@Jeff ********
keep in mind that it is much better to apply for the type O visa before you come to Thailand, as once you get here you will need a Thai bank account to meet the financial needs for your one year extension, a d that is getting to be almost impossible on any tourist visa. By having the 90 day retirement visa when you get here makes it simply a question of what bank, or banks, you want to open an account at. Bangkok Bang, and Kasikorn bank are the most friendly to expats, with Bangkok Bank being the most popular. I personally have 3 accounts with Bangkok Bank, and one with Kasikorn bank. In the US the best is to have a brokerage account with Charles Schwab, and get the account that offers 4 free SWIFT international transfers a month, if you can afford it. That together with a FCD account, foreign currency deposit account, at Bangkok Bank, is the cheapest way to regularly transfer money into Thailand, with a maximum fee of just bt500 no matter how much you transfer. As an example you can transfer in US$1million and the fee is just bt500. Then you can change dollars in your FCD account into baht at your convenience, and at the TT exchange rate with no extra fees. These are just things to keep in mind if this will be your new home.