Answered2 months ago
Why is a non-O retirement visa more effective when obtained inside Thailand compared to outside?
Why is non-O retirement from outside Thailand is not as effective as non-O inside Thailand? Is there a specific reason?
Answer summary
The conversation discusses the differences between obtaining a non-O retirement visa from within Thailand versus applying for it from outside the country. Several comments highlight that the main advantage of applying from inside Thailand is the ability to directly convert a tourist visa to a retirement visa without needing to leave the country. Additionally, some users mention practical considerations, such as opening a Thai bank account more easily after entering the country with the visa. Others express frustration with the changing visa rules and the bureaucratic processes involved in both scenarios.
130 repliesnewest first
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Roger *******
Graham that's a great idea. If you ever want to settle then worry about it. Until then you will great adventures.
Peter *********
When applying from Thailand or applying from another country, both processes lead to the same visa.
When applying from Thailand, you need official documents from your (Thai) bank issued on the same day that you visit the Immigration Office to apply for your visa. That timeline can be challenging as the bank opens at 11am and then you have to go to Immigrations and step into the (waiting) queue before they close.
When applying from another country, you submit your bank documents online and there is no physical visit to the Immigration Office for this purpose.
Any feedback from others in this group to this question?
When applying from Thailand, you need official documents from your (Thai) bank issued on the same day that you visit the Immigration Office to apply for your visa. That timeline can be challenging as the bank opens at 11am and then you have to go to Immigrations and step into the (waiting) queue before they close.
When applying from another country, you submit your bank documents online and there is no physical visit to the Immigration Office for this purpose.
Any feedback from others in this group to this question?
Cale *******
NO ONE IS MAKING SENSE ANYMORE... VISAS IN THAILAND ARE BECOMING A JOKE....
Martin *******
As i understand, if youve already got a thai bank account you can do it in kingdom, if not, it must be from outside. Ive done it twice in kingdom after finishing jobs.
Andy ***********
I have been considering the same traveling and not necessarily putting roots down anywhere
Derek ***********
All Thai visas are only effective inside of Thailand.
Alexander *******
They both act as a stepping stone to the extension you require be it retirement or marriage or whatever.
Willy ********
You can only get a non-O outside Thailand, in the country of your residence/passport via the Thai embassy of that country (online only). It is always valid for 3 months only. Once you obtain the Visa you have 90 days to enter Thailand on the NonO. Once in Thailand it is valid for 90 days. After 60 days you can extend it for 1 year, if you meet the required criteria. And then it can be extended year after year, always for 1 year. So I guess what they mean is the original from outside Thailand is valid for 3 months only, the immigration extension for 1 year. But you can't get an extention without an original 3 month visa.
NongTong *****
outside - is entry level. That is why it is easy to get and last 60 days.
RadiantC********
These days one should get their non-O outside the country. That way, there's no need to have an onward or return (round-trip) ticket when entering the country, less likely to be questioned by immigration and you can immediately open a Thai bank account if you don't already have one. I don't understand why people still want to go through the conversion route. They will eventually scrap that method anyway...easy enough to apply for a non-O outside of Thailand including in neighboring countries.
Rudi *********
Non O from outside is not retirement visa
Ant ***********
It’s very effective
And
Saves you a lot of money $$$
And
Saves you a lot of money $$$
Simon *********
A visa is for entry into Thailand...
MNathalie *********
Outside Thailand don't you get a non o/a?
Jay *******
Wtf?
Dave ******
Theoretically a non O is only available outside Thailand, usually though not exclusively in your home nation. A 90 day non O is void on passing immigration at your port of entry. That gives you 90 days to extend to whatever category you want or fit, usually on the basis of retirement but there are many categories, commonly called retirement visa etc. They aren't visa's, they're extensions of the original 90 day non O.
Ian ********
Dave Owen Over 50's can enter Thailand on a visa exemption or tourist visa and apply for a Non O at their local immigration Office for 2,000THB if the applicant meets the banked money or monthly income criteria. It is available inside Thailand as well.
A friend of mine is in the process of getting a Non O in Thailand with his current in country DTV.
A friend of mine is in the process of getting a Non O in Thailand with his current in country DTV.
