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What are some affordable health insurance options for retirees in Thailand?
Health InsuranceRetiree InsuranceThailandVisa RequirementsExpat LifeInsurance CompaniesMedical InsuranceInternational Insurance
Aug 7, 2024
2 years ago
Nico *******************
ORIGINAL POSTERAny suggestions for not too expensive health insurance companies for a new retiree in Thailand? Thanks in advance.
TLDR : Answer Summary
Inquiring about affordable health insurance options for retirees in Thailand, several suggestions emerged from the community. Recommended companies include AXA, April Assistance, Thailife, Muangthai, AIA, Bangkok Insurance, Tabby Fin Infinity, and WRLife. However, members highlighted the importance of checking coverage details, particularly regarding deductibles and potential exclusions for travel outside Thailand. Most comments shared concerns over claims being denied by certain insurers, emphasizing the need to read policy fine print. Community members advised that insurance costs may increase with age, and a high deductible could lead to high out-of-pocket expenses.
Pelle Eriksson★★★★★
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Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
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Stevan ***********
I am with axa 2 mill coverage and I pay the first 200 k
I am 75
Contact agent Robert jackson
I am 75
Contact agent Robert jackson
Kate *********************
Samsung life but not provide travel visa
Ziggy ********
Insurance they blood suckers!
Nick ***********
Dave ********
Just an observation from a friend, so take it with a grain of salt, but he is on a retirement visa so he had to have the requisite coverage and got a policy for 36,000 THB per year. He had a slip and fall and broke his leg. Had to have 2 weeks in hospital, hip replacement surgery, and another week in rehab at the local hospital. Then he found out the deductible/excess on his policy was 1,000 000 baht and his costs were below that so it was entirely out-of-pocket. Read the fine print on any policy.
Alexander ****
how is it 1m deductible?
Reply to
Alexander ****
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Luan ********
wr life i just used
Onne ***********
@Luan *******
mafia not pay youChristopher *************
@Onne **********
shut upReply to
Christopher *************
Reply
Stephen ********
Be aware prices will rise as you age. Cigna almost tripled by premium after a birthday although I had never claimed. They said I had reached a higher risk pool!
Galenus ******
WRLife. Ask for quotation
Peter ****************
@Galenus *****
Well, y'r right. And IF there are a lot of good comments on an insurance, then they cost a lot of money.Chris *********
@Galenus *****
check Wrlife reviews please be carefulGalenus ******
@Chris ********
as any other reviews of competitors 👍Peter ****************
@Galenus *****
Well, I have WRLife for 2,5 years now, and happy I never needed to claim. In the beginning read rather good stories even from a closer friend (needed a stent). Another friend got some spine cancer, but they did not pay. Lately alas, I read more and more negative stories. The premium is nice though, so fingers crossed that IF I need some payment (hopefully not for the next 10 years), they will pay.Galenus ******
@Peter ***************
you would find similar stories about all the other insurances which are long time existingChris *********
Reply to
Chris *********
Reply
Onne ***********
@Galenus *****
mafia not pay youChristopher *************
Galenus ******
@Onne **********
stupid commentOnne ***********
Galenus ******
@Onne **********
really? I don't believe. Do you have proof?Onne ***********
@Galenus *****
yes why I must lieGalenus ******
@Onne **********
because you belong to the MafiaReply to
Galenus ******
Reply
Marty *********
The cost will be lower if you choose a higher deductible
Mark ************
Direct to Wrlife or Thai-Life for all global needs from
Brgds
MHF
094 583 4305
***************
Brgds
MHF
094 583 4305
Onne ***********
@Mark ***********
wrlive not pay maffiaReply to
Onne ***********
Reply
Heath ***********
Be careful I had 2 insurance companies and neither one would pay. It's a scam in my opinion.
Jim ************
@Tabby **************
best in ThailandMatt ************
tbh.asia/insurance
Heath ***********
@Matt ***********
be careful. If you leave Thailand even for 1 day and go to Laos or another country, Axa may deny you ?Reply to
Heath ***********
Reply
Wayne ******
This who vejthani hospital said were the best in thailand, whatever you don't use Regency...
From international:
April Assistance
From local:
-Thailife
-Muangthai
-AIA
-Bangkok insurance pcl
From international:
April Assistance
From local:
-Thailife
-Muangthai
-AIA
-Bangkok insurance pcl
Luke ********
@Wayne *****
what’s wrong with regency as I’ve just took a policy out with them so would like to know whilst I can still cancel it?Wayne ******
@Luke *******
everything they said about coverage and tha5 they take Alvarez if everything was bs, hospital evem told me when I said who I had policy with them that it will be difficult.. went one week at one hospital and never got a positive answer on converge so went to a government hospital for another week and was completely denied.. said everything was pre existing, which wasn't true at all....I had to have an emergency surgery, they said it wasn't necessary, if I took their advise I would be dead
Reply to
Wayne ******
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Sue **********
AXA
Ruud ******************
Not toovrxpensive, but you want to have a good coverage?? 😂👍
Reply to
Ruud ******************
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