Is a Retirement Visa in Thailand required to have both 800,000 baht and 65,000 baht monthly income or just one of them?

To obtain a retirement visa in Thailand, applicants can fulfill either of two financial requirements: maintain a minimum balance of 800,000 baht in a Thai bank account or demonstrate a monthly income of 65,000 baht. It is noted that for the first year, immigration often prefers the 800,000 baht requirement, and some embassies no longer provide certified income letters, making the proof of funds in a bank account the more common alternative.