Dave ******
Ian Hornby well I suppose there is that but you won't be getting a new bank account on a visa exempt or tourist visa.
Tom ********
You are using language that is confusing. Go to Thai E-visa and review the types of long stay visas. No retirement visas in Thailand just permission to renew annually after requalfication.
Non O- enter on a 2 month visa and apply for long stay inside. The benefit= health insurance not mandatory.
Non OA- qualify while outside with mandatory medical insurance.
Same
Non O- enter on a 2 month visa and apply for long stay inside. The benefit= health insurance not mandatory.
Non OA- qualify while outside with mandatory medical insurance.
Same
*****
/ month or 800k in the bank.Tom ********
It is a 5 year + 1 renewal. You qualify with extra money of 3 million baht in your account for 1 year + 1 year of 400k insurance. Then you must maintain 1.5 million in the bank with 400k slated for insurance. You must keep 2 million in bank and report every 90 days and renewal requires same in 5 years. Good one! More expensive but Thailand is changing
Exit **********
Tom Raines there is another difference, too.
Whereas the -OA visa (applied in Thailand) don´t require insurance, it requires the THB 800.000 on a Thai-bank-account.
The non-OA applied abroad requires insurance for the full duration of the visa. Equivalent of THB 800.000 needs to be proofed, but can be on ANY bank-account in the world.
Whereas the -OA visa (applied in Thailand) don´t require insurance, it requires the THB 800.000 on a Thai-bank-account.
The non-OA applied abroad requires insurance for the full duration of the visa. Equivalent of THB 800.000 needs to be proofed, but can be on ANY bank-account in the world.
Carlos *********
Exit Strategy I have the Non-OX Visa (5yr, still has 3 years left to run) it only required the purchase of 12 months of Medical Insurance. I literally tried to purchase 24 months as I didn't want to deal with the renewal whilst in Thailand. Insurer would not allow it. Visa was issued on 12 months stand alone.
Longy ****
Tom Raines this /\
The only post that has mentioned the health insurance angle, which is a fundamental difference
The only post that has mentioned the health insurance angle, which is a fundamental difference
Tom ********
Longy Oi seems like the biggest difference
Paul ***********
The simplest way to get most visa’s for Thailand is to do the online eVisa application. It’s simple and straight forward, it doesn’t require you to travel to an embassy and a hell of a lot stressful than trying to get one while you are in Thailand.
Muji ******
OPPaul De Graaf oke thankyou
Tom **********
Every time I read about the difference issues & problems the happier I am I have an Elite/Privilege visa. No headache no issues with bank accounts
THENA******
Tom Marshall ya but even that now isn't as hussle free. Each time you redo your 5 year sticker they need advance notice for another background check...
Todd *********
Tom Marshall it’s an excellent option for anyone that doesn’t qualify for LTR.
Doug ********
Tom Marshall ..but not everyone can afford it, cheapest is about
*****
0 baht for 5 years I believe. It's like saying every time my friends 30 year old car breaks down , I'm glad I have a brand new Ferrari lol. But good luck to you👍
Janet ********
Doug Powell I agree. I'm happier eating buttered lobster every day, with that brand new Ferrari. My private helipad I appreciate even more. 😉
Curtis *******
Doug Powell I feel the same way as that is the reason I got the Elite Visa! I just put in my application for the 15 year extension! But I think the headaches are coming for us too with new invasive requirements! Watch Integrity Legal video from about a week ago about new requirements for Privelege and Elite Visas! The agent told me these requirements only apply to new applicants, or if you let the visa expire!! But we know how vague laws and rules are here!
Tom **********
Curtis Darby do you have a link to the video
John ********
This post makes zero sense to me
Graham *****
So much uncertainty in Thailand with all the different visas, rules and regulations.
I have just got back to Australia from a 5 week trip to Thailand.
I was researching retirement rules and suitability.
I have decided not to retire there.
I can enter just about all Asian countries, and stay for up to 90 days in each of them, and 180 days in any year.
So i have decided to just move around as the season and weather dictate.
Thailand, Vietnam, Laos, Cambodia, india, Sri Lanka, Nepal, Malaysia, Singapore.
