What are the best health insurance options for expats in Thailand for a family plan, and what are the average prices?

Question

Would like some advice on health insurance please. Looking for a family plan me, wife and possibly 2 adult children. In Thailand 6 months and uk 6 months. Advice and experience from those who are in the know please.  No agents please.  What are the average prices? TIA

Ask Thailand · Answer

The discussion revolves around seeking family health insurance for an expat living in Thailand for six months and the UK for six months. While the original poster requested advice without involving agents, several respondents highlighted the benefits of consulting with experienced insurance agents who can tailor policies to individual needs. Recommendations pointed towards well-established advisors and brokers who have access to multiple providers and nuanced insights into coverage options. Opinions on specific companies like Allianz Ayutthaya were shared, including experiences related to premiums and claims.

Peter ******* · Answer

I recommend this Broker who helped me though the minefield that is Thai Medical Insurance and was very happy with them including help with the claims I made

[url redacted]

Chris ******** · Answer

I've been happy with Allianz Ayutthaya for the last 4 years, although having not made a claim in the 4 years I've been with them they've still just increased my premium by almost 20% which is somewhat annoying

Paul *************** · Answer

My company has been providing advice to expats for more than 30 years and we have helped thousands of people and their families secure quality health and life assurance.

We represent only the quality insurance providers that offer good benefits and international cover.

We do not represent the domestic insurance providers as the level of benefits can often significantly fall below what you need in the event of a serious incident or illness.

The common mistake is people buy based on brand or price, but rarely on best advice.

[url redacted] [url redacted]

Phil ****** · Answer

[mention redacted] health insurance is about each person's health. Agents are the best to advise. I can advise on one agent if required

Rachel ******* · Answer

It depends on individual circumstances, and you have to speak to an agent as one insurance that suits you might now suit someone else.

Speak with [mention redacted] fully qualified financial advisor dealing with health insurance in Thailand and works closely with families.

Has access to all providers, so can compare all and find you the best cover and prices rather than comparing just one or two.

Totally free consultation

Rodney ******** · Answer

Beware of all agents

They tend to sell you the insurance that's pay the best commissions  to them

Not necessarily  the best for you

Neil ********* · Answer

Hi Anthony I'm an independent financial adviser and have access to the whole marketplace for you to ensure your cover works for you in both locations

If you want to dm me happy to chat from there

Jim ************ · Answer

[mention redacted] absolutely the best in my book!

Stuart ********* · Answer

You ask for no agents but it’s those that can absolutely advise you on the best policy options. What works for Joe Bloggs and his personal circumstances may not be the best option for you. That’s why health insurance agents exist. To advise on your best options. They don’t charge you for their service. They get a commission on the policy you decide on.

What are the best health insurance options for expats in Thailand for a family plan, and what are the average prices?

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