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Do both spouses over 50 need to deposit 800,000 baht each to retire in Thailand?
RetirementThailand VisaNon-O VisaVisa RequirementsIncome CertificationBank RequirementDependent Visa
Feb 12, 2026
3 months ago
Chris *******
ORIGINAL POSTERIf a couple over 50 wants to retire in thailand, do they both have to deposit 800,000 baths?
TLDR : Answer Summary
In Thailand, for a couple over 50 wishing to retire, typically both spouses would need to show 800,000 baht each in a Thai bank account. However, one spouse can apply for a Non-OA visa, and the other may apply as a dependent Non-O, allowing for only one 800,000 baht requirement in some cases. It's important to verify this option with the relevant embassy, as practices may differ. If one spouse meets the retirement requirements, the other can sometimes join without independent financial criteria, using the 'Lead and Dependent' strategy.
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Richard ********
Yes, or prove 65,000 baht per month income per individual.
David *********
800k each is required.
Robert **********
Baths or showers? 🤣😂
Ove ********************
Good morning.
Please read Bangkok Post today. This say Emigration rules for long stay and retirement is on its way to be easier for US. From 17 to 7 differnd ways. Check and see what and when this stars. Brgds.
Please read Bangkok Post today. This say Emigration rules for long stay and retirement is on its way to be easier for US. From 17 to 7 differnd ways. Check and see what and when this stars. Brgds.
Graham ******
Ove Christer Karlsson only click bait at this point
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Graham ******
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Nuttaporn **********
Apply Non-O visa on Thai embassy website and come to Thailand with non-O visa, and you can open bank account, you have time 2 months to transfer money to saving in Thai bank account 👍🏻😊
Carlos *********
800k for every visa, in your own name.
Steve *******
Is a transfer from a Wise account considered moving money into the country from outside? Is it okay to fund your Wise account well in advance?
Wannikea *********
Steve Brown as long as the transfer deposit from Wise is properly coded at the receiving bank
Steve *******
Wannikea Wanblee Is there a way to transfer funds into Wise and avoid the fees?
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Steve *******
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Ralph *******
Steve Brown Yes. To a Thai bank account.
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Ralph *******
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Piero *************
If one spouse meets the retirement requirements, the other can join without needing to meet the age or financial criteria independently.
The "Lead" and "Dependent" Strategy
Since you only want to show 800,000 THB, you would follow the "1 Retirement + 1 Dependent" path:
Primary Applicant (50+): Applies for the Non-Immigrant O (or O-A) visa based on retirement. This person must show the 800,000 THB in a Thai bank account (or 65,000 THB monthly income).
The Spouse (Any Age): Applies for a Non-Immigrant O visa as a dependent (often called "following family").
The "Lead" and "Dependent" Strategy
Since you only want to show 800,000 THB, you would follow the "1 Retirement + 1 Dependent" path:
Primary Applicant (50+): Applies for the Non-Immigrant O (or O-A) visa based on retirement. This person must show the 800,000 THB in a Thai bank account (or 65,000 THB monthly income).
The Spouse (Any Age): Applies for a Non-Immigrant O visa as a dependent (often called "following family").
Andrew *******
Provided your local immigration office wants to let you have a primary and dependent set of visas. Not all do.
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Andrew *******
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Julie ********
My understanding is that if the account holder dies the dependent has to leave Thailand in a very short time.
Andy **********
Julie Wilson All the stuff like this or WP cancellation is a very short 7 days.
Julie ********
Thanks. We looked at this a while ago. COVID effectively negated my OA visa. When I tried to reapply discovered my UK insurance was no longer accepted so we both now do retirement extensions to O visas. Therefore two lots of 800 held in our own bank accounts.
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Julie ********
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Donna ******
No! We’ve just done ours, my husband has the 800,000 in his account and I’m a dependent, they need your marriage certificate and copy, but some immigration offices require the marriage certificate verifying which involves using a lawyer.
Hǝınz ***********
Donna BiBi what immigration office?
