This falls under the category of more, Thailand health insurance.
So, Pacific Cross is my insurance that I use here in Thailand. Had them for two years now and my policy is coming up for renewal next month.
Even though I've never had a claim in two years since joining them, and I get the discount yearly for no claims, the policy just keeps going up every year and it boggles my mind.
And now PC wants me to submit some BS prostate test and cataract's test of which I'm totally healthy for both. I'm in super great shape, I don't drink or smoke, workout everyday.
I need to look for another insurance provider that comparable to PC
if anyone here knows how I can get a cheaper policy or is an insurance broker here are my stats without giving way too much intimate detail you can just DM me
Current: UK citizens (all of us)
Me: 57yrs old
My partner: 38yrs old
Two male children: 6yrs old, 13 years old
I don't need vision, or dental, or pregnancy. and I'm willing to pay a small deductible of 10,000 Baht.
I just want inpatient covered for everything catastrophic or the main stuff etc etc etc.
The only reason I got the darn insurance in the first place wasn't for me it was for my partner and my kids, just in case anything happened if it was just me, then I'd get a super small policy that's peanuts and be done with it.
Need some recommendations from brokers with the information I gave you, not willing to give anymore information, I would just like to get a basic quote and if I like it then we can dig into the specifics, but based on what I wrote I should be able to get a ball park quote without being bombared with phone calls or emails, lol
Thanks for your recommendations
TLDR : Answer Summary
The poster seeks recommendations for affordable health insurance in Thailand after experiencing rising premiums with Pacific Cross. Despite being healthy and having no prior claims, they feel pressured by the provider's requirements for additional health tests and high annual increases. They are looking for a policy that covers inpatient care without extras like dental or vision and are open to consulting brokers for better options. Several community members respond with personal experiences, insights on premium trends with aging, and specific recommendations for alternative insurance providers.
