Answered6 years ago
Where can I find health insurance for an elderly individual to meet Thailand's visa requirements?
Issue: I'm told that health insurance is now required. Where to buy it? Again, must insure 78 year old
Answer summary
The post discusses the need for health insurance for a 78-year-old individual applying for a visa to Thailand, specifically the Non-OA visa, which requires comprehensive coverage. Several users provide insights on where to purchase health insurance suitable for elderly expats, mentioning companies such as AIG, Pacific Cross, and Aetna. They also share links to government-approved insurance brokers. The conversation includes clarifications regarding the specific requirements for different visa types and the potential difficulties of finding insurance for those over 75.
59 repliesnewest first
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Steve *********
All depends on what visa type you have.
Stan *******
OPMy original post asked for a Thai insurance company that will insure a 78 year old! Can anyone help with that? The rest of this conversation above is superfluous
Stan *******
OP@John ********
yes I know it will be high
John *********
@Stan ******
but be prepared for a shock on premiums - starts skyrocketing once older than 75 😢Stan *******
OP@John ********
Aetna and pacific Cross in Thailand ? great to knowJohn *********
@Stan ******
my investigation for my mother showed only Aetna and Pacific cross would insure for over 75. Stan *******
OP@Ted *******
that's very helpful. Thanks so much! 
Ted ********
@Stan ******
try this link ******************************************
Kevin **********
Dear Stan I work for Pacific Cross health insurance. If you would like to receive more information do not hesitate to contact me
Stan *******
OP@Kevin *********
Kevin. I want only to meet absolute minimum requirements to obtain a O-A retirement visa. Nothing comprehensive. No add-ons Kevin **********
@Marlene *****
I sent you an DM
Marlene ******
@Kevin *********
how much a month for couple 66 years and older?Stan *******
OP@Kevin *********
ah here you are Kevin **********
@Stan ******
i will send you a DM Stan *******
OP@Kevin *********
great Kevin. There's a requirement that if I come back in on a retirement visa, I need health insurance, including covid. I need the minimum insurance acceptable to the government for three months and for one year. If you can find out 
Nick *******
At the moment you DO NOT need health ins for a non O based on retirement.
Ivan ************
At the moment O retirement is not being issued and if you have one already you can't use it to enter Thailand. O-A was added to the entry list but not O retirement. So retirees looking to return at the moment need to get this, and insurance.
Tod *********
@Stan ******
, so to re-cap, you're outside thailand and you're going to get a year-long, multi-entry Non-Immigrant Type O-A (Long Stay) visa based on being over 50 (retirement) AND you want to know who will insure you for the mandatory insurance in the visa requirements because you're over 75? RIGHT?DO you also want the policy to cover your mandatory 100K USD covid insurance as well?
Stan *******
OP@Tod ********
your advice may be good. You're an ass Tod *********
@Stan ******
you have some reading comprehension problems (which is on you) I told you to contact Arawan with Poe-Ma insurance (she's issued more O-A and Covid policies than anyone else I know. You can get the deductible high enough so you're basically buying the insurance just to 'tick the boxes' to get the visa and to meet the covid insurance entry requirements. Stan *******
OP@Garrett **********
Garrett. Are you issuing my visa? Stan *******
OP@Tod ********
that's correct. But I want the minimum acceptable to the govt... Not a bloated policy Tod *********
LMG offers the lowest rates for the mandatory O-A visa insurance BUT you'd have to contact a broker to see if they will insure you because the cut off is 75 on their site..
Try contacting Arawan at Poe Ma Insurance Brokers.
Try contacting Arawan at Poe Ma Insurance Brokers.
Johann ******************
My husband just signed up with AXA they have different plant for COVID. All done in email.
Garrett ***********
This is the link to the governments approved insurance brokers lists.
**************************
Chris *********
Try misterprakan.com insurance broker. They represent several companies and most are on the gov list
David *********
I am 78 and bought a comprehensive policy from AIG including the required 100k.....decent price.
David *********
@Marlene *****
no... for duration of travel for 2 peopleMarlene ******
@David ********
a year?
Nguyen *****************
@David ********
Wow! AIG has increased their insurance cost. It was really cheap prepandemic. They also stopped selling directly from Expedia. David *********
Not Thai health insurance.... travel insurance for everything....
Stan *******
OP@David ********
you paid $1300 for five months Thai health insurance? David *********
Think about 5 months....but we didn’t have time to look around much....I have used Allianz in the past but they limit to 50k...
Stan *******
OP@David ********
so what period was $1300 for? Stan *******
OP@David ********
so presuming about half that for one person. That does seem pricey for thsiland but it depends on the kind of coverage you have David *********
Didn’t get annual however...
David *********
I believe I paid about $1300 for my wife and I.
Stan *******
OP@David ********
thanks David. Do you recall the annual price? Garrett ***********
@St**
, health insurance is only required for a Non-OA (1 year multiple entry visa), not for any other type of visa. 
Ernesto ********
@Stan ******
you’re a bit of an asshole seems to me. Garrett ***********
@Ern****
Stan blocked me 😂Ernesto ********
@Garrett **********
Stan seems like a dickhead Stan *******
OPGarrett. I respect your work very much. Truly. I asked for help with an insurance company. You're not helping with that. So, can I respectfully ask... Can you focus on what you're dedicated too most and not on me on this issue. I'd love to keep my respect for you
Stan *******
OP@Tod ********
I know what the embassy that grants the visas told me Stan *******
OP@Garrett **********
my embassy requires it before they'll issue a visa, so.. YesTod *********
@Stan ******
, it appears you don't know quite what you think you do when it comes to visas but let's try to help you anywayGarrett ***********
@St**
Okey, you must know more than everyone else in this group then. Surprised you're here asking a question since you already know everything.Stan *******
OP@Garrett **********
outside thdiland, coming in, they do in fact require it for retirement visa. I know what I'm talking about. No debates pleaseGarrett ***********
@Al**
Thats covid insurance, much different than the comprensive plan he's talking about. Garrett ***********
@St**
Your posts doesn't say what visa you're applying for mate. If you're have trouble finding health insurance you could apply for an Non-O based on retirement which does not require health insurance. 
Alan **********
@Garrett **********
also required to enter thailand with a new elite visaStan *******
OP@Garrett **********
yes I know. That's precisely what I'm looking for. Read my postStan *******
OPHi. That's covid insurance. Thanks for that. But comprehensive health insurance is also required
Brian *****
@Garrett **********
Of course health insurance is needed Garrett ***********
@St**
No its not. 
Jane ***********
This is the site the Thai government has set up:
**********************************************************************************************
Rick *******
Pick another country. 😏
Stan *******
OP@Rick ******
asshole. Blocked Activity
19 joined19
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