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What are the requirements for receiving the 65,000 baht monthly income for a retirement visa in Thailand?

Dec 13, 2025
a day ago
Mike ************
ORIGINAL POSTER
How can you recieve the 65,000 per month income option for retirement visa?

How will you be able to get confirmation that immigration will accept?
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TLDR : Answer Summary
To qualify for the 65,000 baht monthly income requirement for a retirement visa in Thailand, you have two primary options: 1) Obtain embassy-certified income (if available). 2) Provide proof of monthly international salary transfers (using methods like SWIFT or WISE). However, these transfers cannot be used for your first-year extension after obtaining a NON-O visa; you must have 800,000 baht in a Thai bank account instead. Additionally, always verify with your local immigration office as policies may differ.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Nick ************
Year one you have to show
*****
0 baht in an account in your name. It must be there 2 months prior to applying for extension. It must stay there for three months after extension us granted and not go below
*****
0 baht for the rest of the year. If you want to change to monthly payments of
*****
+ baht you must start them in year one so you have 12 at the time you apply for second year extension. My IO accepted Thai bank statements printed from my banking app. They also wanted my UK bank statements to show where the money came from. All my transfers were done through Wise and showed as international. Bank book should show a transaction on the day of application. I did not need to get anything directly from my Thai bank except updated bank book.
Christian *********
@Nick ***********
👍thank you
Михайло ********
*****
is average monthly salary for digital nomad, so don't see any problems
David ******
Siam visa are now saying you do need a thai bank account for your retirement visa funds. Due to some of the bank restricting bank accounts .
Lynnette *******
@David *****
that's not new, retirement extension requires money in bank. The initial visa can be applied for outside of Thailand with non Thai bank account. Then enter and get a Thai bank account.
Darrick ********
If you're from the US, it's real easy. You can do everything online and it takes 2 to 3 weeks.
Mike ************
ORIGINAL POSTER
@Darrick *******
canada, and embassy no longer certifies income and I don't have the 800,000 up front
John **********
@Mike ***********
I don't recommend agents but that's going to be your only option if you don't have the 800k baht to put in a bank account
Mike ************
ORIGINAL POSTER
@John *********
was afraid that be it
John **********
Unfortunately for you the Canadian embassy stopped providing income certificates earlier this year so for your extension of stay you need 800k baht in a Thai bank account. For subsequent extensions you can show that you have transferred a minimum of 65k baht per month from overseas each month for the 12 months prior to applying so you need to start the transfers immediately, however you can spend the 65k as soon as it shows up in your account
Mario *********
@John *********
how can you transfer the 65k baht if you don't have a Thai bank account? I will be there first in February next year hopefully with a non o retirement visa.
John **********
@Mario ********
you can't. You come with your 90 day Non-O visa, go to immigration for a residence certificate, go to a mobile provider and buy a Thai SIM registered against your passport, then you go to a bank and open an account and transfer in a minimum of 800k baht to use for your extension of stay. Unless you are lucky enough to hold a passport pertaining to one of the diminishing number of embassies that still issue income certificates
Graham ******
@John *********
and start the 65k monthly international transfers ready for the second extension
Mario *********
@John *********
Thank you John 😊
Mike ************
ORIGINAL POSTER
@John *********
can a law office provide certification?
John **********
@Mike ***********
nope. Immigration will only accept certification from an embassy
Mike ************
ORIGINAL POSTER
Graham ******
@Mike ***********
but Immigration will not accept that so you waste your money
John **********
@Mike ***********
that looks like AI generated nonsense
Mike ************
ORIGINAL POSTER
@John *********
I guess the local immigration office would be the one to ask
John **********
@Mike ***********
yes for sure, the only authoritative answer. But I've never heard of any immigration office accepting an income certificate from anywhere other than an embassy. And when a number of embassies stopped providing them they had to introduce the 12 months of 65k baht transfers from overseas rule.
Willy ********
You need an affidavit from the last 3 months pension and a specific letter from the bank confirming 12 monthly payments of a minimum of 65k. That's in Pattaya.
Mike ************
ORIGINAL POSTER
@Willy *******
I have my pension statement so would I need to go to a lawyers office to get it certified now that my embassy no longer does that?
Mike ************
ORIGINAL POSTER
@Willy *******
pension starts April, I am on severance currently
Willy ********
@Mike ***********
When you apply for a O or OAVisa the first time, you need to show you have minimum 800 000 Thai bath in a bank at home. In one year you ask an extension, you have to show
*****
bath came in every month, first extension, you show 3 or 4 months (the most recent months) it's OK in Pattaya, after that 12 months. Avoid Bangkok Bank.
John **********
@Willy *******
that only works for the Non-OA
Willy ********
@John *********
In Pattaya most of my friends have A Non O, where you don't need insuranxe. Works fine.
John **********
@Willy *******
it does and you get the 90 day Non-O by showing the funds in your home bank BUT to get a 12 month extension of stay you need to put 800k baht in a Thai bank 2 months before you apply for the extension, so very shortly after you arrive.
Glenn *****
Much better if you supplied what passport you hold and where you would be living.
Mike ************
ORIGINAL POSTER
Canada, Pattaya
Marty *********
Cash in a brown paper bag
Jørgen ********
@Marty ********
OH, I don't have a brown paper bag :(
Mike ************
ORIGINAL POSTER
@Marty ********
if I had cash, no questions would need answering 😆
Christian *********
Just put the
*****
0 easier
Mike ************
ORIGINAL POSTER
@Christian ********
yes if you have it 😆
Piero *************
Mix pension and transfer from abroad,but
*****
every month ,not the yearly total amount of 800.000 Example you cannot transfer 250.000 baht only one month because you have only 550.000 of pension ,but 42.000 of pension and 23.000 of transfer every month
Glenn *****
@Piero ************
yes but that takes away one key advantage of the 65K method. That being that you can spend the entire 65k the same day it was deposited.

