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Is $50,000 the only requirement for travel/Covid insurance for Thailand?

Travel Insurance Covid-19 Visa Requirements Thailand Allianz Assistance Asymptomatic Coverage

Valentina ********

Valentina ********

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asked Jan 2, 2022

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Hello all, happy new year!

I have a question about travel/Covid insurance: is the only requirement for it to cover $50.000?

I have Allianz Assistance (UK) travel insurance, which covers me for £5 million for medical expsenses; the wording includes "necessary and unforeseen emergency expenses if you die, are injured, have an accident or are taken ill during your trip (including being diagnosed with an epidemic or pandemic disease such as COVID-19 as well as being subject to compulsory quarantine on the orders of a treating doctor)".

Am I OK with this or should I look into the AXA one?

Thanks in advance :)

Answer summary

The post discusses the requirement for travel/Covid insurance when entering Thailand, specifically questioning if coverage needs to be a minimum of $50,000. The author has Allianz Assistance which offers extensive coverage, but there are concerns about whether it covers asymptomatic Covid cases and the implications of hospitalization. Responses indicate that while the insurance may be acceptable, it might not cover all scenarios, particularly asymptomatic hospitalizations which Thai insurance policies may. It suggests reviewing specific policy details regarding Covid-related coverage.

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Lisa ********************

Lisa ********************

Does it cover asymptomatic covid ? If so, should be fine.

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Brandon ************

Brandon ************

It's fine to use for entry, but if you test positive on your PCR test and are sent to the hospital for quarantine without symptoms, you're probably going to have to pay everything out of pocket since most foreign insurance won't cover unsymptomatic hospitalization. Thai insurance will cover this situation though.

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