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Can I retire to Thailand with a monthly pension of 350,000 baht without having 800,000 baht in savings?

May 8, 2025
a day ago
Colin ************
ORIGINAL POSTER
I wish to retire to Thailand, i am 72 years old. I do not have 800000 baht but a pension of about 350000 baht per month. Can I still apply for a visa?
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TLDR : Answer Summary
You can apply for a Thailand Retirement Visa without having 800,000 baht in a Thai bank account, as long as your monthly pension is at least 65,000 baht. Given that you have a pension of 350,000 baht per month, you meet the income requirement for the visa. However, you will need to provide documentation, such as a letter from your embassy or bank statements, to prove your income. It is also recommended to consult with a visa agent for detailed guidance on the application process.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Jamie **************
He didn't say he wanted to come to Thailand to get STD and ringworm! So why Pattaya? And there is plenty of beach in Hua Hin !
Lindsey *******
So save for 3 months?
David *********
350 k a month ? Umm brother , you will be fine , just be careful please . Don't tell anyone how much you have ..Oppps too late .
Aki ************
You mean THB35,000 a month in Pension ?
Edwin ******
Funny how all the dumbfks need to comment on the obvious..
Linda ******
Why would you go to Thailand with that kind of money? Buy a villa in europe
Brian ********
If your monthly pensionis that much I do not understand why you do not have 800,000 to deposit in a bank account. Are you spending it all on Ladyboys?!!
Andrew ********
@Brian *******
lol šŸ˜†
Betty *********
Do you mean 350 000Baht a month or have you put an extra 0 by mistake. ? With that pension you should easily have 800 000 baht !!!
Colin ************
ORIGINAL POSTER
Yes I meant 350 000 Baht per month.
Betty *********
@Colin ***********
then good idea to save 800 000 baht . It's only once and easy enough to do

Advice, careful who you tell that your pension is that high, especially the ladies.
Neil ********
@Colin ***********
they ( Thailand) will welcome you with open arms good luck enjoy yourself.
Al **********
Step 1/ quit gambling, womanising and partying for 3 months.

Step 2/ live frugally and save 800,000 baht easily in 4 months.

Step 3/ qualify for the retirement visa with the 800,000.

Step 4/ carry on womanising and partying at will
Lokho ********
Bro just asked an interesting question, woke the group up and took off with his 350,000 k a month šŸ˜‚šŸ˜‚šŸ™
John *******
Pattaya hahaha the best thing about Pattaya was the taxi ride back to Bangkok
Taketo *********
You don't have 800,000 but got pension fund 350,000 baht monthly, sir?
Phil *********
350,000 Baht per month….wow
Marka *******
35,000 per month or 350,000 per month. Yr message says 350 000
Dragan **********
Yes there are ways .

Just go to a visa agent and they will do it for you instead of doing it yourself
Grant ***********
How can you not save
*****
0 baht if your pension is
*****
0 a month
Frankie *******
Watch out they will clean u out n sent u home broke
Gregory ***********
Get a visa agent and check out the LTR for weathy pensioners. Does not require deposit in thai bank.
David ************
With that kinda monthly pension head for the Bophut area of Koh Samui , its a beautiful island with great amenities...
Adam *******
Yes, you can apply for a Thailand Retirement Visa even if you do not have 800,000 baht in a Thai bank account, as long as you have a monthly pension of at least 65,000 baht. Since your pension is about 350,000 baht per month-well above the required 65,000 baht-you meet the financial requirement through income.

You will need to provide documentation, such as a letter from your embassy in Thailand verifying your monthly pension, or a 12-month bank statement showing regular deposits of at least 65,000 baht into a Thai bank account if your embassy does not issue such a letter.

You must also be at least 50 years old (which you are), have a valid passport, and provide other standard documents (passport photos, application forms, etc.

In summary: With your age and pension, you are eligible to apply for the Thailand Retirement Visa without needing the 800,000 baht deposit
Ken *****
Well save for three months. ??
Donald ******
Yes save for 3 months.
Tim **********
This guy is a total troll

Likely a Russian troll

He hasn’t responded once

They get paid on responses to their post

Wonder if he gets dollars or rubles
Diane ********
Don’t have the
*****
baht saved but I do have around 2800 a month looked at the Non Immigrant O visa
Erhardt *********
We have a high monthly pension. But not the 350,000 baht a month. We can easily put 800,000 into more than 60 different Thai Banks.