Donna ******
Hǝınz Mɐzǝnɐnǝɹ cha am, petchburi
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Donna ******
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Andy **********
Donna BiBi Verification does not need a lawyer, it needs a notary translation.
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Andy **********
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Alexander ***********
For like 50K you don’t even the 800,000 THB these days.
They do it in Pattaya and Bangkok.
They do it in Pattaya and Bangkok.
Jeff *************
Alexander Prokachev yep, good for 1 yr, then they don’t renew because your 800,000 wasn’t in your account let alone seasoned
Alexander ***********
Jeff Hoffmeister I don’t do it myself but I see hundreds of cases pass by for many years. No one seem to have a problem. I’m not promoting anything though.
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Alexander ***********
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Wayne ********
Alexander Prokachev Typical Ruski, trying to beat the legal system that must be in your blood over there from drinking all that vodka.
Alexander ***********
@Wayne *******
I’m just telling you what Thai people do 🤭 I’m not trying to do anything. But you had to bash another Ruski. Quit drinking bud. PeaceReply to
Alexander ***********
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Andy **********
Alexander Prokachev Why advise illegal activities ?
Are you too poor to have 800k ?
Are you too poor to have 800k ?
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Andy **********
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Bill *******
We have O visas ..sadly both have to have 800,000b. Dead money really.
Andy **********
Bill Munro Why ? though the numbers are not really that big.
If you have lots of income, just sent 2 x 65k (or 70k) a month. You will spend it anyway. Leave the 2 x 800k invested back home to generate circa 2 x 80k a year.
If you have lots of income, just sent 2 x 65k (or 70k) a month. You will spend it anyway. Leave the 2 x 800k invested back home to generate circa 2 x 80k a year.
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Andy **********
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Shelly ******
Our understanding is you can do a combination of 400,000 baht in an account and the other 400,000 made up of monthly deposits into your account, or is that not correct?
Ralph *******
Shelly Anne No. For the first year you need 800k in a Thai bank. After that you may switch to income if you have regular payments of at least 65k baht a month.
Shelly ******
Ralph Tyson Ahh okay I see, so only after the first year. Thank you ☺️
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Shelly ******
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Ian *******
Shelly Anne my wife and I both had to deposit 800k
Shelly ******
Ian Milne so you are confirming that is NOT an option, or was that option not discussed with you?
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Shelly ******
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Brian ***********
Both need 800k, was at immigration yesterday. Immigration officer reminded my wife we need to keep 2x
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0 in our account 🙂Valère *************************
Brian Constable Please tell which immigration office.
Chiang Mai for example will grant a dependent Non-O because they did it for my parents.
You need to get your marriage certificate translated, verified and notarised however!
Chiang Mai for example will grant a dependent Non-O because they did it for my parents.
You need to get your marriage certificate translated, verified and notarised however!
Brian ***********
Valère Jesse Geurts Khaikaew Phuket
Hǝınz ***********
Brian Constable theres no Khaikaew on Phuket tmk.
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Hǝınz ***********
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Rafael *********
Valère Jesse Geurts Khaikaew maybe they got grandfathered. Many embassies don't issue the dependent Non-O any more and many Immigrations won't do it either
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Rafael *********
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Tom ********
Brian Constable Not entirely correct but that is generally the case.
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Tom ********
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Stephen **********
No baths in Thailand. Only showers. 🤣🤣🤣
Greg *************
Stephen Campbell Listen very carefully to an older village person and you will find out there is.
Braulio *********
Stephen Campbell 555
Chris *******
ORIGINAL POSTERStephen Campbelloooops
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Chris *******
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Boy ********
Yes
Stephen ********
Yes
Stuart *********
It is possible for one spouse to get a Non OA visa and the other getting a dependent Non O thus only requiring one 800k but not all embassies will do that.
Probably you’d both have to apply separately for a Non O and both have the 800k.
Probably you’d both have to apply separately for a Non O and both have the 800k.
Donna ******
@Stuart ********
yes we’ve done it but we did Non O, not OAStuart *********
Very exceptional these days. Possible as you have seen but rare
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Stuart *********
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