Go were I want, when I want, with whoever I want.
Thailand is very nice, and easy to live, but after 90 days, I will enjoy a change of scenery.
I have just got back to Australia from a 5 week trip to Thailand.
I was researching retirement rules and suitability.
I have decided not to retire there.
I can enter just about all Asian countries, and stay for up to 90 days in each of them, and 180 days in any year.
So i have decided to just move around as the season and weather dictate.
Thailand, Vietnam, Laos, Cambodia, india, Sri Lanka, Nepal, Malaysia, Singapore.
Go were I want, when I want, with whoever I want.
Thailand is very nice, and easy to live, but after 90 days, I will enjoy a change of scenery.
Sticks'n ********
Graham Day what about the Philippines?
Brenton ******
Graham Day what do you mean by retire? I would assume you mean to spend out your remaining days after finishing your working life. Can you see yourself moving from country to country at 80 years old?
RadiantC********
Graham Day A change of scenery is always nice. Living in Thailand is great but even when I don't need to travel for work, I still feel an urge to drive to Laos or fly to Vietnam for a few days for a seachange.
Kenneth *******
Graham Day Thatsca goodvRant are you board
Doug ********
Graham Day .seems a good option th but I have a partner here so makes it impossible to do that. Enjoy your travels
Tom ****************
Graham Day You should include Philipines in your list, I moved to Philippines from Thailand after spending 22 years in the country where I like the real thai people, the food and dislike other part of what I have been experienced included visa issues, and have not regret for a moment
Sticks'n ********
Tom Kure Andersen how much monthly income is required for a moderate lifestyle?
Andy ***********
Tom Kure Andersen yes it seems the biggest thing for people considering moving there is the uncertainty of the rules there, almost monthly they announce some sort of change
Todd *********
Tom Kure Andersen until you eat the food, encounter the crime, need medical care, or want to efective transportation. Then you regret Philippines
Todd *********
RadiantCamel1017 the Philippines has one of the worst health care systems on earth. As you don’t know your head from your sphincter, why comment.., thanks for going away
RadiantC********
Todd McGowan Well, you clearly know nothing about the Philippines. So stop talking about it.
Todd *********
RadiantCamel1017 I doubt it too. Dont let ignorance get in your way though.
RadiantC********
Todd McGowan You certainly have no idea. Again, hospitals in major Filipino cities are good. No idea what you are going on about or why you are arguing about this. I personally don't care. I doubt I'll ever live in the Philippines anyway.
Todd *********
RadiantCamel1017 no, they are not. And it’s not even close. My point is that you have no idea what you are talking about.
RadiantC********
Todd McGowan Yes the hospitals in the major cities are as good as Thailand. Just as Healthcare in Tha Song Yang, Tak province is very basic, the same can be said about remote Filipino islands. What's your point?
Todd *********
RadiantCamel1017 Manila or Cebu are both big cities with hospitals like anywhere on earth. And a long way from most islands.
The problem is 7000 islands with really lousy health care. Let’s not pretend it’s anything but. As good as Thailand lol? Cmon man.
Severe weather and typhoon alley have little appeal for sure. And the food is pretty lousy.
Yes- Philippines is easier with English for sure. But really lousy infrastructure nationwide remains a significant barrier.
The beaches and ocean are phenomenal though.
The problem is 7000 islands with really lousy health care. Let’s not pretend it’s anything but. As good as Thailand lol? Cmon man.
Severe weather and typhoon alley have little appeal for sure. And the food is pretty lousy.
Yes- Philippines is easier with English for sure. But really lousy infrastructure nationwide remains a significant barrier.
The beaches and ocean are phenomenal though.
RadiantC********
Todd McGowan Medical care in Manila and other large cities is great and every bit as good as Thailand. The severe weather however doesn't appeal. The infrastructure is definitely not as good and while most people speak English, if you can integrate into Thai life and speak Thai, the language barrier won't be a thing anymore.
Elegant*******
However, if you think that the Thai police is corrupted, Philippino are even worse. Their language is too noisy as well.
