreement. Some individuals reported needing a TM30 stamped by immigration, while others had variations in requirements depending on the bank branch and personal circumstances. Additionally, there is a suggestion that some bank representatives may offer insurance as part of the account setup process, though opinions on its necessity and cost vary among expats.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Jack ********
Find another bank boss
a day ago
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Garry ********
Go to an agent, pay a little bit but all gets sorted for you
a day ago
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Jeff *******
@Garry *******
 Some people prefer to go the legal route
a day ago
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Jeff *******
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David ***********
That insurance is quite common. I only had to get it for the first year
a day ago
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Greg *********
I only needed my passport, retirement visa, rental agreement, and TM30 to get my Bangkok Bank account in Bangkok. Nothing mentioned about insurance. I did have my Thai wife with me who did most of the talking.
a day ago
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Sherry *****
How did you get 90 day without showing your 800,000 in a Thai bank? Maybe I did it wrong, every case seems to be different.
a day ago
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Garrett ***********
@Sherry ****
 Get the Non-O outside Thailand.
a day ago
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Jan ******************
@Sherry ****
 You can apply from home just with income or funds as Lester explains and also in Thailand if your embassy in Bangkok offers to give you a affidavit letter regarding income.
a day ago
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Lester *********
ORIGINAL POSTER
@Sherry ****
 You don’t have to when you apply from your own country. The 800k is if you then extend for another year whilst in Thailand
a day ago
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Lester *********
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Sven ********
All depends on where you apply for a Bank account. I did 2 days ago with kasikorn Bank with minimal paperwork needed. No need for any paper from immigration. Only my paspoort, my non o visa 90 days and marriage certificate..
a day ago
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Ishbel ***********
@Sven *******
 where was this bank the Kasikorn pls?
a day ago
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Somkit ***********
@Sven *******
 hi mate, was this in bangkok?
a day ago
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Somkit ***********
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Drew *****
I was recently charged 5500 baht for insurance with Bangkok Bank when opening an account. It’s compulsory now, and not worth the paper it’s written on.
a day ago
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Tony ******
@Drew ****
 not compulsory at all it's just a way for them to up sell you a product
a day ago
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Garrett ***********
@Drew ****
 It's not compulsory
a day ago
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Drew *****
@Garrett **********
 I’m only repeating what the Branch told me. Maybe it’s a Farang tax 🤷‍♂️
a day ago
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Drew *****
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Ran ****
@Drew ****
 true!
a day ago
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Nongnuch ********
@Drew ****
 you can cancel it so you won't get automatically charged for the yearly renewal
a day ago
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Nongnuch ********
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Nongnuch ********
the insurance they try to sell you as a by-product, can be a yearly accident insurance and shouldn't cost you more than 5000 THB. . . . . .for 50,000 THB she is having a caroussell ride with you
a day ago
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Lester *********
ORIGINAL POSTER
@Nongnuch *******
 My wife explained that because I am only 56. They wanted to insure me for 50k a year until I am 63 and then no more payments until I die but covered for 500k. Not sure I m going to make it to 63 555
a day ago
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Nongnuch ********
@Lester ********
 insure you for what? Health insurance? What a farce.
a day ago
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Lester *********
ORIGINAL POSTER
@Nongnuch *******
 Health and life. It was a joke
a day ago
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Nongnuch ********
@Lester ********
 you would be lucky if a Thai private insurance company pays any Satang in case you need them. Often, they will find an excuse like you having suffered from pre-existing conditions so they don't have to pay
a day ago
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Nongnuch ********
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Lester *********
ORIGINAL POSTER
@Nongnuch *******
 Yes I was aware that she was having a giraffe
a day ago
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Tom ********
@Nongnuch *******
 correct .
a day ago
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Tom ********
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Jan ******************
Get a residence certificate from the immigration and bring the rental contract for your GF’s home and go back.

I guess the home owner already have done a TM.30 registration for you at the immigration.
a day ago
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Kevin *******
@Jan *****************
 FYI…immigration would not provide me a residence cert while on the 90 day non-o retirement visa. Kbank did accept a rental agreement though.
a day ago
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Ralph *******
@Kevin ******
 That’s very nice to know. Thank you.
a day ago
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Brandon ************
@Kevin ******
 Which immigration office, and when?
a day ago
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Kevin *******
@Brandon ***********
 Pathum Thani and this was in September of 2024.
a day ago
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Kevin *******
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Ralph *******
@Jan *****************
 Probably not!
a day ago
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Lester *********
ORIGINAL POSTER
@Ralph ******
 Yes we are doing all that after the holidays
a day ago
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Ralph *******
@Lester ********
 Yes I understand. Just that it’s a legal requirement to file it within 24 hours.
a day ago
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Ralph *******
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Jan ******************
@Ralph ******
 In any case,
@Lester ********
 that's the first task.
a day ago
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Jan ******************
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John **********
I suspect what they meant by a TM30 stamped by immigration was a residence certificate
a day ago
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Lester *********
ORIGINAL POSTER
@John *********
 Yes I suspected that also
a day ago
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Lester *********
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Thai Visa Advice and Everything Else
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