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What are some affordable health insurance options for retirees in Thailand?

Health InsuranceRetiree InsuranceThailandVisa RequirementsExpat LifeInsurance CompaniesMedical InsuranceInternational Insurance
Aug 7, 2024
4 months ago
Nico *******************
ORIGINAL POSTER
Any suggestions for not too expensive health insurance companies for a new retiree in Thailand? Thanks in advance.
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TLDR : Answer Summary
Inquiring about affordable health insurance options for retirees in Thailand, several suggestions emerged from the community. Recommended companies include AXA, April Assistance, Thailife, Muangthai, AIA, Bangkok Insurance, Tabby Fin Infinity, and WRLife. However, members highlighted the importance of checking coverage details, particularly regarding deductibles and potential exclusions for travel outside Thailand. Most comments shared concerns over claims being denied by certain insurers, emphasizing the need to read policy fine print. Community members advised that insurance costs may increase with age, and a high deductible could lead to high out-of-pocket expenses.
Stevan ***********
I am with axa 2 mill coverage and I pay the first 200 k

I am 75

Contact agent Robert jackson
4 months ago
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Kate *********************
Samsung life but not provide travel visa
4 months ago
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Ziggy ********
Insurance they blood suckers!
4 months ago
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Nick ***********
@Peter ******
4 months ago
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Dave ********
Just an observation from a friend, so take it with a grain of salt, but he is on a retirement visa so he had to have the requisite coverage and got a policy for 36,000 THB per year. He had a slip and fall and broke his leg. Had to have 2 weeks in hospital, hip replacement surgery, and another week in rehab at the local hospital. Then he found out the deductible/excess on his policy was 1,000 000 baht and his costs were below that so it was entirely out-of-pocket. Read the fine print on any policy.
4 months ago
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Alexander ****
how is it 1m deductible?
4 months ago
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Alexander ****
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Luan ********
wr life i just used
4 months ago
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Onne ***********
@Luan *******
 mafia not pay you
4 months ago
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Christopher *************
@Onne **********
 shut up
4 months ago
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Christopher *************
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Stephen ********
Be aware prices will rise as you age. Cigna almost tripled by premium after a birthday although I had never claimed. They said I had reached a higher risk pool!
4 months ago
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Galenus ******
WRLife. Ask for quotation
4 months ago
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Peter ****************
@Galenus *****
 Well, y'r right. And IF there are a lot of good comments on an insurance, then they cost a lot of money.
4 months ago
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Chris *********
@Galenus *****
 check Wrlife reviews please be careful
4 months ago
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Galenus ******
@Chris ********
 as any other reviews of competitors 👍
4 months ago
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Peter ****************
@Galenus *****
 Well, I have WRLife for 2,5 years now, and happy I never needed to claim. In the beginning read rather good stories even from a closer friend (needed a stent). Another friend got some spine cancer, but they did not pay. Lately alas, I read more and more negative stories. The premium is nice though, so fingers crossed that IF I need some payment (hopefully not for the next 10 years), they will pay.
4 months ago
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Galenus ******
@Peter ***************
 you would find similar stories about all the other insurances which are long time existing
4 months ago
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Chris *********
@Galenus *****
 all I would say is I no this company

Not for me
4 months ago
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Chris *********
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Onne ***********
@Galenus *****
 mafia not pay you
4 months ago
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Christopher *************
@Onne **********
 BS
4 months ago
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Galenus ******
@Onne **********
 stupid comment
4 months ago
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Onne ***********
@Galenus *****
 very bad wrlive

Not pay maffia
4 months ago
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Galenus ******
@Onne **********
 really? I don't believe. Do you have proof?
4 months ago
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Onne ***********
@Galenus *****
 yes why I must lie
4 months ago
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Galenus ******
@Onne **********
 because you belong to the Mafia
4 months ago
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Galenus ******
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Marty *********
The cost will be lower if you choose a higher deductible
4 months ago
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Mark ************
Direct to Wrlife or Thai-Life for all global needs from
***************


Brgds

MHF

094 583 4305
4 months ago
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Onne ***********
@Mark ***********
 wrlive not pay maffia
4 months ago
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Onne ***********
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Heath ***********
Be careful I had 2 insurance companies and neither one would pay. It's a scam in my opinion.
4 months ago
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Jim ************
@Tabby **************
 best in Thailand
4 months ago
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Matt ************
tbh.asia/insurance
4 months ago
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Heath ***********
@Matt ***********
 be careful. If you leave Thailand even for 1 day and go to Laos or another country, Axa may deny you ?
4 months ago
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Heath ***********
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Wayne ******
This who vejthani hospital said were the best in thailand, whatever you don't use Regency...

From international:

April Assistance

From local:

-Thailife

-Muangthai

-AIA

-Bangkok insurance pcl
4 months ago
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Luke ********
@Wayne *****
 what’s wrong with regency as I’ve just took a policy out with them so would like to know whilst I can still cancel it?
4 months ago
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Wayne ******
@Luke *******
 everything they said about coverage and tha5 they take Alvarez if everything was bs, hospital evem told me when I said who I had policy with them that it will be difficult.. went one week at one hospital and never got a positive answer on converge so went to a government hospital for another week and was completely denied.. said everything was pre existing, which wasn't true at all....

I had to have an emergency surgery, they said it wasn't necessary, if I took their advise I would be dead
4 months ago
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Wayne ******
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Sue **********
AXA
4 months ago
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Ruud ******************
Not toovrxpensive, but you want to have a good coverage?? 😂👍
4 months ago
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Ruud ******************
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