RadiantC********
Tom Kure Andersen Police checkpoints pulling over motorists, especially foreigners, is not really a thing outside of Pattaya, Phuket and maybe Samui. Since I almost never visit those places (I've never even been to Samui) I never encounter them.
What I do encounter are those checkpoints where they pull you over and check your passport (for example in Mae Sot and along route 105, especially at the Mae La refugee camp) and sometimes along route 304 too, southbound (mainly after dark).
What I do encounter are those checkpoints where they pull you over and check your passport (for example in Mae Sot and along route 105, especially at the Mae La refugee camp) and sometimes along route 304 too, southbound (mainly after dark).
Tom ****************
ElegantLotus00 Well, were I am I have not seen a single police checkpoint, I have only see 2 BMW police motorcycle followed some cars with diplomate plate at Alona beach, I will see police checkpoint everyday in Phuket, Pattaya or wherever I was located.
KindWal********
Oh, Up to you.
Karl **********
KindWallaby6798 Of course it is. That's what people with brains do.
Graham *****
KindWallaby6798
Yes. That's the point.
Yes. That's the point.
Jo **********
Bruce W Herrier yes he did.
Bruce ************
Graham Day But he summarized it so well. 555
Jo **********
Graham Day smart. Sadly for Thailand they will lose good tourists like you.
John *******
Do you mean to ask why is there an OA visa?
USAD****
What are you talking about? What does “not as effective” mean in this context?
John ********
USADad76 OP has no clue
Chang ******
becaz thai embassy dont wanna deal with ,
Carlos *********
In my case (New Zealand Passport) I got a 5 year Retirement Visa. I've had Visa Agents inside Thailand deny its possible whilst holding the Passport in their hand & looking at the Visa.
I've also had people in the Bank whilst I was opening new Bank Accounts with the Visa say that's the first time they've ever seen a multi year Retirement Visa.
It's still got 3 years left to run on it.
I've also had people in the Bank whilst I was opening new Bank Accounts with the Visa say that's the first time they've ever seen a multi year Retirement Visa.
It's still got 3 years left to run on it.
THENA******
Carlos Alvarez the prices for elite visa have gone up substantially, so for those over 50 the retirement visa is much more cost effective. Only better one would be the LTR visa.
Brandon ************
@Carlos ********
It's just that no one really uses the Non-OX visa, so I doubt many people have ever seen one. It was not a well thought out visa.Carlos *********
@Brandon ***********
correct it is the Non-OX Visa.
Gee *****
Carlos Alvarez I have lived here 14 years and never heard of this multi year retirement visa. What are the requirements?
Kitty ******
@Gee ****
Additional info; this is a membership program, not a retirement visa.Kitty ******
@Gee ****
It's called the Thailand Privilege Visa fka the Elite Visa. There are different pkgs; 5 years, 10, 15 & 20 years. The requirements and benefits differ for each tier.
Nongnuch ********
Carlos Alvarez so it is called NON-IMM-O/X or the LTR, both are 5-year visas
Carlos *********
Kitty Modo No, it is a Retirement Visa.
Gee *****
Kitty Modo ah ok now I know what we are talking about, thanks.
Jo **********
Carlos Alvarez I meet all the requirements for the 5 year retirement visa. But I would like your perspective on how easy it was
Carlos *********
Jo Clemente easiest Visa (for Thailand) I ever processed entire thing was done Online (with Passport being sent via Postal mail & returned by registered postal mail) as I said Visa applied to an N.Z Passport. Application made in Australia.
Antony ********
You get ripped off at home with health and banking requirements basically.
Marcus *******
Antony Cooper thats the OA retirement visa that requires health insurance
Martin *******
❓❓❓
Andrew ******************
This is why agents exist
Cale *******
Andrew Copeland Griggs - Yes to take as much money as their greedy paws can get their hands to move it around the officials that are registering the marriages and licenses!
BC ********
Andrew Copeland Griggs because of people asking weird questions because they believe in some fake assumptions ?
Jim **********
Andrew Copeland Griggs if agents weren’t so greedy these days
Charging ridiculous prices
Charging ridiculous prices
Bernard *********
Andrew Copeland Griggs greedy people not agents...
David ******
Andrew Copeland Griggs yep, exactly. Because of misinformation.