There is something wrong with this guy.
Thomas *******
Pension of over $10,000 USD, and you don't have $30K in savings???

WTF is wrong with you??
Wannikea *********
Yes Alex, but before I spin, I'd like to buy a zero for 35,000.
Dany *******
Do you want to marry me? šŸ˜‰
Volker **********
even door sparen lugenaar
Bili *******
With a pension like that you will have a hell of a lot of new friends
Tony **********
If you have that kind of income, why not just save up for a couple of months? You'll then have the 800k.
Ralphy *****
What is required and fees to extend 12 months retirement visa at Jomtien Immigration with 800k in Thai bank account
Spencer *******
@Ralphy ****
the relevant documents that they ask for and 1900 bhat.
Ralphy *****
@Spencer ******
thanks, much cheaper than
*****
baht agent fees
Ralphy *****
Two and a bit months and you have 800,000 baht
Henry *********
This question must be for entertaining purposes. 🤣
Et ******
He probably meant
*****
pm
Tony ********
I did everything legal
Tony ********
I was 72 when I got here. I rented a condo and went to a visa agent That was 4 years ago. Just come here and stay in a hotel until you find a place you like . I didn’t know how to do the visa process so I paid a reputable agent.
Ken *******
@https://www.facebook.com/shar*****************************
They are great and can help you with your visa.
William ***********
I’m thinking you need financial counseling. 350,000 a month and can’t save 800,000 says you have bad habits.
Spencer *******
@William **********
I am guessing maybe a retired Vetinary Doctor with 10,000 sick buffalo.
Vetsch ********
Such a bull šŸ’© !
Michael ***********
If you dont have 800,000, then you best drop a zero. More like 35,000 baht/month pension. If you had a $350k pension, you'd save up $800k in no time. Lol. Try again Sparky
Ľubica **********
Budete maÅ„ veľa nĆ”vrhov na manželstvo šŸ˜
Nongnuch ********
problem number one, as a U.S. citizen you could apply for the 90-days visa in the e-visa online system and get it issued based on your pension. But inside Thailand on Immigration you can't use your pension as financial proof, because your U.S. Embassy is not handing out legalized income affidavits any more . . . So in order to apply for the "1-year extension of the stay permit based on retirement", at least in the first year, you NEED a minimum of a 800,000 THB deposit sitting in your Thai bank account.
Leatrice *****************
@Nongnuch *******
I can see where it is confusing because on the Visa web page, and everything else I read, it's worded in a way that says you can have the 800,000 bahts whether it's all cash OR a combination of things like monthly ss, disability, pension and cash COMBINED, so you would think having over 10,000 US a month coming in would be enough. At least that's the way it's way worded.
Nongnuch ********
@Leatrice ****************
keep in mind: for the visa you apply in the USA, you can use your income as proof. However, for the extension you apply in Thailand, in the first year you can only use the 800K deposit. Not the combination and not the income. The problem is that for the visa, rules are made by the Thai Foreign Ministry. For the extension, the rules are made by the Ministry of Interior. These two ministries tend to make up different rules
Leatrice *****************
Nongnuch ********
@Leatrice ****************
the problem is, a "retirement visa" can mean EIGHT different visa and stay permits. A U.S. American Citizen cannot use the monthly income proof for the 1-year Extension of Stay based on retirement (your alleged "retirement visa" which is WRONG terminology!) , because the U.S. Embassy in Bangkok does not issue an income affidavi
Leatrice *****************
@Nongnuch *******
they definitely need clearer and more elaborate explanations, such as what you are giving !
Leatrice *****************
@Nongnuch *******
thanks ! I will now keep my cash in Thailand bank instead, and just keep my annual income checks in USA bank... Nothing I have read displayed it the way you explained. Now you see why this newbie was confused !
Paul ************
Ā£2,000 a week? šŸ˜…
Patrick ********
*****
0 per month and don't have
*****
0
Neil ********
Just checking, do you really mean
*****
0 baht per month or perhaps
*****
? No disrespect but that's a whopper of a pension ?
Chris *********
Wish I had that pension!
Neil ********
You only need
*****
baht to go down the income route.....lucky you !!!!
Spencer *******
@Neil *******
yes but that it not possible for 1st year need the seasoned 800k then the 12 months bank transfers for year 2 onwards.
Neil ********
@Spencer ******
not true, I got an OA 1 year retirement visa in UK purely on income back in 2022 as did not have the 800k and got a commissioners of oath to certify all the documents and submitted online via the London Thai embassy. I received the visa online about a week later.....i see on the lindon thai embassy you can still go down the lump sum or income route orxa combination both.
Spencer *******
@Neil *******
I stand corrected
Jeff *******
@Neil *******
After a year
Phil ******
Bank it for 3 months and apply
Cave *********
In terms of month-to-month, yes. Absolutely covering your expenses and more.

