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Why is my Wise transfer to Bangkok Bank coded as a Cash Deposit instead of an International Transfer?

WISE Transfers Bangkok Bank International Money Transfer Funds for Thailand Cash Deposit Coding Banking Changes in Thailand Expat Banking Issues

Sep 2, 2025

3 days ago

Frank **********

ORIGINAL POSTER

Anyone do a transfer lately through WISE to Bangkok Bank. I looked at my bankbook at it was coded as a Cash Deposit. I pulled up the transaction on WISE and it clearly states Funds for Thailand. Is Bangkok Bank not coding FTT for foreign transactions anymore?

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TLDR : Answer Summary

Recent discussions among users regarding WISE transfers to Bangkok Bank indicate a change in how these transactions are categorized. Many report that transfers that previously showed as 'International Transfer' are now coded as 'Cash Deposit' or similar. Users speculate that this change may relate to the involvement of local banks or processing methods that speed up transfers, suggesting that the money may first go through a central office before reaching local branches.

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Graham ******

Your Wise transaction should should have used the selection "Funds for long stay in Thailand" or words to that effect in the drop down menu for the reason for the transfer

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Frank **********

ORIGINAL POSTER

that is what I selected. I pulled up the transaction on WISE and that was on there. Bangkok Bank did not list it that way.

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John **********

@Frank *********

because it didn't go directly from Wise to Bangkok Bank

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Frank **********

ORIGINAL POSTER

@John *********

I don't understand then how did it go because I used WISE and it always showed the code FTT for foreign transfer.

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John **********

@Frank *********

you need to look at the receipt issued by Wise to see where it went (transfer confirmation document) and look at the "Paid out from" section where it will show the partner bank used

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Frank **********

ORIGINAL POSTER

@John *********

okay thanks for the info.

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David *******

@Frank *********

Ask your bank where the transfer came from (it'll be another Thai bank). Go to that bank and request the foreign transfer advice notice. Immigration will accept that

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Frank **********

ORIGINAL POSTER

ok thanks.

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Frank **********

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Roberto *********

Yesterday

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Julian *******

Probably because it goes to head office in silom in bkk then onto your local branch.

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Martyn ***********

I have noticed that transfers to Bangkok bank seem to be coming quicker, last 3 average about 15 minutes? It was the nexr day around 2pm... So obviously there's been a change in system that may have caused the issue?

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Marty *********

@Martyn **********

I think Wise now has a local office

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Marty *********

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Marty *********

Mine used to show show as International Ttansfer, but since mid August are now showing as DEP TRF E-CH.

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Jim ***********

@Marty ********

mine exactly same. What this code ?

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Marty *********

@Jim **********

deposit transfer from electronic channel

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Jim ***********

@Marty ********

immigration be OK this for renewal?

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Marty *********

@Jim **********

I’ve had no issues, mind you I’m on the 400,000 in the bank plus a letter from my embassy confirming my pension income.

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Jim ***********

@Marty ********

always been foreign transfer showed up. This is 1st time not showed up FTT

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Marty *********

@Jim **********

I’m sure the bank understands

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Jim ***********

@Marty ********

just looked on Wise regarding this transaction Kasikorn is bank paid into Thailand then they forward onto Bkk bank. May print this off for future reference. Or just abandon Bkk bank use Kasikorn now on.

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Jim ***********

@Marty ********

I've opened Kasikorn also now. Have options but so far Bkk been no issues for me

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Jim ***********

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Frank **********

ORIGINAL POSTER

@Marty ********

yes I also looked at the deposit on the Bangkok Bank app and that is what id says. That is strange. I switched over to the monthly deposit method during my last renewal so it will be interesting to see what happens next year.

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Pete *******

@Marty ********

Deposit Transfer From Electronic Channel.

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Marty *********

thanks. I was wondering.

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Marty *********

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Maria ******

Mines changed too, from International to Deposit Transfer

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Hameed ****

yes i always use wise and it shows like domestic transfer/deposit never shows as international, probably wise are using local service provider in Thailand, thats better tho, less questions from the bank

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Peter *******

if you send money from abroad into your wise account, then transfer to a Thai bank account they pay it from their Thai bank account so it shows as internal transfer not international.

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Kim *********

yes they cooperate with Thai banks as intermittent banks.

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Kim *********

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John **********

Sounds like your money passed through another bank in Thailand before finding its way to yours. You can find which bank by looking on your Wise Receipt. And then if you need to show international transfers you go to that other bank and ask them

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Frank **********

ORIGINAL POSTER

I also noticed my transfer only took a few minutes to be deposited where it use to take a couple of days.

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Lo ******

@John *********

basically WISE just do internal transfers, from my knowledge the money in your home country never left the country, someone in Thailand just bank in the amount. I think it is call remittance bank.

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John **********

it works fine if they use your bank as the partner bank, the problem arises when they use a different partner bank which they sometimes do

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John **********

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Sara *******

@John *********

- we just started using wise to meet the monthly transfer requirements. Is this a common issue?

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John **********

I wouldn't say so but it looks like there's been a few instances recently, I don't do monthly transfers myself

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John **********

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Yo***

yes, it was to me. it was international transfer when used wise to transfer into Thailand, and it said international transfer. But now it said, something else..

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Frank **********

ORIGINAL POSTER

exactly my bankbook shows "Cash Deposit No Book".

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Frank **********

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