Jules ********
Andrew Copeland Griggs I'll be accessing one
Steve *********
Did you mean, applying for a Non O visa, from your home country vs using a Thai agency?
BluePassio**********
You are better to get ahead so you can open a bank account in Thailand once here
Tomas *******
You can start from abroad and use your local bank account for the application. Then you can travel to Thailand and open the bank account. It’s very effective
Summer ******
….. um,…. What 🤔
Luit *****************
I don't completely understand your question, but I would say it just is the other way around.
For getting non-o outide Thailand you don't need to have the money in a Thai bank account, and you are able to open a bank account in Thailand with the visa.
When you are inside you can only change from visa exempt or tourist visa to non-o if you have already money on a Thai bank account and you Immigration office will do this change for you.
For getting non-o outide Thailand you don't need to have the money in a Thai bank account, and you are able to open a bank account in Thailand with the visa.
When you are inside you can only change from visa exempt or tourist visa to non-o if you have already money on a Thai bank account and you Immigration office will do this change for you.
Alex ********
Luit van der Linde one thing I can add that if you apply in Australia you need to show the equivalent to B800,000 in any bank seasoned for 3 months. I assume after arriving in Thailand you need to open a Thai bank account and deposit 800,000 for two months in order to extend for 1 year.
Luit *****************
Alex HH TH They don't accept the equivalent of 65k income in Australia?
Kevin ************
Luit van der Linde that’s how I see it.
Jim *********
Luit van der Linde exactly, well put.
Alexey **********
If non-O - no problem at all because possible to open bank account and extend for 1 year. If Non-O-A for 1 year it is problem with health insurance forever.
Fizul *********
Alexey Shipulin I don't mind the insurance requirement for Non-OA since I would always want to be covered medically anyway.
I have a problem leaving 800,000 Baht in a Thai bank due to my mistrust of Thai banking laws that can change without due process.
I have a problem leaving 800,000 Baht in a Thai bank due to my mistrust of Thai banking laws that can change without due process.
Alexey **********
Fizul Bacchus Use agent service to extend visa. They will help.
Kev *********
Alexey Shipulin I let my OA visa lapse as I went to Cambodia with no re-entry permit. That happened during the time of 60 day visa exempt. At the end of the 60 days I applied for 1 year non O retirement visa having had the required 800k in the bank for a long enough time. My immigration office processed the application as I had bank letters, proof of rental and full colour copy of passport. When you submit documents, remember to sign every page. As an indication of Thai bureaucracy, my first application for OA visa, submitted to Thai Embassy in London, required a police record check. I took the original but they said it had to be notarized by a lawyer. I went to a lawyer and requested the notarization but the lawyer said she couldn't notarize the original but could notarize a photocopy. I returned to the Thai Embassy in London and presented the notarized copy which was accepted. So, original no good but a notarized copy acceptable. Logic? I don't know.
Jozef *********
Alexey Shipulin exactly 💯% correct
Allan ********
Can you explain what you think the difference is to us .
Neil ********
What?! 🤔
Brandon ************
What? A non-O from outside of Thailand is exactly the same as one from inside, with the only difference being a non-O that you receive inside of Thailand is a "zero" entry visa, since it's activated as soon as it is issued and you're already in Thailand.
They both grant 90-days, as they are 90-day visas.
They both grant 90-days, as they are 90-day visas.
Michael *****
@Brandon ***********
When someone applies for a non-O from a Thai embassy (in home country outside Thailand), does the 90-day clock start ticking from the date the visa is issued by the embassy? Or does it start from the date you enter Thailand?Brandon ************
@Michael ****
both. The 90 days you have to enter starts the day the visa is issued. Once you enter within those 90 days, you receive a 90 day entry stamp.Michael *****
@Brandon ***********
Thank you!Muji ******
OP@Brandon ***********
Okay, thank you for the information you provided. It’s very helpful. 🥰
Kye *****
@Brandon ***********
I thought you couldn't get non-o inside Thailand. 🤷♂️
Gary ********
Kye Lee nope. I came in to thailand on a visa exempt, got my Non O visa then my retirement extension.
Doug ********
Gary Hewton ..may I ask how long ago and where ? Just interested.
