@Graeme **********
as long as you have a Thai bank account in your name only with at least 400,000 Thai baht in it for two months before your extension application you should be OK.
BTW. .the 400,000 funds only need to be in the account two months before application and remain there while your application is UNDER CONSIDERATION ...
normal is for one month more.
Then you can use the funds...keeo the account open.. And top it up at least two months before your next one year extension.