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What are the cost-effective insurance options for Thailand's travel requirements?
Thailand Travel InsuranceThailand Visa RequirementsCovid-19 Insurance CoverageExpat Insurance OptionsCheaper Insurance for Thai PassRevolut InsuranceFWD InsuranceAllianz InsuranceLong-term Travel Insurance
May 10, 2022
4 years ago
Ian *********
ORIGINAL POSTERI am aware of the insurance requirements for Thailand being 10,000 dollars however with the likelihood that most people won't be needing it and it probably wouldn't pay out anyway and are just buying it to pass the Thai Pass , are there cheaper options that work than the near 100 pounds AXA asking for. I have insurance with revolut that's Allianz which is covered medical but doesn't specifically mention covid on the certificate.
TLDR : Answer Summary
Expat travelers to Thailand are seeking affordable insurance options to meet the requirement of having $10,000 coverage, especially for the Thai Pass. While traditional providers like AXA charge close to £100, cheaper alternatives like FWD are available at about 650 baht (approximately £15) for 30 days. Other noted options include using Revolut's insurance, which encompasses medical coverage, although it may not specifically mention Covid-19. Users suggest uploading relevant policy pages to ensure compliance. It's emphasized that insurance should not explicitly exclude Covid-19 and that many foreign policies exceed the required coverage limits for Thailand.
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Bok ******
Safety Wings
James *********
Got mine for 1,200 TBT for 60 days
Asia *************
@James ********
Hi James I am doing a border run for the first time due to have to exist with new passport. They don't issue extensions on new passports in Cambodia. What the cheapest with no hassle pleaseJames *********
@Maria *******
I think Google may give you your answer better than I can.Reply to
James *********
Reply
Zane ********
You can use this comparison tool for the most commonly used policies on entering Thailand.
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Henriette ********
Your Allianz is okay for TP. They do no longer reject for not mentioning amounts, nor Covid-19. All (foreign) insurances nowadays have higher coverage than the Thai requirements.
Need to attach cover page with name and policy number, mentioning medical treatment coverage.
You can apply with it immediately to see.
In case of a rejection for whatever reason: buy FWD. Don't bother about the 14 days waiting time. It will be accepted as is.
(Note: There are a few insurances that explicitly exclude covid. You cannot use these.)
Need to attach cover page with name and policy number, mentioning medical treatment coverage.
You can apply with it immediately to see.
In case of a rejection for whatever reason: buy FWD. Don't bother about the 14 days waiting time. It will be accepted as is.
(Note: There are a few insurances that explicitly exclude covid. You cannot use these.)
Ian *********
ORIGINAL POSTER@Henriette *******
thanks.Reply to
Ian *********
Reply
Aaron ****************
The Revolut Insurance is ok. £6.99
Ian *********
ORIGINAL POSTER@Aaron ***************
I have premium membership so I pay this monthly. I only even just found out about this insurance.Aaron ****************
@Ian ********
having said that, I managed to get a Smart Visa with the Revolut Premium account, and that required a 12 month insurance policy (it just meant I wasn't actually covered for much of 2021)Ian *********
ORIGINAL POSTER@Aaron ***************
what's a smart visa.Reply to
Ian *********
Reply
Aaron ****************
@Ian ********
yes, I opened the account in 2020 to cover insurance for ASQ, I kept the Premium up since then, handy to have huh? Less than £100 a year, and I rarely travel for more than 90 days at a timeReply to
Aaron ****************
Reply
Paul *******
100pounds is cheap
Lisa ********************
Revolut works for trips of less than 90 days. Highlight the cover in the policy and upload that.
Aaron ****************
@Lisa *******************
but yer what you said is right.London *****
@Aaron ***************
revolut definitely works. Also in details mentions covid. I put that on the same page as policy.Was fine.
Ian *********
ORIGINAL POSTER@London ****
okay mate, I didn't see covid mentioned in the details but it shows a high amount of coverage in the certificate for medical.Reply to
Ian *********
Reply
Aaron ****************
@Lisa *******************
I used it for a year visa in 2020, when things were way more strict, and they were none the wiser (it didn't actually cross my kind at the time that it was for trips up to 90 days only)Reply to
Aaron ****************
Reply
Sadhbh ***********
I used vhi, and it was approved. Was only 50 for multitrip for a year
Brandon ************
The insurance doesn't have to specifically mention Covid anymore, as long as it doesn't specifically say Covid is excluded.
Stuart *********
******************************************
Stuart *********
FWD is 650 baht for 30 days (approx £15)
Thi ******
@Stuart ********
Sir, do you think this insurance is sufficient for a few days of travel?Stephen **********
@Stuart ********
what’s the URL to buy from? I googled and couldn’t get to an English language page to get a quote or buy.Stuart *********
@Steven **********
Never tried, just pasting the URL from the site.Stephen **********
@Stuart ********
works great 👍🏼Reply to
Stephen **********
Reply
Stuart *********
@Steven **********
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Reply to
Stuart *********
Reply
Ian *********
ORIGINAL POSTER@Stuart ********
I read this company then I saw something about it won't be activated for 14 days, what does that mean.Mark *******
@Ian ********
If you purchase FWD immediately you will need confirmation of a pcr test, unless the coverage starts 14 days later. Seems to be one of the cheapest.Colin ********
@Mark ******
no you don’t as I have purchased this option and now have Thai pass QR codeMark *******
@Colin *******
when you travelling?Colin ********
@Mark ******
23rd already have Thai passMark *******
@Colin *******
The way I read the t&c, booking 14 days in advance of travel, you don't need PCR test.Colin ********
@Mark ******
I applied Thai pass and used the 650 baht insurance option,24 hrs later my Thai pass QR code was issued,it’s just a gateway in as mine and others QR codes were issuedIan *********
ORIGINAL POSTER@Colin *******
okay thanks. I have travel insurance of my own and this would be Just to get a Thai pass. I can't have any delays as with have pcr until couple of days before travel.Reply to
Ian *********
Reply
Stuart *********
@Ian ********
I guess you have to apply for it at least 14 days prior to arrival.Stuart *********
@Ian ********
Sorry I don’t know. I’m not up on the insurance bits. I’ve not seen any comments about 14 days before though.Stuart *********
Ah I see the tiny red writing now.
Reply to
Stuart *********
Reply
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