Brandon ************
@Kye ****
You can if your immigration office supports conversions from tourist to non-O, and you already have a Thai bank account with the required funds in it. But you need a long-term visa to get a bank account, so if you don't already have a Thai bank account, you cannot get a non-O in Thailand.
Kevin *******
BreezyGiraffe4639 all hail the all seeing and all knowing giraffe !
RadiantC********
@Brandon ***********
It sounds like immigration offices are slowly ending the in country conversion process from tourist to non-O visas..increasingly, they're expecting you to apply for a non-O visa abroad and come back in with that.Nongnuch ********
John Stuwe the second year out of a Non-O/A visa has no single re-entry permit included, it has no re-entry included at all. You would need to buy it separately if you planned to do a trip abroad
Samuel *********
Kevin Dunne similar experience for me! I needed to go to Vientnane because only embassies are doing those.I didn't do it in Switzerland because I would lose tax money there.
Robert ************
@Brandon ***********
what about if I hand my passport with a couple thousand in bahtDoug ********
@Brandon ***********
respectfully,lots of (used to be things), have changed and seem to be changing. Although as ever rules seem to be enforced almost officer by officer ,let alone by location.🙄Doug ********
Kevin Dunne I was told by immigration in udon thani last June that I can not get a 90 non o retirement visa inside of Thailand. I was here on visa exempt,they said even if I was on any visa , tourist,dtv, were given as examples that I can only get the non o outside of Thailand so I went Vientiane.
Now I am in year extension. I see they now say DTV will have to obtained in your actual country of residence or citizenship. Definitely cracking down on everything,I would not be surprised if they did this with non o 90 day visas as well...border hips maybe become a thing of the past soon
Now I am in year extension. I see they now say DTV will have to obtained in your actual country of residence or citizenship. Definitely cracking down on everything,I would not be surprised if they did this with non o 90 day visas as well...border hips maybe become a thing of the past soon
BreezyGi*********
John Stuwe ‘nobody told me’ isn’t an excuse for ignorance son
John *******
Curt Thurston Yes, I had the same problem. I lost my OA Visa because the first year is Multiple Entry but the second year (extension of stay) is single entry. Nobody told me. Then I got a Tourist Visa on my next visit, expecting I could get an O visa from inside Thailand but couldn't.
Stephanie ******
Kevin Dunne I just received my Non O inside of Thailand. I was on a NonB and converted without having to leave or even go to Immigtation.
Kevin *******
Kye Lee cost you 2000 baht for the extension or 3500 for overstay
Brandon ************
@Kevin ******
just because your immigration office doesn't do it, doesn't mean it's not possible. If used to be the most common way of getting a non-O visa.Kevin *******
@Brandon ***********
I've had a thai bank account since 2003 when I bought my condo ! I've never been able to get a non o at immigration udonthani I got one through an agent during covid as I got fed up with their last minute visa amnesty ! Cost me 12k baht then 17k baht for a year's visa which I had for 2 years ! Still don't believe you can get a non o inside thailand ! Would liked to be proved wrong as I go to l Vientiane !Brandon ************
@Kye ****
There is no limit. It's at the discretion of the immigration officer. They will look at your total history and determine if they think you're a legitimate tourist. The reports about the extensions have been all over the place. Impossible to say how it will be handled.Kye *****
@Brandon ***********
separate question, but I don't want to have another post and start a whole new discussion...do you know if 157 days is the limit for visa exemption stays? I did 60 plus 30ext feb-may, then entered again in Aug with 60 day stamp. Don't care to go through the extension process at immigration if I'll likely only get 7 days. TIA 🙏Brandon ************
@Curt *********
yes, some immigration offices will not do it at all
Curt **********
@Brandon ***********
Guess my office doesn’t. I’ve been here for 14 years on a B visa, marriage and retirement. I had to leave the country to change from marriage to retirement.
Then I lost my retirement visa because I thought I had a multiple entry , but didn’t , and I had to leave the country to get a 90 non-retirement visa first before I could renew and get a one year again.
They refused converting a tourist to a retirement unless I had a letter from my embassy and my embassy stopped issuing letters 5 years ago.
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