I deposited 100k each month and spent almost all of it before the end of the month
Piero *************
Yes you can,from the 2nd year...you deposit > 65k every month,pension or transfer from abroad ,you can spend immediately
Mike ************
ORIGINAL POSTER
@Piero ************
how do you get a document they will accept for your online application?
Piero *************
@Mike ***********
no,what I write is only from the 2nd year after the,application, the first year you come with a Not immigrant visa and then you get the retirement visa with the 800.000 baht method
John **********
@Piero ************
not all immigration offices will allow this
Piero *************
@John *********
if the bank writes the letter you follow this method the immigration accepts it,otherwhise the bank answers you they never did same before,if they did before ,the immigration accepts
Rui *********************
************
Todd *********
@Rui ********************
full points for not understanding the question at all
J **************
Depends which country you are from
Liam ***********
@J *************
it depends what passport you hold not from what country you come from some of us have a dual citizenship, I live in the UK but I hold an Irish passport and they still do affidavit for my pension at the Irish embassy in Bangkok
Mike ************
ORIGINAL POSTER
J **************
@Mike ***********
go to the Thai embassy website on Canada
Mike ************
ORIGINAL POSTER
@J *************
wow you're a fountain of knowledge 😆
J **************
@Mike ***********
you would be too with a little research
Alan ********
You need a certified copy of your bank statements for one year. Get it from your bank and have a bank office stamp and sign the hard copy.
Mike ************
ORIGINAL POSTER
@Alan *******
you need it from a thai bank no?
Alan ********
@Mike ***********
not to get your initial visa, no.
Mike ************
ORIGINAL POSTER
@Alan *******
I think they want your pension income, not work income
Alan ********
@Mike ***********
it doesn’t matter. You only need to prove monthly income and be over 50
Mike ************
ORIGINAL POSTER
@Alan *******
right but the Canadian embassy stopped providing income certification as of April 2025
Alan ********
@Mike ***********
I can give you my attorney’s contact info. She was very helpful
Mike ************
ORIGINAL POSTER
@Alan *******
thanks, that may be helpful
Glenn *****
@Alan *******
I understand that things can change but I never needed that. It was just a letter showing only the deposits
Alan ********
@Glenn ****
it’s what I needed to do in June, when I applied for mine
Jesper *******
Not all immigration office accepts the 65k method without affidavit from embassy (depends on passport) CW bkk does not accept mine (SG) without affidavit .....please check with the immigration office you are applying for your extension
John **********
@Jesper ******
if your embassy offers the affidavit you are supposed to use that
Jesper *******
@John *********
cos my embassy is not issuing affidavit and many countries are not doing that anymore ...
John **********
@Jesper ******
but you say immigration wouldn't accept your affidavit. I'm confused.
Jesper *******
@John *********
the immigration would not accept my 12mtn statement(65k method) WITHOUT the affidavit I can only use the 800k method
John **********
@Jesper ******
ah OK. If your embassy provides an affidavit then immigration want you to use that. The 65k method is an alternative for those whose embassy refuse to provide one
Ron *******
You need to look this up independently. If you solely rely on answers on Facebook you will definitely wind up wasting time.
Mike ************
ORIGINAL POSTER
@Ron ******
this post is pointless as canada embassy does not certify income and you can't open a thai bank account without a long term visa but thanks for a document doesn't take into account current factors
Ron *******
@Mike ***********
That's why I said you need to look into this yourself. You can open your bank account after you obtain a non o retirement visa as far as I know. It's always been done that way. Obviously you have to be in country to open the bank account.
Mike ************
ORIGINAL POSTER
@Ron ******
you can open an account but you can't show a years worth of transfers can ya?
Ron *******
@Mike ***********
You don't need to show 12 months on your initial visa extension. I'm just trying to be helpful and answer your questions bud. You seem to want to argue each point. Good luck to you.
David ********
@Ron ******
You’re an excellent candidate for a visa agent. They will handle everything for you, no hassles no worries. No ambiguity, nothing to argue with people about.
Ron *******
@David *******
I've been in Thailand for 3+ years now. Have never used an agent for my visa extensions, bank account, Thai Driver's license, 90 day reports, etc. Not necessary.
David ********
@Ron ******
oh, sorry! Lol! That was meant for the author of the post.
Mike ************
ORIGINAL POSTER
@David *******
kinda worried about legalities of it
***********************************************************************************
David ********
@Mike ***********
all the more reasons to use the “right” agent.
Mike ************
ORIGINAL POSTER
Mike ************
ORIGINAL POSTER
@Ron ******
yeah, your post is out dated, my country's embassy no longer certifies income so nothing is answered bud, thanks for well wishes
Lynnette *******
@Mike ***********
you get the visa before arriving. Open bank account. Deposit 800k. Get 12 month extension. Also deposit 65k per month during that year. Second year show 12 months deposits of 65k. Change to these monthly payments for second year extension.
Mike ************
ORIGINAL POSTER
@Lynnette ******
yes, I do not have the 800,000 so want to do the 65,000 income first year but embassy no longer certifies
Lynnette *******
@Mike ***********
don't think you can do the 65k without doing the first extension with the 800k. During that year also sending 65k a month. Brandon might confirm that if you ask him.
Mike ************
ORIGINAL POSTER
@Lynnette ******
if my country's embassy certified income then it would be but I think one will need to go through a legal process in thailand for that certification
Lynnette *******
@Mike ***********
there may be agents can help.
Mike ************
ORIGINAL POSTER
@Lynnette ******
that seems the easiest but most costly 😆
Lynnette *******
@Mike ***********
Yes. Or borrow the 800k. Pay it back after year 1.
Brook ********
Here is an idea: why don’t you ask your local immigration office?
Mike ************
ORIGINAL POSTER
@Brook *******
is that why you have posted over a dozen questions yourself in this group, don't answer if you have nothing to contribute
Todd *********
@Brook *******
here is another idea, why not look up ‘social media’ and ‘FB groups’…. and see what you learn.
Brandon ************
There are 2 ways to qualify for monthly income.

