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Do I need health insurance for a Non-O visa application to Thailand?

Aug 25, 2025
20 hours ago
Scott *******
ORIGINAL POSTER
Hi all,

I've just submitted my e-Visa application for a non-immigrant O (retirement) visa to the Thai Embassy in Wellington, New Zealand. They've come back to me asking for proof of

"Health insurance policy with minimum coverage of 40,000 THB/year for outpatients and 400,000 THB/year for inpatients, and covering the entire duration of the stay in Thailand."

I thought this only applied to the O-A visa?

On their website it lists under "Retirement / Pension Earners REQUIRED DOCUMENTS"

Health insurance policy with minimum coverage of 40,000 THB/year for outpatients and 400,000 THB/year for inpatients, and covering the entire duration of the applicant's stay in Thailand. For more information on health insurance for non-immigrant type "O-A" and "O" visas, please visit [[members only])

If you go to the longstay.tgia.org page it only discusses health insurance for the O-X, O-A and STV visas.

Are they wrong? Am I wrong?
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TLDR : Answer Summary
The user applied for a Non-O (retirement) visa in Thailand and received a request for health insurance documentation, which they believed was not needed for this visa type. They were informed by comments that some Thai consulates, including in New Zealand, may require health insurance for Non-O visa applications, even though this requirement is not universal. It appears that the rules can vary significantly between different consulates.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Marcel *********
Yes you need an Health Insurance, book AXA for 6000 Bath one Year. How I see this is now a requirement.
Bill *********
Read/follow the rules. Itโ€™s all there in print.
Graeme *******
Scott if retired you can get a letter from MSD NZ indicating income yearly and monthly though super which the NZ EMBASSY here in Thailand will check and stamp and issue affidavit for immigration.Think it is about 2 000 baht for the letter plus courier here in Thsiland. The other stuff not sure as here on marriage visa which is slightly different, whatever Tod tells you will be correct.
Tod *********
Sadly (for you) they're not wrong, ๐Ÿ™

Unfortunately, the thai consulates scattered around the world have great latitude as far as setting policy to sell the various and sundry thai visas ๐Ÿ˜•

There are more than a few consulates that require the mandatory health insurance to issue Non-O visas

Oh man, you submitted your visa application already? ๐Ÿ˜ฎ Which means you also paid? ๐Ÿ™

The Thai Consulate in New Zealand is has the highest prices in the entire world for visas to thailand. ๐Ÿ˜กNo other consulate comes close to it ๐Ÿ‘Ž

Wish you had posted before you applied and I'd have told you just come here free stamp as a Kiwi and then go to a nearby thai consulate to apply for the Non-O visa (where the 90 day visa is actually 2000baht (Vientiane/Savannakhet) or 80USD (Hanoi/HCMC rather than the exhorbitant fee of 15+K baht that the thai consulate there charges ๐Ÿ™

Also no other consulate (at least not the ones in S/E Asia that you'd go to for that visa requires the health insurance either)

Long story short, you either get the insurance and show them you have it or they won't issue the 90 day Non-O visa ๐Ÿ™
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