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How can I qualify for a retirement visa in Thailand without a monthly income?

May 10, 2025
a year ago
Chris ******
ORIGINAL POSTER
How can I get the retired visa , regarding monthly income (none). I only have saving , overseas properties (not renting out ), and US stocks (no divident)
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TLDR : Answer Summary
To qualify for a retirement visa (Non-OA Visa) in Thailand, you do not need to prove a monthly income if you have at least 800,000 baht deposited in a Thai bank account. This condition typically applies if you are over 50 years old. Some individuals have successfully obtained their visa by gathering the necessary documentation while abroad and then converting their visa type upon arrival in Thailand. For more information, it's advisable to consult the Thai immigration website or your local Thai embassy for specific application requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Chang ******
U have to have cash of
*****
0 thb open the thai bank account

That's all easy 😌
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Ron ******
@Bill ********
Incorrect, you apply for the Non-OA outside Thailand.
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Bill *********
@Ron *****
I gathered the necessary documentation while I was in the US, brought it all to Thailand, and obtained my retirement Visa after I arrived here. I didn't do anything before arrival. Seemed to work fine in my case.
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Greg ***********
@Bill ********
It’s all about the correct terminology.

So, you did the "change of visa type" from a tourist visa or a visa-exempt entry, to the 90-days Non-Imm-O Retirement visa, by proving you got 800,000 THB sitting in your Thai bank account.

This is very different an approach compared to applying for the 90-days Non-Imm-O Retirement Visa by the e-visa online system inside the U.S.A. or U.K. For an application to the visa, the equivalent of 800,000 THB can sit in your home bank account.

And then from up to 30 days before the 90 days stay permit of the “retirement visa” expired, and as soon as the money had seasoned for 2 months, you applied and got issued the "1-year Extension of the Temporary Stay Permit based on Retirement"

(which some people and even Immigration wrongly call "retirement visa", which but is no visa at all but just an "extended stay permit")
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Greg ***********
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Axel ******
Adam Parker explains it quite nicely.
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Paul ***********
Do I need a UK address ihave 800.ooothousand.iwont to move Thailand
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John ********
@Paul **********
that don't make sense
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John ********
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Graham ******
Where will you be applying from? If outside of Thailand check your local Thai Embassy website for their specific requirements.
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Phil ******
@Chris *****
฿800,000 in the bank will get you what you want.
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Jesper *******
****************************
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Brett *****
All information on thai Immigration web site
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Brett *****
You need thai bank. Account
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Chris ******
ORIGINAL POSTER
@Brett ****
thx Brett, open Thai bank account is actually the most easy thing, am not sure why many other people are struggling of that ;)
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Brett *****
@Chris *****
its not actually they have been making it alot harder
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Brett *****
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Brett *****
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Andy ********
Thank you for that information. I had the same question myself
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Henry *********
You don't need an income, just 800,000 baht in a Thai bank.
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Graham ******
@Henry ********
or any bank for a Non-OA
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Bill *********
@Graham *****
Negative, must be a Thai bank
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Greg ***********
@Bill ********
It’s all about the correct terminology.

So, you did the "change of visa type" from a tourist visa or a visa-exempt entry, to the 90-days Non-Imm-O Retirement visa, by proving you got 800,000 THB sitting in your Thai bank account.

This is very different an approach compared to applying for the 90-days Non-Imm-O Retirement Visa by the e-visa online system inside the U.S.A. or U.K. For an application to the visa, the equivalent of 800,000 THB can sit in your home bank account.

And then, by using both options, from up to 30 days before the 90 days stay permit of the “retirement visa” expired, and as soon as the money had seasoned in your Thai bank account for 2 months, you applied and got issued the "1-year Extension of the Temporary Stay Permit based on Retirement"

(which some people and even Immigration wrongly call "retirement visa", which but is no visa at all but just an "extended stay permit")
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Todd *********
@Bill ********
Graham is correct.
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Bill *********
@Todd ********
I can only speak for my personal experience and when I did my retirement Visa I was REQUIRED to have a Thai bank to satisfy the financial requirements. If you have a way of getting around this then that's great but I was not able to.
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Todd *********
@Bill ********
you were able to. Anyone can. You just need to apply from home country.

Can also use an agent to avoid the 800k entirely. Or the 10 year LTR retirement visa has only income requirement. No need to deposit in Thailand at all
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Bill *********
@Todd ********
Perhaps that is the key difference as I did not do anything regarding a Visa application until I arrived in Thailand.
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Greg ***********
@Bill ********
wrong: for the application to the 90-days single entry Non-Imm-O Retirement Visa in the e-visa online system, the equivalent of 800,000 THB can sit in your home country bank or on an account anywhere in the World, as long a you can prove it is in your name. Only for the application to the "1-year Extension of the Stay Permit based on Retirement" on Immigration inside Thailand, the 800,000 THB need to sit in a Thai bank account. . . For the application to a 365-days Non-Imm-O/A Longstay Visa which can only be made in your country of residence, the 800,000 THB equivalent can sit in any account anywhere in the World as long as it is in your name. You also have the option to arrive in Thailand on a touristic entry and apply for the "change of visa type" to the initial 90-days Non-Imm-O Retirement Visa, which you can do as long as 800,000 THB are already sitting in your Thai bank account and you can prove the money came from abroad.
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Greg ***********
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Paul *******
if you're over 50 and deposit 800,000 into a Thai bank you don't need to prove any monthly income
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Leatrice *****************
I don't think Thai accepts monthly income towards the $800, 000 baht requirement anyway..(Example: 1 year ext retirement Visa.)
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Leatrice *****************
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