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Can you apply for a retirement visa in Thailand with just monthly income instead of having 800,000 baht in the bank?

Thai retirement visa NON-O visa proof of funds Thailand immigration visa requirements expats in Thailand embassy income verification

Mar 28, 2025

4 days ago

David ********

ORIGINAL POSTER

For retirement visa can you just show that you receive at least the minimum amount of income each month instead of having 800,000 in the bank?

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TLDR : Answer Summary

To qualify for a retirement visa in Thailand (NON-O), you need to provide proof of funds through one of two methods: having 800,000 Thai baht in a Thai bank account or receiving a monthly income of at least 65,000 baht, as verified by your embassy. However, many embassies do not provide the necessary income certification, leaving the option of maintaining the required bank balance as the only alternative.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Willem ****

Since you are from the US you can only use

*****

0 baht in the bank. No proof of income is accepted because your embassy in Bangkok does not supply a verrified income statement.

4 days ago

Jim ********

@Willem ***

You can use the 65k international bank transfers in lieu of embassy affidavit

4 days ago

Kool *******

@Jim *******

only after the first year. As an American he can not use the income method the first year.

3 days ago

Jim ********

@Kool ******

Yes unless switching from OA, which is how I avoided the 800k lump sum

3 days ago

Kool *******

@Jim *******

actually you didn't avoid the lump sum. It simply didn't have to be in a Thai bank account. You also were required to buy health insurance from the approved companies. The type O doesn't require health insurance

2 days ago

Jim ********

@Kool ******

Yes I left my money in Australia earning 11% tax free and used the "insurance declined" proviso of the OA to get out of buying a useless policy! It's a no-brainer!

2 days ago

David ********

ORIGINAL POSTER

@Kool ******

That's what I wanted to try to get clarification on so after the first year when you go for your second extension you can show the deposits over 12 months in your bank statements right?

3 days ago

Willem ****

@David *******

Correct. But its all up to the individual immigration offices. Ask your local immigration.

3 days ago

Reply to

Willem ****

Lozza **********

Sorry if this has been asked before.

The income of

*****

bahts a month do you have to keep in your Thailand account without touching it for so many months?

4 days ago

Braulio *********

@Lozza *********

asked thousands of times :-)

4 days ago

Graham ******

@Lozza *********

no, you can withdraw immediately after it's deposited

4 days ago

Reply to

Graham ******

Brandon ************

If you are applying for a non-O visa in Thailand, and for the first 1-year extension of stay based on retirement, immigration will only accept 2 things for proof of funds:

1) Proof you have 800,000 Thai baht in a Thai bank account in your name only

2) Income certification from your embassy in Thailand saying you make more than 65,000 baht per month

So your only option to show income is if your embassy provides verification of that. Many embassies do not, which means your only option if that's the case is the 800,000 baht in the bank.

4 days ago

David ********

ORIGINAL POSTER

@Brandon ***********

I guess I misunderstood I thought if you could show for the extension the deposit's going into your bank for 12 months it would be acceptable for the renewal but based on what you said that will not be acceptable

4 days ago

Marty *********

@David *******

It is a 1 year extension and for the first extension you have to continue the 800,000฿. After the first year of extension you can use the income method

3 days ago

Brandon ************

@David *******

not for the first extension. But for year 2 that is acceptable

4 days ago

Reply to

Brandon ************

Greg *********

@Brandon ***********

And seasoned for 2 months, correct?

4 days ago

Brandon ************

@Greg ********

Depends on what you are asking about. If you are asking about applying for the non-O visa, then no it doesn't require seasoning, only the Jomtien office requires that. If you are asking about the extension, then yes, all offices require 2 months

4 days ago

Tony **********

@Greg ********

yes

4 days ago

Reply to

Tony **********

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