What are the best options for obtaining a retirement or spouse visa in Thailand quickly without timely documentation?

@Garrette ***********

I already had multiple bkk bank accounts and thought I would open a "back up" account at another bank and decided on SCB.

I took along a thai friend who is close to fluent in English, just in case I needed language help of any kind-- I had, of course, my passport, in which is my "retirement visa", updated 90 day report stamp, etc. I had my thai driver's license, which has my address on the back, from a residency certificate when I got my license, I had my bkk bank bank books, and I actually brought a copy of my house lease, and my nearest branch rejected my application, why? they said I had to give them an Original copy of my lease--i went thru the new acts woman at her desk to the asst manager, to the manager--as I tried to explain that a copy of my lease was not even required per their own website ( this was more than 2 years ago) , and had not been required by bkk bank, let alone, they wanted an original signed copy. so ridiculous, and I did get more vocal with them than I usually might, but I gathered my documents and went to the next nearest branch and opened my new acct without any need for a lease, other bank books, my dr license etc-- so, as has been said again and again, when rejected, keep trying.

that's the only way to use 65K baht a month monthly income if you come from a country that doesn't issue the affidavit of income from abroad notary letters anymore.. :/