What are the best insurance companies with COVID cover available for expats from the UK traveling to Thailand?

Dec 13, 2020
4 years ago
Ash ********
ORIGINAL POSTER
best insurance companies with covid cover. from UK. TIA.
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TLDR : Answer Summary
The conversation discusses various insurance options with COVID coverage for expats from the UK planning to travel to Thailand. Key recommendations include choosing insurance from Thai companies or policies that specifically cater to international needs, such as AXA (especially through their Thai offices) and Revolut, which offers insurance as part of its premium account package. Users highlight the importance of ensuring coverage is valid during potential lockdowns and share experiences with insurers like Tipinsure and Luma, which provide instant insurance certificates suitable for Thailand. Brokers such as Arawan Namak are also mentioned for personalized assistance.
Xaynaly **************
Hi,

Luma Thailand Pass meets all the requirements.

You can have the insurance certificate instantly here with LUMA (apply with a laptop and not with mobile device nor Safari):

Link to apply:

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Brochure:

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FAQ:

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How to contact their consultants:

Line application @luma

Phone number +6626653600
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Ricky *********
Michael ********
Speak to
@Arawan ******
she is a broker and not tied to one company a lot of people have used her for getting in country
Tod *********
this is how to contact her
Seán ********
Go Walkabout. Really good, really cheap and even provide a document specifically for Thailand that mentions everything in Baht and USD just to be safe.
Andrei ********
I'm in LDN. I took AXA...90 days..7500thb
Polly ****************
@Andrei *******
what is your age though
Polly ****************
@Andrei *******
I think expensive for over 70s.
Ash ********
ORIGINAL POSTER
@Andrei *******
I think this is the one I will take too. cheers
Martin ***********
Did my Thai insurance through Tipinsure, straight forward and reasonable.
Ash ********
ORIGINAL POSTER
thank you everyone.
Ray *****
Revolut, comes with the premium accounts about £120 or so a year for the account the insurance is part of the package. Just need to print off the policy main page and page 42 which shows covid cover up to £10 m. Used it to arrive yesterday no issues at all
Jane ***********
@Ray ****
that’s great. Such bad advice here about getting Thai insurance. Many of them are annual payment only and only cover Thailand!
Ray *****
@Jane **********
Revolut is great, multi trip and worldwide up to 90 days per trip
Jane ***********
@Ray ****
yeah the 90 days is a problem though. That’s just travel insurance
Ray *****
@Jane **********
yes it is travel insurance and it works to get into the country.
Jane ***********
@Ray ****
hmm does it work if your return flight is over 90 days away? Or you don’t have one
Ray *****
@Jane **********
cannot say for certain but when i arrived they only checked the front page. I had page 42 which specified the covid cover but they never looked at it. The Embassy in London accepted it for the COE obviously
Jane ***********
@Ray ****
Did you have a return flight? If so was it 90 days or less from departure? It's a minor check at airport because they presume, if you have CoE that that has been checked during that process.
Ray *****
@Jane **********
they didn't ask for a return flight
Jane ***********
Rob ********
@Ray ****
brilliant
Polly ****************
@Ray ****
many thanks.
Laurence ******
@Ray ****
where did you get your covid tests done mate? Just looking at getting a revolut now
Ray *****
@Laurence *****
sorry i tagged the wrong person. See answer in the thread
Polly ****************
@Ray ****
is that a Thai company
Ray *****
@Paulene ********************
no its revolut bank, the insurance policy is accepted by the embassy and immigration on arrival. I used it to arrive a couple of days ago
Polly ****************
@Ray ****
maybe they will except a travel one from my bank in uk
Ray *****
@Paulene ********************
got the results the next day. Booked it through a pharmacy cost me £150 however I saw after if you book on their site it's £99. Easy to deal with and answer the phone. Results are emailed to you and were accepted when i checked in at Emirates and at immigration on arrival
Laurence ******
@Ray ****
did they provide a fit to fly certificate as well?
Ray *****
@Laurence *****
no i got that from Dr Donna in Bangkok for 400bt
Laurence ******
Ok great, thank you 🙏
Ricky *********
Axa insurance company seems to be the standard. But as
@Steve ********
said, get it from a Thai office axa..co.th. Plus, the UK originated policy has "too much" coverage, so it costs more.
Jane ***********
@Carlo ***********
The quotes I got from Thai companies were v similar to global insurance like Cigna and AXA
Ricky *********
@Jane **********
I have not bought mine yet. What are the company names? Thx
Steve *********
You're best with a Thai company right now.
Steve *********
@Jane **********
this group is specific to Thailand. If this group were about general worldwide matters, I might suggest something quite different.
Jane ***********
@Steve ********
many people in this group ( like me) do not spend their entire lives/12 months of the year in Thailand. I was merely pointing out that if you don’t live full time in Thailand, then it might be a good idea to buy insurance that is ALSO valid outside Thailand. Get over yourself
Steve *********
@Jane **********
as you know best, I'll leave you to your superiority.
Jane ***********
@Steve ********
thanks appreciate the acknowledgment
Jane ***********
@Steve ********
why? Thai company will only cover you in Thailand. Many other global options
Steve *********
@Jane **********
because this post is about Thailand?
Jane ***********
@Steve ********
it’s not. ‘Best COVID cover’. The best cover is not to take an insurance that can only be used in Thailand. Unless you plan to stay in Thailand for the duration of the cover.
Shaun *********
Your best getting a thai company

If we go into a full lockdown again before you travel then any Uk insurance policy would be void
Ross ******************
I'm in UK and just been quoted thb7500 for 90 days for insurance cover to satisfy visa requirements during covid. Seems excessive?
Polly ****************
Sorry what is dm
Muwalliha **********
@Shaun ********
how a foreigners could apply Thai company insurance? thank you 🙏
Jane ***********
@Shaun ********
actually that’s not true. I have Cigna Global and it’s covered me exactly the same all the way through COVID. If you get Thai insurance it can only be used in Thailand
Polly ****************
@Jane **********
hi is that in Uk please and could I ask your age and how much you paid.I usually spend just under 6 months every year and always have got ins.through my bank in Uk.now not sure if they will cover for COVID.thanks.
Jane ***********
Oliver *************
@Shaun ********
Good Point
Elaine *************
@James *******
he will mostly likely know
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