Your bank account still needs a set amount, though. Check the details.
Cave *********
350k/month is considered a very large income in Thailand, FYI. If your calculations are correct.
Jeff *************
@Cave ********
that’s a lot of money in the US,
*****
a month is more then most Americans make
Lili ********
@Cave ********
you r better off in Portugal Spain or Greece unless u r in ThaĆÆland to import drugs.
Fred *********
*****
0 baht per month and you don't have
*****
0, you r so Fos.
Franco *********
@Fred ********
mi sono fatto la stessa domanda anch'io ,mi sembra strano non avere
*****
€ con una pensione del genere
Fred *********
@Franco ********
No se por que la gente sigue hablando de ese idiota, serƔ que estƔn aburridos y no tienen nada mƔs interesante que hacer ?
Kevin ***********
@Fred ********
totally agree
Peter *****************
You are most welcome for a married visa with your Usd 15k.
Mikkel *******
A pension of 350K thai baht?

Dude.. If so you only need 2-3 months of planning and you are golden.

800K baht banked.. You should be able to manage that in that timeframe.

That's it..
Muchlis ********
Ulrich ********
Did you mean pension of THB 35,000 per month instead? In case case you would not qualify
Frank ********
Mark ********
@Ulrich *******
I’m hoping to retire with about Ā£1,400 a month ?
Ƙyvind *************************
@Mark *******
Cambodia is the place to go with 1400
Michael ***********
@Ulrich *******
Right? If it was 350k, he'd save up 800k quick fast. In fact, he'd have way more than 800k saved up in the bank. šŸ˜†
Andrew ********
You need 25k USD in a savings account for at least 6 months saved. Doesn't matter what you make ( 800k baht ) I've asked this same thing for DTV I'm not old enough to get a retirement visa, I was told its good to have the money in an account somewhere for a fee months straight
Jeff *******
@Andrew *******
You're not 50? Really?
Raquel ********
Recommend Pattaya if you do end up coming… a lot of retirees there and you have the beach
Mark ********
@Raquel *******
to many beach combers now
Angelo ***********
@Raquel *******
what an asshole comment
Raquel ********
@Angelo **********
that’s highly insensitive… what if I genuinely liked pattaya
Angelo ***********
@Raquel *******
What if he genuinely is looking for a visa advice based on retirement?
Raquel ********
@Angelo **********
if his pension is really that high he will be in Thailand shortly that’s why I commented it. Relax my guy. It’s only Facebook. You will live to see another day
Raquel ********
@Angelo **********
and retirees live there … what is the problem?!??!
Kyle **********
@Raquel *******
I recommend anywhere but there šŸ‘€
Gary ********
If you have a pension that big....how come you have not managed to save 800,000 baht.

