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What are the recommendations for affordable health insurance in Thailand for expats?

health insurance Thailand expat advice insurance brokers Pacific Cross Tenzing Pacific Services Tabby Fin Infinity AA Insurance WRLife insurance for retirees

Jul 20, 2025

21 days ago

Tom *********

ORIGINAL POSTER

Hello Group, I’ve had a look through the chats, so apologies if this question has already been asked and covered. I’ve recently moved to Thailand and am looking for health insurance. Can anyone recommend a good and affordable company please ? Thanks

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TLDR : Answer Summary

A member recently moved to Thailand seeking recommendations for affordable health insurance. The responses included suggestions for several providers, primarily highlighting Pacific Cross due to its reputation and reliability. Other mentioned options included Tenzing Pacific Services and Tabby Fin Infinity as brokers, along with AA Insurance and WRLife. Discussion also covered the importance of considering factors like age, health status, and policy deductibles when evaluating costs.

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

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I used this agency for my DTV Visa...

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Trusted Thai Visa Agent

OVER 100,000 EXPATS SERVED

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Loic *******

Pacific Cross

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20 days ago

Mark *********

@Robert ********

21 days ago

Tom *********

ORIGINAL POSTER

Thanks everyone a lot of very helpful info. Much obliged

21 days ago

Gerg **********

I’ll add that I have Pacific Cross as well. The cost will depend on your age, your health, and any preexisting conditions.

21 days ago

Henry *********

WRLife have competitive prices. I've been with them for 3 years now.

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21 days ago

Carsten **********

Many retired expats are with the Pacific Cross. They are having a customer call center where you can sign up. Not really needing an Agency.

21 days ago

Marty *********

I also have Pacific Cross. My strategy for health insurance in Thailand is to have a large deductible (in my case, 40,000฿). I pay for routine care myself and the insurance is there for something really serious. This keeps the year price down, I’m now getting a 20% no claims discount.

My Pacific Cross policy qualified for my previous OA visa extensions and now for my pensioner LTR.

21 days ago

John ********

@Marty ********

what cost pa please !

21 days ago

Marty *********

@John *******

For me the cost is about same as my previous US insurance. Your cost is going to depend on your age, the amount of coverage, the deductible, and possibly your health status. You need to ask the insurance company or broker directly for your personal circumstances.

21 days ago

John ********

@Marty ********

70yrs old no underlying medical problems .

20 days ago

Marty *********

@John *******

70 years is generally the cutoff age for not being able to get insurance. You definitely need to contact an insurance company yourself. What I am paying is irrelevant to you.

19 days ago

John ********

@Marty ********

needed a ball park figure ! Same as your US cost doesn't help much ???

20 days ago

Reply to

John ********

Pete *******

AA Insurance

21 days ago

Max *************

I've been with Pacific Cross for years. A very reliable and trustworthy company based in Bangkok.They have always been in the top when it comes to reviews. They have loads of different priceworthy plans. Google them. A piece of advice, don't use a broker.

21 days ago

Phil ******

@Tom ********

give

@Tabby **************

a call as she's a broker

21 days ago

Shane ********

Talk to

@Tenzing ******************

highly recommended health insurance broker in Thailand and very helpful

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