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Answered2 years ago

What are the health insurance requirements for a retirement visa in Thailand?

Dave *********
asked Dec 24, 2024
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I’m looking for clarification regarding the level of health cover I need on a retirement visa. I have read online that a minimum of 3 million baht cover for inpatient cover is required but I can’t see anything in regards to outpatient cover or whether it is even required. Please could somebody who knows 100% confirm as I want to get my insurance in place. Many thanks in advance.
Answer summary
For the Thailand retirement visa, particularly the OA or OX categories, there is a health insurance requirement of either $100,000 or 3 million baht for inpatient cover. There are no specified requirements for outpatient cover. For the Non-O visa, health insurance is not required.
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Brian **********
Brian **********
Phuket immigration gave me this yesterday
Ralph *******
Ralph *******
Regardless of the visa requirements, health cover would seem to be the sensible thing.
Graham ******
Graham ******
@Ralph ******
Yes but the Non-OA requires specific cover so your regular travel insurance might not be accepted
Dave *********
Dave *********
OP
@Graham *****
exactly. I think I have my answer. I will be getting outpatient cover anyway as I am very active and tend to injure myself more than your average couch potato, plus I ride a motorcycle and we all know what the roads are like here 😂
Willem ****
Willem ****
Only for the OA or OX visa there is a health insurance requirement of
*****
0 dollar or
*****
00 thai baht. There is no specific amout for inpatient or outpatient.

For the Non O visa there is no heath insurance requirement
Dave *********
Dave *********
OP
@Willem ***
Thanks, it was the inpatient element I didn’t know so thanks for confirming 🙏
Dave *********
Dave *********
OP
I’m tossing it up between AXA and AIA via my bank.
Bob **********
Bob **********
@Dave ********
and not very good either
Graeme ******
Graeme ******
@Dave ********
have a look on the axa website as they will quote you for oa visa health insurance with 3 levels of deductible, not very expensive for the year
Graham ******
Graham ******
Get a Non-O visa (no insurance required) or look on the Thai Embassy website that serves where you are applying from to see their requirements for the Non-OA visa. These are the common retirement visas.

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