1) Embassy certified income. Many embassies do not offer this, so it's not an option for many people.

2) Monthly international transfers. You can do this by SWIFT from your home bank, or using WISE and selecting the funds for long-stay reason. Please note: This CANNOT be used for the first 1-year extension after converting to a non-O visa or entering Thailand with a non-O visa. Even if you have 10 years of international transfers you can show, it will not be accepted as you CANNOT use it for your first 1-year extension. You must either use option 1, or the 800,000 baht in a Thai bank account for the first 1-year extension.

How do you get confirmation from anything about immigration? You go there and ask. Each immigration office has their own policies, so something someone tells you might not apply to you because maybe they use a different office.
Reinhard ********
@Brandon ***********
So I'm lucky that German consulates and embassies confirm it.
Brandon ************
Mike ************
ORIGINAL POSTER
@Brandon ***********
law agencies would not qualify would they? I guess I need to inquire at the local immigration office pattaya
Brandon ************
@Mike ***********
I don't know what you're asking. I've laid out the 2 things that are accepted. That's it.
Mike ************
ORIGINAL POSTER
Dennis **********
@Brandon ***********
hi Brandon I came across this info , does this apply for your 1st year or 2nd year onwards or is it bullshit
Brandon ************
@Dennis *********
2nd year is okay for 12 month bank statement but not for first year
Dennis *********
@Dennis *********
only applies first year if your embassy certifies income U.S., Australia and UK do not. You should double check with your country’s embassy to be certain.
Ned *******
.....or ....in Prachinburi they require both

And the Embassy certified income document has to be given the official 'stamp' at the Thai Consulate in Bangkok.....🙈🙈
Glenn *****
@Ned ******
that would mean that people from one of the four non-helpful Embassies / Consulates could never use the 65K method ?
Ian **********
@Ned ******
There is no Thai Consulate in Bangkok. Do you mean Ministry of Foreign Affairs?
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