This post just doesn't add up.
Klaus ******
Sometimes old people get mixed up with numbers. I have never heard of a pension that big,lol.
Stephen ********
@Gary *******
exactly what I thought šŸ’­šŸ¤”
Gary ********
@Raquel *******
what's that got to do with his question.....Pattaya is a dump
Thomas ********
@Raquel *******
Hua Hin would be better.
Raquel ********
@Thomas *******
well I’ll go see Hua Hin for myself I haven’t been there yet thank you
Martin *********
@Raquel *******
would definitely not recommend Pattaya
Steve ******
@Raquel *******
it's a shit hole unless ur a meat merchant, Hua Hin far better
Arnold **********
Luke *******
@Steve *****
šŸ˜‚ literally not one thing HH has that Pattaya doesn’t… (excluding the grumpy expats) … and there are plenty of things Pattaya has that HH doesn’t..
Steve ******
@Luke ******
šŸ˜‚ you call em things, I call em Arabs, Indians, Russians and hookers
Luke *******
@Steve *****
Would much rather any of those four than a moaning entitled farang expat....
Steve ******
@Luke ******
step away from the mirror then
Raquel ********
@Steve *****
Jomtien is very doable
Chris *********
@Steve *****
Beirut at its worst better?
Trevor ******
Pension of 350,000 baht per month is around $15,000 wow!
Malcolm *********
@Trevor *****
it's not that much!!!!
Randy ********
@Trevor *****
That's $10,000 USD dollars per month converted from baht. That's one heck of a pension but I don't think that's what he meant.
Howard *******
@Randy *******
Might be a retired politician?
Randy ********
@Howard ******
I'm sure if he came from Illinois he was corrupt, most of the governors we've had have been in prison. šŸ˜…
Bob *********
@Trevor *****
surely means 35kbaht/mth 350,000/mth would mean £8000+ a mth
Kevin ***********
@Bob ********
so what does he spend it on he's 71 surely 3 months and he'd have his 800,000 baht
Todd **********
@Kevin **********
That’s what I was thinking.. maybe he likes hookers and blow!!🤣🤣
Wayne ********
@Bob ********
approx 10k US per month still a handy sum. Don’t know the name of it but I would suggest the Visa that requires 80,000 US a month annual income. I think the cost is ąøæ50,000 and it’s good for five years. I think they referred to it as the wealthy pensioners Visa.
Jeff *******
@Wayne *******
LTR visa - it's for 10 years but after 5 they check you still qualify
Kevin ***********
@Bob ********
no chance a pension that size
Jeff *******
@Kevin **********
If he worked for the EU commision, he could easily get that, I know someone on £15k a month for life!
Hans ***********
@Jeff ******
but no
*****
0 Thb šŸ˜†šŸ˜…
Erick ********
@Kevin **********
in USA many have pensions larger than that amount.
Todd **********
@Erick *******
Really?? Where
Erick ********
@Todd *********
mine is from state of CA.
Daniel **********
@Erick *******
yes, for sure. And Switzerland as well.
Andy ***********
Bruce ***********
Just buy one
Steve ******
@Bruce **********
šŸ˜‚ that's a deep explanation of a way to go... Not
Bruce ***********
@Steve *****
agent do some research
Tom *******
@Bruce **********
This is his research. Ease up cowboy 🤠.
Malcolm *********
@Tom ******
It's drives me nuts when people ask questions and you get people replying with blunt, POINTLESS answers, like, 'do you research'. When it is clearly trying to start his or her research. Tom, I am not retired yet, but i do know there are limits depending on if you have income or savings or a combination of both. You can combine savings and income. If you find out the exact amounts please share anything you find out as I would like to add to my new YouTube channel I staeted purely for my vlog journey.
Mark *********
@Malcolm ********
unfortunately m8 this site is full of ā€œperfect people ā€œ who know everything and have never asked a question about anything ever .. šŸ˜‰šŸ˜‚šŸ˜‚šŸ˜‚
Tom *******
@Malcolm ********
peopke who offer nothing but a sarcastic or useless answer are all too common. I don’t know how accurate this is, but to the best of my knowledge, if you don’t have the 800,000 baht in the bank, (Thai bank) or the 65,000 baht per month income , then the combination would have to equal 800,000 baht per year. So that could be, 400,000 in the bank plus an income of around 34,000 baht per month. That’s just how I understand it, it may be more complicated than that. I think the first year you ā€œmayā€ have to have the 800,000 in the bank, but I’m not sure. I’m not an expert, that’s why I’m reluctant to offer advice here. But there may be someone here who knows the full answers. Agents can navigate the complexities with ease and avoid the financial requirements, but not everyone wants to use them.
Malcolm *********
@Tom ******
Hi Tom. This sounds pretty accurate to me.from what i have heard myself. I am myself in a mission to find this very information from a reliable source. If i do find something, I wil be happy to share and likewise if you find info, could you also please share your findings.
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