Where can I buy insurance for the Thailand Pass as a USA expat?

@Bernhard **********

ah ok, that part got a bit lost in the message.

@Alastair *******************

😁👍🙏

@Peter ******************

do you mind if I ask where you come from?

@Brett *********

no, I dont mind, if you start by explaining why it’s relevant ?

@Peter ******************

I'm just curious. The points you make about the issues facing India are mostly valid but I would say many of those issues afflict democracies which I'd wager you'd put in the "civilised" camp, i.e. UK and USA. I'm also interested to know if you come from a country with a history of colonisation because if you dont it may give you an excuse for not realising how deeply offensive your use of the word civilised is in this context.

@Brett *********

Ok, thats fair, Im from a nation that is of colonialist nature, actually in my optic they still have colonies, but that’s besides the point of this discussion. I agree with your optic on lots of civilised countries experiencing same problems, I also agree that USA and UK aren’t as civilised as their self-understanding suggests, however having lived in both places as well as India (along with many other places), I definitely wouldn’t put them at the same level of civilisation, India and most of the developing world is still vastly under-civilised everything else being equal. Im aware that some may take offence from me stating facts, but I haven’t bought into the whole “woke” atmosphere, the snowflake narrative and its safe zone philosophy, where we can’t discuss reality because some poor crybaby gets offended, so there is that…

@Rampi *******

thank you. Never heard of such a thing

@Jenni *****

pay upfront ... means ... i get admitted and am asked to pay upfront ... despite having an insurance that claimed to be 'cashless'. Being charged for something not covered by the insurance ... at the time of hospital discharge is fine.

@Jenni *****

important to understand the concept. Could be the cause of confusion and problems.

@Rampi *******

yes, exactly, and the term cashless is predominantly a term used in the developing world, such as e.g. India, in the civilised world its commonly known as Direct Billing and is by far the standard. When that is said, some

policies will have a differentiated claim settlement between providers, with some being part of the direct billing network and others offering a claim process based on insurance holders fronting expenses. Saavy ?

@Peter ******************

absolutely ... referred to in general as cashless in Thailand. Terminology difference can confuse people from the civilized world ... they then get upset and say a few uncivilized things ... 😛

@Rampi *******

I've just never heard of a policy that you don't have to pay for. There is always a premium to pay