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Answereda year ago

Is medical insurance required for the Non-Immigrant O (Retirement Extension) visa in Thailand?

Mike ********
asked Dec 8, 2025
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I’m currently working toward the annual renewable Non-Immigrant O (Retirement Extension). I’m already in Thailand, have opened a bank account in my name, deposited the 800,000 THB to begin the seasoning period, and am now dealing with the usual red tape regarding proof of residence.

My question is: What exactly is required for medical insurance?

Is insurance required for this visa type, or is it only mandatory for the Non-Immigrant O-A (Long Stay) visa?

I’m getting conflicting information from online sources, so I’d really appreciate clarification from anyone who has gone through the process.
Answer summary
For the Non-Immigrant O (Retirement Extension) visa in Thailand, health insurance is **not required**. This is contrasted with the Non-Immigrant O-A (Long Stay) visa, which does require proof of health insurance coverage. It is common for applicants to confuse the two visa categories, leading to misinformation about the insurance requirements. Despite not being mandatory for the Non-O visa, it is recommended to have health insurance for emergencies while residing in Thailand.
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Ian *********
Ian *********
NOT required for mon o visa
Graham ******
Graham ******
You obviously have not been to your Immigration Office where your TM30 is filed yet to get their specific list of requirements for your extension. That's a must.
Galen *******
Galen *******
If you ask many people, you'll get many different answers. That's why it's generally better if you only ask our group. You've already received the correct answer to your question. You don't need health insurance for the Non O Retirement Visa. But apart from the visa, it's very important to have health insurance in Thailand, at least for emergencies.
Trav **********
Trav **********
Not required.
Ian **********
Ian **********
Go to Immigration then and ask
Riccardo *******
Riccardo *******
@Ian *********
this group exists to provide answers whenever possible and the question had a very simple answer for many people in the group. Your answer is from a person who doesn't know but wants to write something.
Graham ******
Graham ******
@Riccardo ******
Everyone should visit Immigration when preparing for an extension as each Immigration Office can ask for different things so you need their specific list to prepare properly. That is where the OP should have started not here on FB, that comes after ;)
Ian **********
Ian **********
yes agreed "A simple answer" and that is "Go and talk to Immigration" to get the RIGHT answer
Ellie *******
Ellie *******
If your initial visa was Non-O for being over 50/retirement for 90 days, there is no insurance requirement for you to apply for a 1-year extension based on retirement.

On the other hand, if you entered Thailand on Non-OA and continue to stay from that visa, you must meet the mandatory insurance requirement to be able to apply for a 1-year extension based on retirement.

Sometimes people mix Non-O visa based on retirement and Non-OA by same “retirement visa” words, and it leads confusion.
12
Ant ***********
Ant ***********
Not required for Non-O
Jay *******
Jay *******
Insurance is NOT required for the non O
Paul ***********
Paul ***********
@Jay ******
does this include Non-O family visit visa? I have mine and travelling in January
Jay *******
Jay *******
@Paul **********
Tod is the expert, he has your answer already
Tod *********
Tod *********
@Paul **********
a Non-O visa (no matter what the reason it was issued for) does not require medical insurance to get an extension inside the country
Paul ***********
Paul ***********
@Tod ********
thank you
James ********
James ********
There's NO health insurance required for the Non O Visa as a retiree.

You are confusing the OA visa for retirement - obtained in your home country, which does require a US $100,000 health insurance policy.
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