What health insurance options are suitable for retirement in Thailand, particularly for the Non-O visa?

A few of my friends use AXA they say the policies and premiums are quite good. I use Pacific Cross, but I wouldn’t recommend them, but too late for me to change unfortunately.

Have a look on Mr Prakan for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

WR Life is the company I have. All claims paid promptly. Reasonable cost.

What visa you are looking ? It's a bit early, so rules can change, but now you only have to have an health insurance for the Non imm. O-A visa as wel for it's year extensions. This can be a local insurance from your country.

After the (free) second year this visa can give you (leave and come back just before this original yearvisa expires) you also need a, normaly Thai, health insurance. There IS a Thai form, which your local insurance have to sign (most don't do) and also is not exepted at all Thai imm. offices if you want to use y'r local insurance. So if not possible, then you need a Thai insurance.

With the non imm. O visa (no "A" behind it) many times you only need health insurance for the initial 90 days of stay. Also that can be a local health insurance to get the visa at the Thai Embassy/consulate at your home country. Then when less than 30 days of stay left, you normaly ask for a year extension in Thailand at the imm. office where you live. Till now no health insurance is needed. Ofcourse it's very wise to buy one.

As a coincidence, after 4 years living in Thailand and having no health insurance (took the risk with money in the bank), I signed up for WR-Life. Untill now I did not read many bad stories, only positive. Because I entered originaly on a non imm. O, it is not mandatory to have one, so every one is okay. For year extensions on a non imm. O-A, think best to ask your imm. office in thailand which one they accept. Also only took the 'inpatient' insurance, because 'outpatient' is very cheap most of the times.

And, again ofcourse, I hope that I not have to use it for at least 10-15 years 😉

I hope you have an idea now. Good luck ! 🙏

Wife and I have AIA plan 3.

Both are in our 40s. We pay monthly. Yearly figures in the attached.

Underlaying health issues are normally where it becomes more complicated.