This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Do I need travel insurance when applying for a 90-day Non-O visa in the UK?
Apr 30, 2026
21 hours ago
Derek **********
ORIGINAL POSTERwhen applying for a 90 day non o visa in the uk do i need travel insurance
TLDR : Answer Summary
When applying for a 90-day Non-O visa in the UK, travel insurance is not a requirement. While it is advisable to obtain travel insurance for peace of mind, especially for emergencies like accidents or illness, it is ultimately optional for the visa application.
90 DAY REPORTING RESOURCES / SERVICES
- Use the trusted Thailand 90 Day Reporting Serviceto get your in-person report done and mailed to you for as low as 375 THB (even if the online system doesn't work for you).
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted 90 Day Reporting Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Flemming ****
No, but only idiots travel without travel insurance 🤣🤣🤣
Simon ********
No but advisable to get anyway
Phil ******
Derek Hemstock no
Greg ***********
An insurance is not a requirement for the application to a Non-O Visa. And a travel insurance only covers a brief period of a holiday trip. If you want to have a health insurance that covers a longstay in Thailand, then you have to search for a Foreign Longstay Health Insurance class which is above the level of a simple "travel insurance"
Derek **********
ORIGINAL POSTERGreg Alexander 90 day visa not 1 year visa
Greg ***********
Derek Hemstock btw, there is nothing such as a one-year visa, unless you mean the 1-year Non-Imm-O/A Longstay Visa. The Non-Imm-O Visaclass is only available for 90 days
Greg ***********
Derek Hemstock you can sign a travel insurance for the first few weeks, maybe you find an insurance that cover fully 90 days of the stay in Thailand. But simple "travel insurances" normally do not cover anything beyond these 90 days. Barclays Visacard helath insurance for example only covers the first 90 days
Reply to
Greg ***********
Reply
Gary *********
No not needed if your a British citizen
Philip *********
F apply o no if apply oa yes
David **********
Not yet needed but may be changing.
Petrov ********
Do not need for O visa. But you can check your Credit Cards may be you have insurance there.
Paul ***************
When applying for the mentioned visa you do NOT need travel insurance.
Derek **********
ORIGINAL POSTERif you are so clever send me a link not verbal diarrhoea
Mike ********
Peace of mind? Can also depend on age and health
Derek **********
ORIGINAL POSTERi am trying not to jump through all these hoops to find the answer
Derek **********
ORIGINAL POSTERthanks for your advice you must have tried a few to give me this advise
Derek **********
ORIGINAL POSTERi would not hav asked this question if the information was available on the london web site can you send a link to the question thanks
Ray ******
No
John ********
At the moment you don’t need travel insurance but they are taking about everybody having it .
Too many accidents which non insured people
Too many accidents which non insured people
Simon *******
Don't get travel insurance if you are coming to retire in Thailand, look at medical insurance just incase
John **********
A Non-O visa has no insurance requirement
Graeme ******
Hi Derek no you dont need travel or health insurance to apply and get the visa. I would suggest for your own piece of mind buying travel insurance just in case
Dek ******
Graeme Mort you won't get travel insurance for 90 days i don't think
Nigel ***********
Dek Carp depends on your age. Your heath issues some companies will let you once a year on annual polices let you do an extention for an additional fee i think its 100 days max
Graeme ******
Dek Carp yes you can I have it for my trips to thailand
Reply to
Graeme ******
Reply
Dora *******
No
Andrew ********
Why wouldnt you want to have it anyway ?
Jason *******
Andrew Romine absolutely none of your business, it's a yes or no answer. He asked the question not you.
Andrew ********
Jason Eades for example tourist come to thailand with insufficient planning and lack of insurance with peril strikes leaving them stranded with no money to survive or get home with
**********************************************************************************************************************************
*****
88/a-silent-crisis-the-rise-of-homeless-foreign-nationals-in-thailand#google_vignetteAndrew ********
Jason Eades its a suggestion and advice thats what this group is asking questions and getting advice - thats what this is for the whole point of groups like this.
Do you know how many tourist come to thailand and get an unexpected hospital bill due to sudden illness ?? Or get hit by a car on a motorbike
Yeah that will ruin ones vacation quite easy and then being stuck with medical bills that can reach 300k baht really damn quick
Do you know how many tourist come to thailand and get an unexpected hospital bill due to sudden illness ?? Or get hit by a car on a motorbike
Yeah that will ruin ones vacation quite easy and then being stuck with medical bills that can reach 300k baht really damn quick
Reply to
Andrew ********
Reply
Lynnette *******
Andrew Romine it's not a requirement for the visa, but he may want health cover, flight protection, baggage/cash/gadget cover, cancellation cover, repatriation etc whilst he gets his extension sorted.
Andrew ********
Lynnette Munoz yes its not a requirement as of yet - my comment said "why wouldnt you have it anyway"
Meaning
Although its not required - having it anyway is highly recommended
Seriously why does it seem that critical thinking is all but gone with people these days
Meaning
Although its not required - having it anyway is highly recommended
Seriously why does it seem that critical thinking is all but gone with people these days
Reply to
Andrew ********
Reply
Sylvia ********
Andrew Romine possibly buying it later, or wants a Thai health cover? The question was it a requirement for the visa
Andrew ********
Sylvia Corley again - critical thinking - like condoms, may not always need them but its a damn good idea to have them avaible
Travel insurance is a good idea to have when you are in a foregin country just incase something happens - accident or sickness.
Critical thinking skills :
My comment was leading to the suggestion of having travel insurance is a good idea, required or not.
Travel insurance is a good idea to have when you are in a foregin country just incase something happens - accident or sickness.
Critical thinking skills :
My comment was leading to the suggestion of having travel insurance is a good idea, required or not.
Reply to
Andrew ********
Reply
Derek **********
ORIGINAL POSTERAndrew Romine
Derek **********
ORIGINAL POSTERmy question was do i require insurance
Paul ********
Derek Hemstock yes sorry Derek there’s always a dickhead in this group. No, you don’t. You can do it at your leisure.
Reply to
Paul ********
Reply
John ********
No but you would be a fool not to
Derek **********
ORIGINAL POSTERJohn Harvey my question was do i require insurance simple yes/no
Ruud **********
Derek Hemstock Google it
Gordon ************
I love the “aggression” it’s the best😂😂😂 Never take the advice that’s offered 🤮🤮🤮 #coco
Reply to
Gordon ************
Reply
Reply to
Ant ***********
Reply
10 comments
3 months ago
4 comments
3 months ago
35 comments
5 months ago
3 comments
5 months ago
32 comments
6 months ago
15 comments
8 months ago
What documents are required for proving residence when applying for a Non O 90-day visa in Thailand?
16 comments
9 months ago
8 comments
a year ago
14 comments
2 years ago
8 comments
2 years ago
41 comments
2 years ago
5 comments
3 years ago
7 comments
3 years ago
12 comments
3 years ago
13 comments
4 years ago
14 comments
4 years ago
20 comments
4 years ago
1 comments
4 years ago
4 comments
4 years ago
14 comments
4 years ago
2 comments
4 years ago
20 comments
4 years ago
2 comments
5 years ago
11 comments
6 years ago
1 comments
7 years ago
7 comments
a month ago
9 comments
a month ago
21 comments
a month ago
16 comments
a month ago
8 comments
a month ago
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.