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Is medical insurance mandatory for all retirement visa extensions in Thailand?

Medical Insurance Retirement Visa Thai Visa Rules Extension of Stay NON-OA Visa

Nov 28, 2025

2 days ago

Richard ********

ORIGINAL POSTER

Is medical insurance required for all retirement "visa" renewals now? TIA

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TLDR : Answer Summary

Medical insurance is not universally required for all extensions of the retirement visa in Thailand. While the initial application for a NON-OA visa may require insurance, subsequent extensions do not necessarily impose this requirement. The comments indicate that the necessity of insurance depends on the specific visa type and circumstances.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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James ******

OA

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Stanley *******

Only problem I’m 75 gone insurance was quoted £7.000 pounds highest lowest £4.000 that was for 4 month 😩😩😩

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John **********

Check WR Life.. they insure any age I believe although limits. A friend who is in their 70s was admitted to Bangkok Hospital for heart problems and they paid out.

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Stanley *******

Thank 👍that was uk companies

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Stanley *******

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จอห์นนี่ *********

No not at all

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Patrick ********

No

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Ralph *******

No. Depends on the visa.

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Elías ********

Nope

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Ant ***********

No

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Todd *********

Definite no

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Ron *******

Not required

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Brandon ************

There's no such thing as a visa renewal.

Each year you can apply for a brand new extension of stay. You cannot renew anything.

If you applied for a 1-year non-OA visa from your Thai embassy which requires insurance as part of your application and then used that to enter Thailand, each extension afterwards will also require insurance.

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Richard ********

ORIGINAL POSTER

@Brandon ***********

I got my original extension of stay from within Thailand approx 12 years ago and have "renewed" every year since without insurance

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Nongnuch ********

@Richard *******

if you did 12 years of extensions, and never needed an insurance, you obviously started out of a Non-Imm-O Retirement Visa. . . . this means, NOTHING has changed so far. There is no mandatory insurance for extensions of the stay permit out of former Non-Imm-O Retirement visas

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James ******

@Nongnuch *******

is insurance required for first 90 day non o for retirement?

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Nongnuch ********

maybe some embassies have changed their requirements, and ask for a 90-days travel insurance for the first 90 days of a stay permit you get stamped in when you enter on this visa-class. If you have a valid link or a valid official mentioning, then PLEASE link it! . . . . For a 1-year extension of the stay permit based on retirement/over 50, there is no mandatory health insurance - that's a fact

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James ******

@Nongnuch *******

maybe...ok. I'll contact the embassy prior to applying and share the link if there is one. Thank you very much.

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James ******

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Brandon ************

@Richard *******

Then nothing has changed

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John **********

@Richard *******

if you are on a Non-O visa there is no insurance requirement

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Sue **********

@Richard *******

what kind of Visa do you have?

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Nongnuch ********

he doesn't have a visa any more, he is on a "1-year extended stay permit"

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Nongnuch ********

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